The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   1,890,703 8,618 SH   OTR   8,618 0 0
APPLE INC COM 037833100   2,691,975 10,750 SH   OTR   10,750 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,784,046 6,142 SH   OTR   6,142 0 0
BIO RAD LABS INC CL A 090572207   2,136,629 6,504 SH   OTR   6,504 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   307,328 9,800 SH   OTR   9,800 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   513,950 2,933 SH   OTR   2,933 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   1,439,443 89,685 SH   OTR   89,685 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   1,658,250 101,298 SH   OTR   101,298 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   1,067,428 45,230 SH   OTR   45,230 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   1,062,488 45,078 SH   OTR   45,078 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   2,337,546 127,456 SH   OTR   127,456 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   2,497,195 124,053 SH   OTR   124,053 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   2,682,548 137,708 SH   OTR   137,708 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,687,989 138,342 SH   OTR   138,342 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,518,671 121,970 SH   OTR   121,970 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHARES 203 46139W783   859,815 42,534 SH   OTR   42,534 0 0
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W825   1,079,610 52,357 SH   OTR   52,357 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   1,263,122 62,811 SH   OTR   62,811 0 0
ISHARES TR CORE S&P TTL STK 464287150   363,737 2,828 SH   OTR   2,828 0 0
ISHARES TR CORE S&P500 ETF 464287200   305,013 518 SH   OTR   518 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,077,282 9,350 SH   OTR   9,350 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   535,308 3,006 SH   OTR   3,006 0 0
ISHARES TR BROAD USD HIGH 46435U853   314,451 8,547 SH   OTR   8,547 0 0
ISHARES TR IBONDS DEC 2033 46436E130   396,831 15,810 SH   OTR   15,810 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   15,719,692 156,695 SH   OTR   156,695 0 0
MICROSOFT CORP COM 594918104   454,125 1,077 SH   OTR   1,077 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,951,117 218,111 SH   OTR   218,111 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   13,946,316 601,653 SH   OTR   601,653 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   245,431 8,857 SH   OTR   8,857 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   353,485 13,669 SH   OTR   13,669 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,494,137 65,821 SH   OTR   65,821 0 0
TESLA INC COM 88160R101   1,272,500 3,151 SH   OTR   3,151 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   672,789 11,417 SH   OTR   11,417 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   215,460 3,800 SH   OTR   3,800 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   1,261,816 12,030 SH   OTR   12,030 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,345,773 28,142 SH   OTR   28,142 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   239,402 3,791 SH   OTR   3,791 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,234,226 21,498 SH   OTR   21,498 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   210,811 4,787 SH   OTR   4,787 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   279,249 3,734 SH   OTR   3,734 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,956,958 3,632 SH   OTR   3,632 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,124,889 4,259 SH   OTR   4,259 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   511,556 2,129 SH   OTR   2,129 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,696,566 47,261 SH   OTR   47,261 0 0