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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TR UNIT SER 1 46090E103   955,847 1,298 SH   SOLE   0 0 1,298
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323   625,224 8,525 SH   SOLE   0 0 8,525
VANGUARD INDEX FDS TOTAL STK MKT 922908769   263,639 712 SH   SOLE   0 0 712
ISHARES TR US SML CAP EQT 46434V290   917,429 10,292 SH   SOLE   0 0 10,292
CORNING INC COM 219350105   255,430 1,000 SH   SOLE   0 0 1,000
INVESCO ACTIVELY MANAGED EXC VAR RATE INVT 46090A879   4,800,973 191,503 SH   SOLE   0 0 191,503
ISHARES TR RUSEL 2500 ETF 46435G268   816,698 8,913 SH   SOLE   0 0 8,913
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,492,587 103,209 SH   SOLE   0 0 103,209
ISHARES TR CORE MSCI INTL 46435G326   537,353 6,037 SH   SOLE   0 0 6,037
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,102,422 20,132 SH   SOLE   0 0 20,132
VANGUARD INDEX FDS LARGE CAP ETF 922908637   292,460 850 SH   SOLE   0 0 850
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,446,425 41,552 SH   SOLE   0 0 41,552
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   482,827 703 SH   SOLE   0 0 703
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409   11,883,015 461,835 SH   SOLE   0 0 461,835
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,989,606 22,305 SH   SOLE   0 0 22,305
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   432,951 4,487 SH   SOLE   0 0 4,487
DUKE ENERGY CORP NEW COM NEW 26441C204   580,050 4,582 SH   SOLE   0 0 4,582
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   13,333,916 323,246 SH   SOLE   0 0 323,246
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,058,375 150,668 SH   SOLE   0 0 150,668
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708   278,955 6,288 SH   SOLE   0 0 6,288
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,110,190 58,801 SH   SOLE   0 0 58,801
VANGUARD INDEX FDS VALUE ETF 922908744   16,117,546 73,957 SH   SOLE   0 0 73,957
VANGUARD INDEX FDS GROWTH ETF 922908736   17,620,549 204,557 SH   SOLE   0 0 204,557
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831   4,278,952 102,539 SH   SOLE   0 0 102,539
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   7,068,303 258,628 SH   SOLE   0 0 258,628
ISHARES TR CORE MSCI EAFE 46432F842   594,353 6,154 SH   SOLE   0 0 6,154
PIMCO ETF TR MULTISECTOR BD 72201R585   394,565 14,878 SH   SOLE   0 0 14,878
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   427,377 4,470 SH   SOLE   0 0 4,470
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   323,639 5,422 SH   SOLE   0 0 5,422
ISHARES TR CORE S&P US GWT 464287671   725,088 3,855 SH   SOLE   0 0 3,855
SPDR SERIES TRUST ST STR P500VAL 78464A508   1,785,463 29,371 SH   SOLE   0 0 29,371
LOWES COS INC COM 548661107   521,679 2,366 SH   SOLE   0 0 2,366
APPLE INC COM 037833100   514,925 1,780 SH   SOLE   0 0 1,780