The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR INTL SEC DV DOG 00162Q718   2,371,767 61,508 SH   SOLE   0 0 61,508
ABBOTT LABS COM 002824100   503,405 4,018 SH   SOLE   0 0 4,018
ABBVIE INC COM 00287Y109   304,658 1,333 SH   SOLE   0 0 1,333
AMAZON COM INC COM 023135106   205,430 890 SH   SOLE   0 0 890
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   2,485,821 30,197 SH   SOLE   0 0 30,197
AMGEN INC COM 031162100   589,158 1,800 SH   SOLE   0 0 1,800
APPLE INC COM 037833100   3,216,946 11,833 SH   SOLE   0 0 11,833
BERKSHIRE HATHAWAY INC DEL CL A 084670108   754,800 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   728,843 1,450 SH   SOLE   0 0 1,450
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   228,315 4,327 SH   SOLE   0 0 4,327
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   6,581,956 108,238 SH   SOLE   0 0 108,238
CISCO SYS INC COM 17275R102   254,210 3,300 SH   SOLE   0 0 3,300
DONALDSON INC COM 257651109   203,741 2,298 SH   SOLE   0 0 2,298
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543   1,129,189 36,567 SH   SOLE   0 0 36,567
FIRST TR EXCHNG TRADED FD VI SMITH UNCONSTRAI 33740F888   224,649 8,925 SH   SOLE   0 0 8,925
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   3,909,796 32,767 SH   SOLE   0 0 32,767
ISHARES TR CORE S&P500 ETF 464287200   734,256 1,072 SH   SOLE   0 0 1,072
ISHARES TR RUS 1000 GRW ETF 464287614   876,078 1,851 SH   SOLE   0 0 1,851
ISHARES TR MBS ETF 464288588   1,877,189 19,714 SH   SOLE   0 0 19,714
ISHARES TR ISHS 5-10YR INVT 464288638   942,170 17,486 SH   SOLE   0 0 17,486
ISHARES TR CORE UNIVRSL USD 46434V613   979,858 21,054 SH   SOLE   0 0 21,054
ISHARES TR ESG AWR MSCI USA 46435G425   454,687 3,052 SH   SOLE   0 0 3,052
LAZARD ACTIVE ETF TR INTL DYNAMIC EQT 52110K400   2,388,011 78,682 SH   SOLE   0 0 78,682
MERCK & CO INC COM 58933Y105   1,119,661 10,637 SH   SOLE   0 0 10,637
MICROSOFT CORP COM 594918104   7,691,856 15,905 SH   SOLE   0 0 15,905
NETFLIX INC COM 64110L106   443,485 4,730 SH   SOLE   0 0 4,730
NOVARTIS AG SPONSORED ADR 66987V109   689,350 5,000 SH   SOLE   0 0 5,000
SHELL PLC SPON ADS 780259305   734,800 10,000 SH   SOLE   0 0 10,000
SPDR SERIES TRUST STATE STREET SPD 78464A375   3,305,352 97,763 SH   SOLE   0 0 97,763
SPDR SERIES TRUST STATE STREET SPD 78464A649   606,583 23,557 SH   SOLE   0 0 23,557
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,757,486 139,632 SH   SOLE   0 0 139,632
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,111,581 64,733 SH   SOLE   0 0 64,733
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   481,640 16,266 SH   SOLE   0 0 16,266
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   756,572 25,160 SH   SOLE   0 0 25,160
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,453,832 44,392 SH   SOLE   0 0 44,392
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   6,588,654 242,141 SH   SOLE   0 0 242,141
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   469,464 17,115 SH   SOLE   0 0 17,115
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,476,562 144,616 SH   SOLE   0 0 144,616
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   530,936 22,719 SH   SOLE   0 0 22,719
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   8,145,936 324,798 SH   SOLE   0 0 324,798
TORONTO DOMINION BK ONT COM NEW 891160509   287,310 3,050 SH   SOLE   0 0 3,050
UNILEVER PLC SPON ADR NEW 904767803   293,188 4,483 SH   SOLE   0 0 4,483
VANGUARD WELLINGTON FD US MOMENTUM 921935508   2,695,127 14,092 SH   SOLE   0 0 14,092
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   6,039,556 42,082 SH   SOLE   0 0 42,082
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   2,957,243 59,335 SH   SOLE   0 0 59,335
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   946,927 19,597 SH   SOLE   0 0 19,597
VANGUARD WORLD FD CONSUM STP ETF 92204A207   312,424 1,479 SH   SOLE   0 0 1,479
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   3,135,040 37,496 SH   SOLE   0 0 37,496
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,191,567 38,108 SH   SOLE   0 0 38,108
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   479,687 2,704 SH   SOLE   0 0 2,704
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,767,607 8,346 SH   SOLE   0 0 8,346
VANGUARD INDEX FDS MID CAP ETF 922908629   1,265,649 4,361 SH   SOLE   0 0 4,361
VANGUARD INDEX FDS GROWTH ETF 922908736   540,549 1,108 SH   SOLE   0 0 1,108