The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,626,314 36,240 SH   OTR   0 0 36,240
ISHARES TR 0-3 MNTH TREASRY 46436E718   10,631,707 105,620 SH   OTR   0 0 105,620
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,355,838 364,892 SH   OTR   0 0 364,892
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,610,924 134,378 SH   OTR   0 0 134,378
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   5,661,474 289,886 SH   OTR   0 0 289,886
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   5,615,984 286,165 SH   OTR   0 0 286,165
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   5,307,269 259,867 SH   OTR   0 0 259,867
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   5,145,560 275,748 SH   OTR   0 0 275,748
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,910,666 8,218 SH   OTR   0 0 8,218
APPLE INC COM 037833100   4,848,165 19,103 SH   OTR   0 0 19,103
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,706,962 187,528 SH   OTR   0 0 187,528
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   3,827,365 228,922 SH   OTR   0 0 228,922
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,734,700 49,730 SH   OTR   0 0 49,730
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,210,019 12,256 SH   OTR   0 0 12,256
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   3,072,431 186,660 SH   OTR   0 0 186,660
INTEL CORP COM 458140100   2,887,291 65,427 SH   OTR   0 0 65,427
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,846,927 5,941 SH   OTR   0 0 5,941
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   2,581,728 125,400 SH   OTR   0 0 125,400
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,284,058 11,901 SH   OTR   0 0 11,901
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W825   1,966,601 92,984 SH   OTR   0 0 92,984
VANGUARD WORLD FD ESG US STK ETF 921910733   1,753,539 15,619 SH   OTR   0 0 15,619
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   1,392,056 58,923 SH   OTR   0 0 58,923
INVESCO EXCH TRD SLF IDX FD BULLETSHARES 203 46139W783   1,300,553 62,834 SH   OTR   0 0 62,834
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   1,169,454 49,440 SH   OTR   0 0 49,440
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,101,328 47,430 SH   OTR   0 0 47,430
ISHARES TR CORE S&P SCP ETF 464287804   1,068,118 8,592 SH   OTR   0 0 8,592
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,058,792 13,731 SH   OTR   0 0 13,731
VANGUARD INDEX FDS MID CAP ETF 922908629   902,978 3,144 SH   OTR   0 0 3,144
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   817,932 28,127 SH   OTR   0 0 28,127
MICROSOFT CORP COM 594918104   765,470 2,068 SH   OTR   0 0 2,068
VANGUARD WORLD FD ESG INTL STK ETF 921910725   640,692 8,932 SH   OTR   0 0 8,932
NVIDIA CORPORATION COM 67066G104   627,419 3,598 SH   OTR   0 0 3,598
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   545,635 839 SH   OTR   0 0 839
ISHARES TR CORE S&P TTL STK 464287150   544,510 3,823 SH   OTR   0 0 3,823
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   492,268 3,377 SH   OTR   0 0 3,377
ISHARES TR IBONDS DEC 2033 46436E130   408,689 15,810 SH   OTR   0 0 15,810
AMAZON COM INC COM 023135106   395,296 1,898 SH   OTR   0 0 1,898
ENTERPRISE PRODS PARTNERS L COM 293792107   370,832 9,800 SH   OTR   0 0 9,800
ISHARES TR IBONDS 27 ETF 46435UAA9   348,814 14,390 SH   OTR   0 0 14,390
VANGUARD INDEX FDS VALUE ETF 922908744   345,312 1,760 SH   OTR   0 0 1,760
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   332,393 13,430 SH   OTR   0 0 13,430
BIO RAD LABS INC CL A 090572207   320,005 1,148 SH   OTR   0 0 1,148
ISHARES TR IBDS DEC28 ETF 46435U515   314,877 12,431 SH   OTR   0 0 12,431
INTUITIVE SURGICAL INC COM NEW 46120E602   309,324 671 SH   OTR   0 0 671
ISHARES TR MSCI USA QLT FCT 46432F339   297,114 1,549 SH   OTR   0 0 1,549
ISHARES TR CORE MSCI EAFE 46432F842   282,001 3,115 SH   OTR   0 0 3,115
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   281,424 5,207 SH   OTR   0 0 5,207
ISHARES TR CORE S&P500 ETF 464287200   254,762 390 SH   OTR   0 0 390
ISHARES TR IBONDS DEC 2031 46436E486   244,148 11,665 SH   OTR   0 0 11,665