ABBOTT LABS INC COM 002824100 9661 85 SH SOLE 68 0 17 ABBOTT LABS INC COM 002824100 1298906 11428 SH DFND 11419 0 9 ACCENTURE PLC CL A SHS CLASS A G1151C101 10398 30 SH SOLE 24 0 6 ACCENTURE PLC CL A SHS CLASS A G1151C101 1430806 4128 SH DFND 4125 0 3 AMAZON COM INC COM 023135106 9560 53 SH SOLE 43 0 10 AMAZON COM INC COM 023135106 1359344 7536 SH DFND 7531 0 5 ANALOG DEVICES INC COM 032654105 12065 61 SH SOLE 51 0 10 ANALOG DEVICES INC COM 032654105 1363960 6896 SH DFND 6891 0 5 APPLE INC COM 037833100 932337 5437 SH SOLE 5437 0 0 BERKSHIRE HATHAWAY INC-CL B CL B NEW 084670702 9251 22 SH SOLE 18 0 4 BERKSHIRE HATHAWAY INC-CL B CL B NEW 084670702 1224554 2912 SH DFND 2910 0 2 BLACKSTONE INC COM 09260D107 8802 67 SH SOLE 55 0 12 BLACKSTONE INC COM 09260D107 1112441 8468 SH DFND 8462 0 6 CHEVRON CORPORATION COM 166764100 4890 31 SH SOLE 25 0 6 CHEVRON CORPORATION COM 166764100 675285 4281 SH DFND 4278 0 3 CISCO SYSTEMS INC COM 17275R102 10082 202 SH SOLE 157 0 45 CISCO SYSTEMS INC COM 17275R102 1431868 28689 SH DFND 28666 0 23 COCA COLA CO COM 191216100 7097 116 SH SOLE 94 0 22 COCA COLA CO COM 191216100 971416 15878 SH DFND 15867 0 11 COMCAST CORP-CL A CL A 20030N101 7066 163 SH SOLE 125 0 38 COMCAST CORP-CL A CL A 20030N101 1099920 25373 SH DFND 25353 0 20 COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852 17639 216 SH SOLE 216 0 0 COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852 1584939 19409 SH DFND 19409 0 0 CONSTELLATION ENERGY CORP COM 21037T109 607417 3286 SH SOLE 3286 0 0 CONSUMER DISCRETIONARY SELT SBI CONS DISCR 81369Y407 8275 45 SH SOLE 45 0 0 CONSUMER DISCRETIONARY SELT SBI CONS DISCR 81369Y407 903819 4915 SH DFND 4915 0 0 CVS HEALTH CORP COM 126650100 9172 115 SH SOLE 89 0 26 CVS HEALTH CORP COM 126650100 1407365 17645 SH DFND 17632 0 13 EDWARDS LIFESCIENCES CORP COM 28176E108 323184 3382 SH SOLE 3382 0 0 EXELON CORP COM 30161N101 558290 14860 SH SOLE 14860 0 0 EXXON MOBIL CORP COM 30231G102 6277 54 SH SOLE 44 0 10 EXXON MOBIL CORP COM 30231G102 760210 6540 SH DFND 6535 0 5 FLEXSHARES CREDIT-SCORED US CR SCD US BD 33939L761 311812 6526 SH SOLE 6526 0 0 FLEXSHARES CREDIT-SCORED US CR SCD US BD 33939L761 24812058 519298 SH DFND 519298 0 0 FLEXSHARES CREDIT-SCORED US LONG CR SCORED LONG 33939L753 129248 2951 SH SOLE 2951 0 0 FLEXSHARES CREDIT-SCORED US LONG CR SCORED LONG 33939L753 9539599 217809 SH DFND 217809 0 0 FLEXSHARES DISCIPLINED DURATION MBS DISCP DUR MBS 33939L779 222149 10903 SH SOLE 10903 0 0 FLEXSHARES DISCIPLINED DURATION MBS DISCP DUR MBS 33939L779 15227277 747351 SH DFND 747351 0 0 FLEXSHARES GLOBAL INFRASTRUCTURE IND STOXX GLOBR INF 33939L795 21671 397 SH SOLE 397 0 0 FLEXSHARES GLOBAL INFRASTRUCTURE IND STOXX GLOBR INF 33939L795 3564492 65300 SH DFND 65300 0 0 FLEXSHARES GLOBAL REAL ESTATE INDEX GLB QLT R/E IDX 33939L787 20451 360 SH SOLE 360 0 0 FLEXSHARES GLOBAL REAL ESTATE INDEX GLB QLT R/E IDX 33939L787 3160597 55635 SH DFND 55635 0 0 FLEXSHARES IBOXX 3-YEAR TARG IBOXX 3R TARGT 33939L506 100463 4230 SH SOLE 4230 0 0 FLEXSHARES IBOXX 3-YEAR TARG IBOXX 3R TARGT 33939L506 9983313 420350 SH DFND 420350 0 0 FLEXSHARES MORNINGSTAR DEVEL M STAR DEV MKT 33939L803 27446 383 SH SOLE 383 0 0 FLEXSHARES MORNINGSTAR DEVEL M STAR DEV MKT 33939L803 5297740 73928 SH DFND 73928 0 0 FLEXSHARES MORNINGSTAR EMERG MSTAR EMKT FAC 33939L308 26950 525 SH SOLE 525 0 0 FLEXSHARES MORNINGSTAR EMERG MSTAR EMKT FAC 33939L308 7833435 152598 SH DFND 152598 0 0 FLEXSHARES NATURAL RESOURCES INDEX MORNSTAR UPSTR 33939L407 65548 1596 SH SOLE 1596 0 0 FLEXSHARES NATURAL RESOURCES INDEX MORNSTAR UPSTR 33939L407 9381990 228439 SH DFND 228439 0 0 GENERAL DYNAMICS CORP COM 369550108 6780 24 SH SOLE 19 0 5 GENERAL DYNAMICS CORP COM 369550108 976003 3455 SH DFND 3452 0 3 ILLINOIS TOOL WORKS COM 452308109 217616 811 SH SOLE 811 0 0 INDUSTRIAL SELECT SECTOR SPDR SBI INT-INDS 81369Y704 10329 82 SH SOLE 82 0 0 INDUSTRIAL SELECT SECTOR SPDR SBI INT-INDS 81369Y704 1002264 7957 SH DFND 7957 0 0 INTERCONTINENTAL EXCHANGE INC COM 45866F104 9758 71 SH SOLE 57 0 14 INTERCONTINENTAL EXCHANGE INC COM 45866F104 1325100 9642 SH DFND 9635 0 7 ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 450551 857 SH SOLE 857 0 0 ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 VAL ETF 464287614 300986 893 SH SOLE 893 0 0 ISHARES U.S. TREASURY BOND ETF US TREAS BD ETF 46429B267 7455103 327409 SH SOLE 327409 0 0 JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105 6924 106 SH SOLE 81 0 25 JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105 974640 14921 SH DFND 14909 0 12 JP MORGAN CHASE & CO COM 46625H100 12218 61 SH SOLE 51 0 10 JP MORGAN CHASE & CO COM 46625H100 1480417 7391 SH DFND 7386 0 5 LOWES COS INC COM 548661107 9680 38 SH SOLE 31 0 7 LOWES COS INC COM 548661107 1244866 4887 SH DFND 4883 0 4 MATERIALS SELECT SPDR FUND SBI MATERIALS 81369Y100 8546 92 SH SOLE 92 0 0 MATERIALS SELECT SPDR FUND SBI MATERIALS 81369Y100 1081425 11642 SH DFND 11642 0 0 MICROCHIP TECHNOLOGY INC COM 595017104 9958 111 SH SOLE 92 0 19 MICROCHIP TECHNOLOGY INC COM 595017104 1218262 13580 SH DFND 13570 0 10 MICROSOFT CORP COM 594918104 13884 33 SH SOLE 28 0 5 MICROSOFT CORP COM 594918104 1943726 4620 SH DFND 4617 0 3 NORFOLK SOUTHERN CORP COM 655844108 6372 25 SH SOLE 19 0 6 NORFOLK SOUTHERN CORP COM 655844108 918042 3602 SH DFND 3599 0 3 NVIDIA CORP COM 67066G104 1548702 1714 SH SOLE 1714 0 0 ORACLE CORPORATION COM COM 68389X105 12687 101 SH SOLE 84 0 17 ORACLE CORPORATION COM COM 68389X105 1513349 12048 SH DFND 12039 0 9 PEPSICO INC COM 713448108 5950 34 SH SOLE 28 0 6 PEPSICO INC COM 713448108 775819 4433 SH DFND 4430 0 3 PROCTER & GAMBLE CO COM 742718109 7301 45 SH SOLE 37 0 8 PROCTER & GAMBLE CO COM 742718109 951921 5867 SH DFND 5863 0 4 REAL ESTATE SELECT SECT SPDR RL EST SEL SEC 81369Y860 4704 119 SH SOLE 119 0 0 REAL ESTATE SELECT SECT SPDR RL EST SEL SEC 81369Y860 603702 15272 SH DFND 15272 0 0 SALESFORCE INC COM 79466L302 11746 39 SH SOLE 32 0 7 SALESFORCE INC COM 79466L302 1410125 4682 SH DFND 4679 0 3 SCHLUMBERGER LTD COM STK 806857108 741634 13531 SH SOLE 13520 0 11 SCHLUMBERGER LTD COM STK 806857108 5755 105 SH DFND 84 0 21 SPDR BLOOMBERG ST YIELD BOND ETF BLOOMBERG SHT TE 78468R408 211318 8379 SH SOLE 8379 0 0 SPDR BLOOMBERG ST YIELD BOND ETF BLOOMBERG SHT TE 78468R408 23052366 914051 SH DFND 914051 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 266407 1295 SH SOLE 1295 0 0 TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803 22493 108 SH SOLE 108 0 0 TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803 2943688 14134 SH DFND 14134 0 0 TJX COMPANIES COM 872540109 13996 138 SH SOLE 117 0 21 TJX COMPANIES COM 872540109 1502842 14818 SH DFND 14808 0 10 UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 4202 64 SH SOLE 64 0 0 UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 568726 8663 SH DFND 8663 0 0 VANGUARD GROWTH ETF GROWTH ETF 922908736 344200 1000 SH SOLE 1000 0 0 VANGUARD LONG-TERM CORP BOND ETF LG-TERM COR BD 92206C813 5789 74 SH SOLE 74 0 0 VANGUARD LONG-TERM CORP BOND ETF LG-TERM COR BD 92206C813 1551770 19836 SH DFND 19836 0 0 VANGUARD SHORT-TERM TIPS STRM INFPROIDX 922020805 31943 667 SH SOLE 667 0 0 VANGUARD SHORT-TERM TIPS STRM INFPROIDX 922020805 3198908 66797 SH DFND 66797 0 0 VANGUARD SMALL-CAP ETF SMALL CP ETF 922908751 49375 216 SH SOLE 216 0 0 VANGUARD SMALL-CAP ETF SMALL CP ETF 922908751 7079432 30970 SH DFND 30970 0 0 VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 56658 218 SH SOLE 218 0 0 VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769 16950158 65218 SH DFND 65218 0 0 VISA INC CL A COM CL A 92826C839 8093 29 SH SOLE 25 0 4 VISA INC CL A COM CL A 92826C839 920127 3297 SH DFND 3295 0 2 WALT DISNEY COMPANY COM 254687106 7342 60 SH SOLE 45 0 15 WALT DISNEY COMPANY COM 254687106 1129383 9230 SH DFND 9222 0 8 ZIMMER BIOMET HOLDINGS INC COM 98956P102 10822 82 SH SOLE 70 0 12 ZIMMER BIOMET HOLDINGS INC COM 98956P102 1194683 9052 SH DFND 9045 0 7