The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   2,204,431 10,048 SH   OTR   10,048 0 0
APPLE INC COM 037833100   2,921,607 14,240 SH   OTR   14,240 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,015,174 6,207 SH   OTR   6,207 0 0
BIO RAD LABS INC CL A 090572207   915,568 3,794 SH   OTR   3,794 0 0
COSTCO WHSL CORP NEW COM 22160K105   292,032 295 SH   OTR   295 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   303,898 9,800 SH   OTR   9,800 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   534,409 2,941 SH   OTR   2,941 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   2,238,040 135,393 SH   OTR   135,393 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   2,703,601 161,120 SH   OTR   161,120 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   1,111,070 47,340 SH   OTR   47,340 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   1,325,556 56,263 SH   OTR   56,263 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   3,540,790 189,347 SH   OTR   189,347 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   3,604,826 175,931 SH   OTR   175,931 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   3,722,454 189,438 SH   OTR   189,438 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   3,813,283 195,353 SH   OTR   195,353 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   3,655,451 176,763 SH   OTR   176,763 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHARES 203 46139W783   1,070,842 51,607 SH   OTR   51,607 0 0
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W825   1,460,462 68,890 SH   OTR   68,890 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   1,974,565 95,853 SH   OTR   95,853 0 0
ISHARES TR CORE S&P TTL STK 464287150   403,770 2,990 SH   OTR   2,990 0 0
ISHARES TR CORE S&P500 ETF 464287200   227,630 367 SH   OTR   367 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,069,592 9,787 SH   OTR   9,787 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   549,557 3,006 SH   OTR   3,006 0 0
ISHARES TR CORE MSCI EAFE 46432F842   216,881 2,598 SH   OTR   2,598 0 0
ISHARES TR BROAD USD HIGH 46435U853   301,678 8,043 SH   OTR   8,043 0 0
ISHARES TR IBONDS DEC 2033 46436E130   409,558 15,810 SH   OTR   15,810 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   13,998,227 139,023 SH   OTR   139,023 0 0
MICROSOFT CORP COM 594918104   1,019,567 2,050 SH   OTR   2,050 0 0
NVIDIA CORPORATION COM 67066G104   598,862 3,791 SH   OTR   3,791 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,865,140 204,160 SH   OTR   204,160 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   14,006,607 573,102 SH   OTR   573,102 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   249,091 8,880 SH   OTR   8,880 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   390,748 15,445 SH   OTR   15,445 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,446,745 62,252 SH   OTR   62,252 0 0
TESLA INC COM 88160R101   810,351 2,551 SH   OTR   2,551 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,084,017 15,690 SH   OTR   15,690 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   534,284 8,157 SH   OTR   8,157 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   1,901,633 17,344 SH   OTR   17,344 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,684,791 82,175 SH   OTR   82,175 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   225,850 3,456 SH   OTR   3,456 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,474,239 21,932 SH   OTR   21,932 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   254,322 5,142 SH   OTR   5,142 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   292,663 3,856 SH   OTR   3,856 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,818,298 6,722 SH   OTR   6,722 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,064,732 3,805 SH   OTR   3,805 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   293,388 1,660 SH   OTR   1,660 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,155,807 9,097 SH   OTR   9,097 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,461,795 41,002 SH   OTR   41,002 0 0