<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0708</schemaVersion>

    <submissionType>D/A</submissionType>

    <testOrLive>LIVE</testOrLive>

    <primaryIssuer>
        <cik>0002095239</cik>
        <entityName>RBO Agency &amp; Advisory Inc.</entityName>
        <issuerAddress>
            <street1>320 RYAN ROAD</street1>
            <street2>UNIT B</street2>
            <city>SPEARFISH</city>
            <stateOrCountry>SD</stateOrCountry>
            <stateOrCountryDescription>SOUTH DAKOTA</stateOrCountryDescription>
            <zipCode>57783</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>(605) 644-8000</issuerPhoneNumber>
        <jurisdictionOfInc>SOUTH DAKOTA</jurisdictionOfInc>
        <issuerPreviousNameList>
            <value>None</value>
        </issuerPreviousNameList>
        <edgarPreviousNameList>
            <value>None</value>
        </edgarPreviousNameList>
        <entityType>Corporation</entityType>
        <yearOfInc>
            <withinFiveYears>true</withinFiveYears>
            <value>2024</value>
        </yearOfInc>
    </primaryIssuer>

    <relatedPersonsList>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Lynley</firstName>
                <lastName>Mehmen</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>320 Ryan Road</street1>
                <street2>Unit B</street2>
                <city>Spearfish</city>
                <stateOrCountry>SD</stateOrCountry>
                <stateOrCountryDescription>SOUTH DAKOTA</stateOrCountryDescription>
                <zipCode>57783</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Brian</firstName>
                <lastName>Mehmen</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>320 Ryan Road</street1>
                <street2>Unit B</street2>
                <city>Spearfish</city>
                <stateOrCountry>SD</stateOrCountry>
                <stateOrCountryDescription>SOUTH DAKOTA</stateOrCountryDescription>
                <zipCode>57783</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Jonathan</firstName>
                <lastName>Angler</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>320 Ryan Road</street1>
                <street2>Unit B</street2>
                <city>Spearfish</city>
                <stateOrCountry>SD</stateOrCountry>
                <stateOrCountryDescription>SOUTH DAKOTA</stateOrCountryDescription>
                <zipCode>57783</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Henry</firstName>
                <lastName>Jones</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>320 Ryan Road</street1>
                <street2>Unit B</street2>
                <city>Spearfish</city>
                <stateOrCountry>SD</stateOrCountry>
                <stateOrCountryDescription>SOUTH DAKOTA</stateOrCountryDescription>
                <zipCode>57783</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Noel</firstName>
                <lastName>Erickson</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>320 Ryan Road</street1>
                <street2>Unit B</street2>
                <city>Spearfish</city>
                <stateOrCountry>SD</stateOrCountry>
                <stateOrCountryDescription>SOUTH DAKOTA</stateOrCountryDescription>
                <zipCode>57783</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Bradly</firstName>
                <lastName>Dana</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>320 Ryan Road</street1>
                <street2>Unit B</street2>
                <city>Spearfish</city>
                <stateOrCountry>SD</stateOrCountry>
                <stateOrCountryDescription>SOUTH DAKOTA</stateOrCountryDescription>
                <zipCode>57783</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
    </relatedPersonsList>

    <offeringData>
        <industryGroup>
            <industryGroupType>Tourism and Travel Services</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>Decline to Disclose</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06c</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>true</isAmendment>
                <previousAccessionNumber>0002095239-25-000001</previousAccessionNumber>
            </newOrAmendment>
            <dateOfFirstSale>
                <value>2025-10-21</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>false</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isEquityType>true</isEquityType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>185000</minimumInvestmentAccepted>
        <salesCompensationList></salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>3700000</totalOfferingAmount>
            <totalAmountSold>555000</totalAmountSold>
            <totalRemaining>3145000</totalRemaining>
            <clarificationOfResponse>The Issuer is conducting this offering jointly with its affiliate, Rolling Bone Outfitters, Inc., and all amounts reported under this Form D reflect aggregate offering amounts and/or investors in the joint offering.</clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>6</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>0</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
            </findersFees>
            <clarificationOfResponse></clarificationOfResponse>
        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>944000</dollarAmount>
                <isEstimate>true</isEstimate>
            </grossProceedsUsed>
            <clarificationOfResponse>Up to $944,000.00 of the offering proceeds will be used to repay certain debts of the Issuer that represent loans made by certain Directors and Officers of the Issuer.</clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>RBO Agency &amp; Advisory Inc.</issuerName>
                <signatureName>Lynley Mehmen</signatureName>
                <nameOfSigner>Lynley Mehmen</nameOfSigner>
                <signatureTitle>Vice President</signatureTitle>
                <signatureDate>2026-07-13</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
