The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   2,231,270 10,162 SH   OTR   0 0 10,162
APPLE INC COM 037833100   6,971,255 27,378 SH   OTR   0 0 27,378
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,017,445 6,002 SH   OTR   0 0 6,002
BIO RAD LABS INC CL A 090572207   701,816 2,503 SH   OTR   0 0 2,503
COSTCO WHSL CORP NEW COM 22160K105   273,061 295 SH   OTR   0 0 295
ENTERPRISE PRODS PARTNERS L COM 293792107   306,446 9,800 SH   OTR   0 0 9,800
INTEL CORP COM 458140100   2,349,404 70,027 SH   OTR   0 0 70,027
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   557,528 2,939 SH   OTR   0 0 2,939
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   2,664,298 159,730 SH   OTR   0 0 159,730
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   3,153,373 186,590 SH   OTR   0 0 186,590
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   1,120,064 47,340 SH   OTR   0 0 47,340
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   1,329,213 56,263 SH   OTR   0 0 56,263
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   4,030,755 214,288 SH   OTR   0 0 214,288
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   4,567,249 222,034 SH   OTR   0 0 222,034
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   4,674,675 237,173 SH   OTR   0 0 237,173
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   4,599,095 235,128 SH   OTR   0 0 235,128
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   4,477,171 216,393 SH   OTR   0 0 216,393
INVESCO EXCH TRD SLF IDX FD BULLETSHARES 203 46139W783   1,110,764 52,843 SH   OTR   0 0 52,843
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W825   1,668,793 77,727 SH   OTR   0 0 77,727
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   2,196,156 105,180 SH   OTR   0 0 105,180
ISHARES TR CORE S&P TTL STK 464287150   435,494 2,990 SH   OTR   0 0 2,990
ISHARES TR CORE S&P500 ETF 464287200   246,109 368 SH   OTR   0 0 368
ISHARES TR CORE S&P SCP ETF 464287804   1,220,366 10,270 SH   OTR   0 0 10,270
ISHARES TR MSCI USA QLT FCT 46432F339   539,932 2,776 SH   OTR   0 0 2,776
ISHARES TR CORE MSCI EAFE 46432F842   253,461 2,903 SH   OTR   0 0 2,903
ISHARES TR BROAD USD HIGH 46435U853   289,387 7,660 SH   OTR   0 0 7,660
ISHARES TR IBONDS DEC 2033 46436E130   414,696 15,810 SH   OTR   0 0 15,810
ISHARES TR 0-3 MNTH TREASRY 46436E718   13,321,263 132,287 SH   OTR   0 0 132,287
MICROSOFT CORP COM 594918104   1,069,753 2,065 SH   OTR   0 0 2,065
NVIDIA CORPORATION COM 67066G104   715,821 3,837 SH   OTR   0 0 3,837
SPDR S&P 500 ETF TR TR UNIT 78462F103   558,925 839 SH   OTR   0 0 839
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   5,005,930 194,708 SH   OTR   0 0 194,708
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   13,708,054 520,427 SH   OTR   0 0 520,427
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   263,232 8,881 SH   OTR   0 0 8,881
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   646,463 23,171 SH   OTR   0 0 23,171
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   302,989 13,015 SH   OTR   0 0 13,015
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,468,655 62,576 SH   OTR   0 0 62,576
TESLA INC COM 88160R101   867,649 1,951 SH   OTR   0 0 1,951
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   228,452 700 SH   OTR   0 0 700
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,154,680 15,718 SH   OTR   0 0 15,718
VANGUARD WORLD FD ESG INTL STK ETF 921910725   574,869 8,287 SH   OTR   0 0 8,287
VANGUARD WORLD FD ESG US STK ETF 921910733   2,020,349 17,058 SH   OTR   0 0 17,058
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,484,335 108,217 SH   OTR   0 0 108,217
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,567,702 21,966 SH   OTR   0 0 21,966
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   278,215 5,135 SH   OTR   0 0 5,135
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   303,775 3,912 SH   OTR   0 0 3,912
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,163,588 8,432 SH   OTR   0 0 8,432
VANGUARD INDEX FDS MID CAP ETF 922908629   1,059,176 3,606 SH   OTR   0 0 3,606
VANGUARD INDEX FDS VALUE ETF 922908744   272,275 1,460 SH   OTR   0 0 1,460
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,878,195 11,319 SH   OTR   0 0 11,319
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,379,708 40,771 SH   OTR   0 0 40,771