The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   2,020,181 10,618 SH   OTR   10,618 0 0
APPLE INC COM 037833100   2,546,695 11,465 SH   OTR   11,465 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,324,364 6,242 SH   OTR   6,242 0 0
BIO RAD LABS INC CL A 090572207   1,227,786 5,041 SH   OTR   5,041 0 0
COSTCO WHSL CORP NEW COM 22160K105   279,005 295 SH   OTR   295 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   334,572 9,800 SH   OTR   9,800 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   508,084 2,933 SH   OTR   2,933 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   1,720,294 105,475 SH   OTR   105,475 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   1,953,836 117,772 SH   OTR   117,772 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   1,114,857 47,340 SH   OTR   47,340 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   1,328,369 56,263 SH   OTR   56,263 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   2,677,176 144,478 SH   OTR   144,478 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   2,967,092 145,803 SH   OTR   145,803 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   3,085,921 157,525 SH   OTR   157,525 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   3,160,648 162,251 SH   OTR   162,251 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   3,050,702 147,519 SH   OTR   147,519 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHARES 203 46139W783   912,585 44,550 SH   OTR   44,550 0 0
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W825   1,173,855 56,192 SH   OTR   56,192 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   1,512,608 74,257 SH   OTR   74,257 0 0
ISHARES TR CORE S&P TTL STK 464287150   435,332 3,568 SH   OTR   3,568 0 0
ISHARES TR CORE S&P500 ETF 464287200   245,816 437 SH   OTR   437 0 0
ISHARES TR 20 YR TR BD ETF 464287432   209,096 2,297 SH   OTR   2,297 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,028,157 9,832 SH   OTR   9,832 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   513,695 3,006 SH   OTR   3,006 0 0
ISHARES TR BROAD USD HIGH 46435U853   317,184 8,617 SH   OTR   8,617 0 0
ISHARES TR IBONDS DEC 2033 46436E130   404,104 15,810 SH   OTR   15,810 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   14,371,911 142,763 SH   OTR   142,763 0 0
MICROSOFT CORP COM 594918104   631,557 1,682 SH   OTR   1,682 0 0
NVIDIA CORPORATION COM 67066G104   551,654 5,090 SH   OTR   5,090 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,723,363 219,385 SH   OTR   219,385 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   13,506,258 611,696 SH   OTR   611,696 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   232,647 8,880 SH   OTR   8,880 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   320,411 13,675 SH   OTR   13,675 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,529,848 66,056 SH   OTR   66,056 0 0
TESLA INC COM 88160R101   816,613 3,151 SH   OTR   3,151 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   879,859 14,168 SH   OTR   14,168 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   224,124 3,800 SH   OTR   3,800 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   1,088,892 11,117 SH   OTR   11,117 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,292,883 45,109 SH   OTR   45,109 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   243,382 3,791 SH   OTR   3,791 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,310,985 21,612 SH   OTR   21,612 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   216,820 4,791 SH   OTR   4,791 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   285,874 3,766 SH   OTR   3,766 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,055,126 3,999 SH   OTR   3,999 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,101,701 4,260 SH   OTR   4,260 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   209,879 1,215 SH   OTR   1,215 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   743,528 3,353 SH   OTR   3,353 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,119,763 47,736 SH   OTR   47,736 0 0