The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   358,834 3,495 SH   SOLE   3,495 0 0
ABBVIE INC COM 00287Y109   708,800 3,259 SH   SOLE   3,259 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   329,599 5,649 SH   SOLE   5,648 0 0
ADOBE INC COM 00724F101   222,416 19,795 SH   SOLE   19,794 0 0
ADVISORS SER TR SCHARF ETF 00770X220   3,940,135 73,517 SH   SOLE   73,516 0 0
ADVISORS SER TR SCHARF GLOBAL 00770X212   733,144 17,943 SH   SOLE   17,942 0 0
AIR PRODUCTS AND CHEMICALS I COM 009158106   480,180 1,653 SH   SOLE   1,653 0 0
ALPHABET INC CAP STK CL A 02079K305   2,366,806 51,640 SH   SOLE   51,640 0 0
ALPHABET INC CAP STK CL C 02079K107   3,055,920 10,653 SH   SOLE   10,653 0 0
AMAZON COM INC COM 023135106   1,108,221 48,656 SH   SOLE   48,656 0 0
AMERIPRISE FINL INC COM 03076C106   299,526 674 SH   SOLE   674 0 0
AMETEK INC COM 031100100   290,672 1,356 SH   SOLE   1,356 0 0
AMGEN INC COM 031162100   1,974,679 48,280 SH   SOLE   48,280 0 0
AON PLC SHS CL A G0403H108   425,101 1,317 SH   SOLE   1,317 0 0
APPLE INC COM 037833100   14,004,286 295,565 SH   SOLE   295,565 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210   1,234,976 935 SH   SOLE   935 0 0
ASTRAZENECA PLC ORD G0593M107   729,294 3,735 SH   SOLE   3,735 0 0
ATMOS ENERGY CORP COM 049560105   251,219 1,360 SH   SOLE   1,360 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   352,066 18,672 SH   SOLE   18,671 0 0
BANCO SANTANDER SA ADR 05964H105   360,768 31,983 SH   SOLE   31,983 0 0
BANK AMERICA CORP COM 060505104   330,668 6,783 SH   SOLE   6,782 0 0
BANNER CORP COM NEW 06652V208   1,054,497 17,378 SH   SOLE   17,378 0 0
BARRICK MNG CORP COM SHS 06849F108   393,725 9,660 SH   SOLE   9,660 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,567,208 90,802 SH   SOLE   90,802 0 0
BLACK HILLS CORP COM 092113109   863,113 12,435 SH   SOLE   12,435 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   229,318 3,781 SH   SOLE   3,781 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   423,206 7,238 SH   SOLE   7,238 0 0
BROADCOM INC COM 11135F101   2,290,670 19,111 SH   SOLE   19,111 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   223,234 5,518 SH   SOLE   5,518 0 0
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109   1,240,779 36,147 SH   SOLE   36,146 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   3,845,087 95,270 SH   SOLE   95,270 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   2,556,301 68,481 SH   SOLE   68,481 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021M107   3,531,951 104,434 SH   SOLE   104,433 0 0
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   339,891 12,519 SH   SOLE   12,519 0 0
CATERPILLAR INC COM 149123101   425,911 601 SH   SOLE   601 0 0
CENTERPOINT ENERGY INC COM 15189T107   355,595 8,239 SH   SOLE   8,239 0 0
CHEVRON CORPORATION COM 166764100   2,734,902 13,218 SH   SOLE   13,218 0 0
CHUBB LTD SWITZ COM H1467J104   163,297 10,580 SH   SOLE   10,579 0 0
CISCO SYS INC COM 17275R102   1,445,082 18,625 SH   SOLE   18,624 0 0
CLOROX CO DEL COM 189054109   510,067 4,922 SH   SOLE   4,922 0 0
CME GROUP INC COM 12572Q105   1,481,771 5,017 SH   SOLE   5,017 0 0
COCA-COLA FEMSA SAB DE CV SPONS ADS REP 191241108   617,394 6,329 SH   SOLE   6,329 0 0
COLUMBIA BKG SYS INC COM 197236102   280,088 10,211 SH   SOLE   10,211 0 0
CONOCOPHILLIPS COM 20825C104   394,858 2,991 SH   SOLE   2,991 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105   3,628,422 162,518 SH   SOLE   162,517 0 0
CSX CORP COM 126408103   277,978 6,772 SH   SOLE   6,771 0 0
CULLEN FROST BANKERS INC COM 229899109   987,798 7,206 SH   SOLE   7,206 0 0
CUMMINS INC COM 231021106   73,311 42,701 SH   SOLE   42,700 0 0
DEVON ENERGY CORP NEW COM 25179M103   694,819 13,808 SH   SOLE   13,808 0 0
DISNEY WALT CO COM 254687106   319,885 3,319 SH   SOLE   3,319 0 0
ECOLAB INC COM 278865100   78,418 20,114 SH   SOLE   20,113 0 0
ELI LILLY & CO COM 532457108   596,215 648 SH   SOLE   648 0 0
EMERSON ELEC CO COM 291011104   226,010 1,725 SH   SOLE   1,725 0 0
ENTERGY CORP NEW COM 29364G103   696,969 6,203 SH   SOLE   6,203 0 0
ESTABLISHMENT LABS HLDGS INC COM G31249108   973,607 17,147 SH   SOLE   17,147 0 0
EXXON MOBIL CORP COM 30231G102   4,303,533 25,366 SH   SOLE   25,365 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   8,214,012 148,912 SH   SOLE   148,912 0 0
FRANCO NEV CORP COM 351858105   282,378 1,143 SH   SOLE   1,143 0 0
GE VERNOVA INC COM 36828A101   217,352 249 SH   SOLE   249 0 0
GENERAL DYNAMICS CORP COM 369550108   823,385 2,399 SH   SOLE   2,399 0 0
GILEAD SCIENCES INC COM 375558103   362,628 2,602 SH   SOLE   2,601 0 0
HOME DEPOT INC COM 437076102   1,083,035 3,293 SH   SOLE   3,293 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   213,416 880 SH   SOLE   880 0 0
INTERNATIONAL PAPER CO COM 460146103   224,732 6,295 SH   SOLE   6,295 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   891,743 1,545 SH   SOLE   1,545 0 0
ISHARES GOLD TR ISHARES NEW 464285204   11,332,824 132,503 SH   SOLE   132,503 0 0
ISHARES TR ULTRA SHORT DUR 46434V878   26,264 26,264 SH   SOLE   26,264 0 0
ISHARES TR US INDUSTRIALS 464287754   445,276 3,018 SH   SOLE   3,018 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   952,243 4,457 SH   SOLE   4,456 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   902,200 39,429 SH   SOLE   39,429 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,859,104 4,360 SH   SOLE   4,360 0 0
ISHARES TR CORE S&P SCP ETF 464287804   5,045,805 40,590 SH   SOLE   40,590 0 0
ISHARES TR CORE S&P MCP ETF 464287507   202,590 3,000 SH   SOLE   3,000 0 0
ISHARES TR RUS MD CP GR ETF 464287481   402,553 3,142 SH   SOLE   3,142 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,402,266 14,437 SH   SOLE   14,437 0 0
ISHARES TR CORE S&P500 ETF 464287200   212,946 326 SH   SOLE   326 0 0
ISHARES TR RUS MID CAP ETF 464287499   218,962 2,252 SH   SOLE   2,252 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   4,338,611 46,783 SH   SOLE   46,782 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,494,346 29,312 SH   SOLE   29,312 0 0
JOHNSON & JOHNSON COM 478160104   3,680,423 26,705 SH   SOLE   26,705 0 0
JPMORGAN CHASE & CO COM 46625H100   2,028,527 6,896 SH   SOLE   6,896 0 0
KLA CORP COM NEW 482480100   435,833 296 SH   SOLE   296 0 0
LINCOLN NATL CORP IND COM 534187109   234,797 6,614 SH   SOLE   6,614 0 0
LINDE PLC SHS G54950103   346,534 13,560 SH   SOLE   13,560 0 0
LOWES COS INC COM 548661107   39,300 27,772 SH   SOLE   27,771 0 0
MARKEL GROUP INC COM 570535104   438,322 229 SH   SOLE   229 0 0
MASTERCARD INCORPORATED CL A 57636Q104   242,851 486 SH   SOLE   486 0 0
MCCORMICK & CO INC COM NON VTG 579780206   657,990 13,045 SH   SOLE   13,045 0 0
MCDONALDS CORP COM 580135101   265,586 13,417 SH   SOLE   13,416 0 0
MCKESSON CORP COM 58155Q103   636,905 736 SH   SOLE   736 0 0
MEDTRONIC PLC SHS G5960L103   697,792 8,053 SH   SOLE   8,053 0 0
MERCK & CO INC COM 58933Y105   596,946 4,963 SH   SOLE   4,962 0 0
META PLATFORMS INC CL A 30303M102   924,562 1,616 SH   SOLE   1,616 0 0
MICROSOFT CORP COM 594918104   5,387,195 65,099 SH   SOLE   65,098 0 0
MONDELEZ INTL INC CL A 609207105   358,175 6,214 SH   SOLE   6,214 0 0
MORGAN STANLEY COM NEW 617446448   417,185 2,535 SH   SOLE   2,535 0 0
NEXTERA ENERGY INC COM 65339F101   32,739 15,466 SH   SOLE   15,465 0 0
NIKE INC CL B 654106103   604,545 11,445 SH   SOLE   11,445 0 0
NOVARTIS AG SPONSORED ADR 66987V109   212,170 1,389 SH   SOLE   1,389 0 0
NOVO-NORDISK A S ADR 670100205   880,530 23,960 SH   SOLE   23,960 0 0
NVIDIA CORPORATION COM 67066G104   4,684,028 132,968 SH   SOLE   132,968 0 0
OCCIDENTAL PETE CORP COM 674599105   462,930 7,122 SH   SOLE   7,122 0 0
ONEOK INC NEW COM 682680103   352,340 3,898 SH   SOLE   3,898 0 0
ORACLE CORP COM 68389X105   822,198 5,589 SH   SOLE   5,589 0 0
OTIS WORLDWIDE CORP COM 68902V107   220,372 2,859 SH   SOLE   2,859 0 0
PAYCHEX INC COM 704326107   342,755 3,721 SH   SOLE   3,720 0 0
PEPSICO INC COM 713448108   1,119,846 7,211 SH   SOLE   7,211 0 0
PFIZER INC COM 717081103   802,155 31,262 SH   SOLE   31,262 0 0
PHILIP MORRIS INTL INC COM 718172109   857,288 5,185 SH   SOLE   5,185 0 0
PHILLIPS 66 COM 718546104   1,002,172 5,501 SH   SOLE   5,501 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   22,180,788 220,551 SH   SOLE   220,550 0 0
PNC FINL SVCS GROUP INC COM 693475105   409,054 35,671 SH   SOLE   35,671 0 0
PORTLAND GEN ELEC CO COM NEW 736508847   589,230 11,166 SH   SOLE   11,166 0 0
PPG INDS INC COM 693506107   217,039 2,031 SH   SOLE   2,030 0 0
PRICE T ROWE GROUP INC COM 74144T108   590,056 6,546 SH   SOLE   6,546 0 0
PROCTER & GAMBLE CO COM 742718109   1,429,165 9,895 SH   SOLE   9,894 0 0
QUALCOMM INC COM 747525103   242,879 1,886 SH   SOLE   1,886 0 0
REALTY INCOME CORP COM 756109104   912,255 14,911 SH   SOLE   14,911 0 0
REINSURANCE GROUP AMER INC COM NEW 759351604   646,983 3,169 SH   SOLE   3,169 0 0
RELX PLC SPONSORED ADR 759530108   248,194 7,487 SH   SOLE   7,487 0 0
ROPER TECHNOLOGIES INC COM 776696106   203,523 575 SH   SOLE   575 0 0
ROSS STORES INC COM 778296103   244,359 1,128 SH   SOLE   1,128 0 0
RTX CORPORATION COM 75513E101   602,817 21,935 SH   SOLE   21,935 0 0
RYANAIR HOLDINGS PLC SPONSORED ADR 783513203   253,569 4,387 SH   SOLE   4,387 0 0
S&P GLOBAL INC COM 78409V104   141,631 15,178 SH   SOLE   15,177 0 0
SANDISK CORP COM 80004C200   1,816,437 2,859 SH   SOLE   2,859 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,043,117 132,271 SH   SOLE   132,270 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   2,915,157 64,476 SH   SOLE   64,475 0 0
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308   326,587 3,984 SH   SOLE   3,983 0 0
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704   808,650 5,000 SH   SOLE   5,000 0 0
SEMPRA COM 816851109   248,172 2,554 SH   SOLE   2,554 0 0
SERVICENOW INC COM 81762P102   229,905 2,199 SH   SOLE   2,199 0 0
SHELL PLC SPON ADS 780259305   789,710 8,492 SH   SOLE   8,491 0 0
SHERWIN WILLIAMS CO COM 824348106   213,486 666 SH   SOLE   666 0 0
SHOPIFY INC CL A SUB VTG SHS 82509L107   262,625 2,214 SH   SOLE   2,214 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A508   342,875 6,060 SH   SOLE   6,060 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R663   326,605 3,564 SH   SOLE   3,564 0 0
STARBUCKS CORP COM 855244109   1,064,294 14,326 SH   SOLE   14,325 0 0
STATE STR SPDR DOW JONES IND UT SER 1 78467X109   694,785 1,500 SH   SOLE   1,500 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   3,537,665 5,440 SH   SOLE   5,439 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107   424,331 688 SH   SOLE   688 0 0
STRYKER CORPORATION COM 863667101   341,736 33,146 SH   SOLE   33,145 0 0
T-MOBILE US INC COM 872590104   306,224 1,458 SH   SOLE   1,458 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   1,287,252 3,809 SH   SOLE   3,809 0 0
TE CONNECTIVITY PLC ORD SHS G87052109   402,154 1,924 SH   SOLE   1,924 0 0
TEXAS INSTRS INC COM 882508104   792,333 4,081 SH   SOLE   4,081 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   380,936 775 SH   SOLE   775 0 0
TJX COS INC NEW COM 872540109   736,377 4,611 SH   SOLE   4,611 0 0
TOTALENERGIES SE ACT F92124100   1,327,011 14,361 SH   SOLE   14,361 0 0
TRAVELERS COMPANIES INC COM 89417E109   921,709 3,160 SH   SOLE   3,160 0 0
TRUIST FINL CORP COM 89832Q109   243,411 5,295 SH   SOLE   5,295 0 0
UNILEVER PLC SPON ADR NEW 904767803   1,000,222 17,557 SH   SOLE   17,557 0 0
UNION PAC CORP COM 907818108   1,089,121 4,489 SH   SOLE   4,489 0 0
UNITED PARCEL SVCS INC CL B 911312106   653,538 6,643 SH   SOLE   6,643 0 0
UNITEDHEALTH GROUP INC COM 91324P102   284,661 1,052 SH   SOLE   1,052 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   353,984 923 SH   SOLE   923 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   12,569,318 200,814 SH   SOLE   200,813 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   101,226 11,334 SH   SOLE   11,333 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,583,981 45,062 SH   SOLE   45,061 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   516,095 4,125 SH   SOLE   4,124 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   356,390 1,241 SH   SOLE   1,241 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   775,382 3,952 SH   SOLE   3,952 0 0
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845   14,151,846 187,070 SH   SOLE   187,070 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   155,515 35,516 SH   SOLE   35,516 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,409,131 10,187 SH   SOLE   10,187 0 0
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   8,107,419 104,492 SH   SOLE   104,492 0 0
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   21,720 21,720 SH   SOLE   21,720 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,277,977 24,963 SH   SOLE   24,963 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,606,557 152,854 SH   SOLE   152,853 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,296,268 13,755 SH   SOLE   13,754 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   22,725 22,725 SH   SOLE   22,725 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   781,915 15,576 SH   SOLE   15,576 0 0
VISA INC COM CL A 92826C839   984,135 41,821 SH   SOLE   41,820 0 0
WALMART INC COM 931142103   724,796 83,702 SH   SOLE   83,702 0 0
WATSCO INC COM 942622200   247,377 680 SH   SOLE   680 0 0
WELLS FARGO & CO COM 949746101   479,167 6,019 SH   SOLE   6,018 0 0
WELLTOWER INC COM 95040Q104   539,155 2,727 SH   SOLE   2,727 0 0
WESTERN DIGITAL CORP COM 958102105   3,494,190 12,918 SH   SOLE   12,918 0 0
YUM BRANDS INC COM 988498101   351,229 2,259 SH   SOLE   2,259 0 0
ZOETIS INC CL A 98978V103   359,595 3,042 SH   SOLE   3,042 0 0