The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   310,633 992 SH   OTR   0 0 992
AMAZON COM INC COM 023135106   2,415,762 10,466 SH   OTR   0 0 10,466
APPLE INC COM 037833100   7,499,807 27,587 SH   OTR   0 0 27,587
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,006,852 5,982 SH   OTR   0 0 5,982
BIO RAD LABS INC CL A 090572207   708,391 2,338 SH   OTR   0 0 2,338
COSTCO WHSL CORP NEW COM 22160K105   267,325 310 SH   OTR   0 0 310
ENTERPRISE PRODS PARTNERS L COM 293792107   314,188 9,800 SH   OTR   0 0 9,800
INTEL CORP COM 458140100   2,583,994 70,027 SH   OTR   0 0 70,027
INTUITIVE SURGICAL INC COM NEW 46120E602   380,028 671 SH   OTR   0 0 671
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,279,465 11,899 SH   OTR   0 0 11,899
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   2,992,993 179,275 SH   OTR   0 0 179,275
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   3,627,174 214,372 SH   OTR   0 0 214,372
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   1,120,311 47,340 SH   OTR   0 0 47,340
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   1,330,339 56,263 SH   OTR   0 0 56,263
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   4,802,903 254,999 SH   OTR   0 0 254,999
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   200,297 8,582 SH   OTR   0 0 8,582
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   5,280,250 256,323 SH   OTR   0 0 256,323
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   5,523,605 279,818 SH   OTR   0 0 279,818
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   5,149,038 263,042 SH   OTR   0 0 263,042
INVESCO EXCH TRD SLF IDX FD BULLETSHARES 203 46139W783   1,179,316 56,104 SH   OTR   0 0 56,104
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W825   1,749,384 81,518 SH   OTR   0 0 81,518
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   2,419,018 115,881 SH   OTR   0 0 115,881
ISHARES TR CORE S&P TTL STK 464287150   444,583 2,990 SH   OTR   0 0 2,990
ISHARES TR CORE S&P500 ETF 464287200   242,440 354 SH   OTR   0 0 354
ISHARES TR CORE S&P SCP ETF 464287804   1,166,540 9,707 SH   OTR   0 0 9,707
ISHARES TR MSCI USA QLT FCT 46432F339   406,377 2,046 SH   OTR   0 0 2,046
ISHARES TR CORE MSCI EAFE 46432F842   278,668 3,115 SH   OTR   0 0 3,115
ISHARES TR BROAD USD HIGH 46435U853   207,947 5,561 SH   OTR   0 0 5,561
ISHARES TR IBONDS DEC 2033 46436E130   413,273 15,810 SH   OTR   0 0 15,810
ISHARES TR 0-3 MNTH TREASRY 46436E718   13,825,132 137,728 SH   OTR   0 0 137,728
MICROSOFT CORP COM 594918104   1,097,506 2,269 SH   OTR   0 0 2,269
NVIDIA CORPORATION COM 67066G104   857,459 4,598 SH   OTR   0 0 4,598
SPDR S&P 500 ETF TR TR UNIT 78462F103   572,131 839 SH   OTR   0 0 839
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   5,031,701 191,830 SH   OTR   0 0 191,830
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   11,235,986 417,539 SH   OTR   0 0 417,539
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   730,342 25,644 SH   OTR   0 0 25,644
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   322,857 13,430 SH   OTR   0 0 13,430
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,428,714 61,135 SH   OTR   0 0 61,135
TESLA INC COM 88160R101   882,351 1,962 SH   OTR   0 0 1,962
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   252,091 700 SH   OTR   0 0 700
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,016,130 13,469 SH   OTR   0 0 13,469
VANGUARD WORLD FD ESG INTL STK ETF 921910725   617,508 8,622 SH   OTR   0 0 8,622
VANGUARD WORLD FD ESG US STK ETF 921910733   2,022,543 16,721 SH   OTR   0 0 16,721
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,865,527 125,909 SH   OTR   0 0 125,909
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   483,962 3,377 SH   OTR   0 0 3,377
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,552,113 48,289 SH   OTR   0 0 48,289
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   279,914 5,207 SH   OTR   0 0 5,207
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   301,537 3,975 SH   OTR   0 0 3,975
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,873,427 7,771 SH   OTR   0 0 7,771
VANGUARD INDEX FDS MID CAP ETF 922908629   982,711 3,386 SH   OTR   0 0 3,386
VANGUARD INDEX FDS VALUE ETF 922908744   278,845 1,460 SH   OTR   0 0 1,460
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,146,901 12,200 SH   OTR   0 0 12,200
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,912,792 38,515 SH   OTR   0 0 38,515