The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,179,207 10,990 SH   SOLE   0 0 10,990
AT&T INC COM 00206R102   462,460 15,952 SH   SOLE   0 0 15,952
ALPHABET INC CAP STK CL C 02079K107   430,400 1,500 SH   SOLE   0 0 1,500
ALPHABET INC CAP STK CL A 02079K305   1,857,513 6,460 SH   SOLE   0 0 6,460
AMAZON COM INC COM 023135106   1,290,441 6,196 SH   SOLE   0 0 6,196
AMERICAN CENTY ETF TR US EQT ETF 025072885   403,806 3,632 SH   SOLE   0 0 3,632
APPLE INC COM 037833100   7,702,429 30,350 SH   SOLE   0 0 30,350
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   344,545 719 SH   SOLE   0 0 719
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508   336,207 12,803 SH   SOLE   0 0 12,803
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105   248,835 7,882 SH   SOLE   0 0 7,882
CHEVRON CORPORATION COM 166764100   365,517 1,767 SH   SOLE   0 0 1,767
CISCO SYS INC COM 17275R102   211,254 2,723 SH   SOLE   0 0 2,723
COCA COLA CONS INC COM 191098102   973,709 5,078 SH   SOLE   0 0 5,078
COHEN & STEERS ETF TRUST REAL ESTATE ACTI 19249U104   919,669 34,995 SH   SOLE   0 0 34,995
COSTCO WHOLESALE CORPORATION COM 22160K105   254,644 256 SH   SOLE   0 0 256
DTE ENERGY CO COM 233331107   500,555 3,423 SH   SOLE   0 0 3,423
DT MIDSTREAM INC COMMON STOCK 23345M107   230,420 1,711 SH   SOLE   0 0 1,711
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   14,701,697 372,761 SH   SOLE   0 0 372,761
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   922,673 26,332 SH   SOLE   0 0 26,332
DISNEY WALT CO COM 254687106   347,317 3,604 SH   SOLE   0 0 3,604
EQT CORP COM 26884L109   257,106 4,040 SH   SOLE   0 0 4,040
EXXON MOBIL CORP COM 30231G102   415,022 2,446 SH   SOLE   0 0 2,446
META PLATFORMS INC CL A 30303M102   870,796 1,522 SH   SOLE   0 0 1,522
FORD MTR CO COM 345370860   324,261 28,099 SH   SOLE   0 0 28,099
HOME DEPOT INC COM 437076102   298,303 907 SH   SOLE   0 0 907
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C532   358,221 9,223 SH   SOLE   0 0 9,223
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   206,854 4,500 SH   SOLE   0 0 4,500
INNOVATOR ETFS TRUST INNOVATOR INTL D 45783Y285   207,307 7,046 SH   SOLE   0 0 7,046
INNOVATOR ETFS TRUST POWER BUFFER SET 45783Y723   736,900 21,378 SH   SOLE   0 0 21,378
INVESCO QQQ TR UNIT SER 1 46090E103   281,087 487 SH   SOLE   0 0 487
ISHARES TR CORE S&P500 ETF 464287200   800,602 1,226 SH   SOLE   0 0 1,226
ISHARES TR MSCI EAFE ETF 464287465   231,880 2,387 SH   SOLE   0 0 2,387
ISHARES TR RUS MID CAP ETF 464287499   495,484 5,096 SH   SOLE   0 0 5,096
ISHARES TR CORE S&P MCP ETF 464287507   1,270,915 18,820 SH   SOLE   0 0 18,820
ISHARES TR RUS 1000 GRW ETF 464287614   240,916 565 SH   SOLE   0 0 565
ISHARES TR RUSSELL 3000 ETF 464287689   496,027 1,338 SH   SOLE   0 0 1,338
JPMORGAN CHASE & CO COM 46625H100   726,356 2,469 SH   SOLE   0 0 2,469
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   1,271,256 27,594 SH   SOLE   0 0 27,594
MASTERCARD INCORPORATED CL A 57636Q104   224,847 450 SH   SOLE   0 0 450
MICROSOFT CORP COM 594918104   3,472,740 9,381 SH   SOLE   0 0 9,381
MICRON TECHNOLOGY INC COM 595112103   228,119 675 SH   SOLE   0 0 675
NETFLIX INC. COM 64110L106   576,419 5,995 SH   SOLE   0 0 5,995
NVIDIA CORPORATION COM 67066G104   804,713 4,614 SH   SOLE   0 0 4,614
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   210,377 4,170 SH   SOLE   0 0 4,170
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   837,132 1,287 SH   SOLE   0 0 1,287
SPDR GOLD TR GOLD SHS 78463V107   281,840 655 SH   SOLE   0 0 655
SPDR SERIES TRUST STATE STREET SPD 78464A359   10,878,891 118,869 SH   SOLE   0 0 118,869
SPDR SERIES TRUST STATE STREET SPD 78464A854   438,345 5,727 SH   SOLE   0 0 5,727
SPDR SERIES TRUST STATE STREET SPD 78468R796   574,739 10,838 SH   SOLE   0 0 10,838
SPDR SERIES TRUST STATE STREET SPD 78468R853   350,803 7,260 SH   SOLE   0 0 7,260
SPDR INDEX SHS FDS STATE STREET SPD 78470E106   331,641 6,664 SH   SOLE   0 0 6,664
SPDR INDEX SHS FDS STATE STREET SPD 78470E205   207,015 4,684 SH   SOLE   0 0 4,684
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   6,344,429 217,797 SH   SOLE   0 0 217,797
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,476,041 48,395 SH   SOLE   0 0 48,395
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   593,094 20,395 SH   SOLE   0 0 20,395
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   8,741,540 178,654 SH   SOLE   0 0 178,654
STRYKER CORPORATION COM 863667101   444,254 1,352 SH   SOLE   0 0 1,352
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   316,659 937 SH   SOLE   0 0 937
TESLA INC COM 88160R101   1,578,451 4,246 SH   SOLE   0 0 4,246
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   706,558 9,595 SH   SOLE   0 0 9,595
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   24,715,975 385,705 SH   SOLE   0 0 385,705
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,043,127 7,155 SH   SOLE   0 0 7,155
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   362,961 6,715 SH   SOLE   0 0 6,715
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   31,498,334 397,355 SH   SOLE   0 0 397,355
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,382,342 67,796 SH   SOLE   0 0 67,796
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,488,951 2,492 SH   SOLE   0 0 2,492
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   671,885 3,646 SH   SOLE   0 0 3,646
VANGUARD INDEX FDS SML CP GRW ETF 922908595   534,076 1,767 SH   SOLE   0 0 1,767
VANGUARD INDEX FDS MID CAP ETF 922908629   22,756,434 79,241 SH   SOLE   0 0 79,241
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,906,715 9,726 SH   SOLE   0 0 9,726
VANGUARD INDEX FDS GROWTH ETF 922908736   1,183,028 2,708 SH   SOLE   0 0 2,708
VANGUARD INDEX FDS SMALL CP ETF 922908751   314,042 1,199 SH   SOLE   0 0 1,199
VERTEX PHARMACEUTICALS INC COM 92532F100   298,735 669 SH   SOLE   0 0 669