The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101   26,368 172 SH   SOLE   172 0 0
ABBOTT LABS COM Stock 002824100   84,999 633 SH   SOLE   633 0 0
ABBVIE INC COM Stock 00287Y109   164,487 831 SH   SOLE   830 0 0
ADIENT PLC ORD SHS Stock G0084W101   88 4 SH   SOLE   4 0 0
AFFIRM HLDGS INC COM CL A Stock 00827B106   18,733 259 SH   SOLE   259 0 0
AGILENT TECHNOLOGIES INC COM Stock 00846U101   4,356 38 SH   SOLE   38 0 0
AIR PRODS & CHEMS INC COM Stock 009158106   28,874 100 SH   SOLE   100 0 0
ALLETE INC COM NEW Stock 018522300   3,937 60 SH   SOLE   60 0 0
ALLSTATE CORP COM Stock 020002101   16,544 80 SH   SOLE   80 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   209,554 1,040 SH   SOLE   1,040 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   297,072 1,470 SH   SOLE   1,470 0 0
AMAZON COM INC COM Stock 023135106   600,368 2,696 SH   SOLE   2,695 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101   11,250 100 SH   SOLE   100 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   42,748 207 SH   SOLE   207 0 0
AMERIPRISE FINL INC COM Stock 03076C106   30,298 60 SH   SOLE   60 0 0
AMGEN INC COM Stock 031162100   32,570 113 SH   SOLE   113 0 0
ANALOG DEVICES INC COM Stock 032654105   60,019 268 SH   SOLE   268 0 0
ANGLOGOLD ASHANTI PLC COM SHS Stock G0378L100   5,959 104 SH   SOLE   103 0 0
APPLE INC COM Stock 037833100   1,913,238 8,342 SH   SOLE   8,342 0 0
APPLIED MATLS INC COM Stock 038222105   9,244 50 SH   SOLE   50 0 0
ARAMARK COM Stock 03852U106   16,323 412 SH   SOLE   412 0 0
AST SPACEMOBILE INC COM CL A Stock 00217D100   2,332 50 SH   SOLE   50 0 0
AT&T INC COM Stock 00206R102   53,605 1,909 SH   SOLE   1,909 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   45,872 150 SH   SOLE   150 0 0
AVALONBAY CMNTYS INC COM REIT 053484101   3,549 19 SH   SOLE   19 0 0
AVANOS MED INC COM Stock 05350V106   1,050 97 SH   SOLE   97 0 0
Avantis Emerging Markets Equity ETF ETF 025072604   2,084,758 29,550 SH   SOLE   29,550 0 0
B & G FOODS INC NEW COM Stock 05508R106   1,425 350 SH   SOLE   350 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   465 1 SH   SOLE   1 0 0
BJS WHSL CLUB HLDGS INC COM Stock 05550J101   6,703 62 SH   SOLE   62 0 0
BLACKROCK INC COM Stock 09290D101   5,625 5 SH   SOLE   5 0 0
BOEING CO COM Stock 097023105   59,571 260 SH   SOLE   260 0 0
BRIGHTHOUSE FINL INC COM Stock 10922N103   134 3 SH   SOLE   3 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   2,252 49 SH   SOLE   49 0 0
BROADCOM INC COM Stock 11135F101   88,441 290 SH   SOLE   290 0 0
C H ROBINSON WORLDWIDE INC COM NEW Stock 12541W209   5,372 46 SH   SOLE   46 0 0
CAPRI HOLDINGS LIMITED SHS Stock G1890L107   99 5 SH   SOLE   5 0 0
CARRIER GLOBAL CORPORATION COM Stock 14448C104   7,924 120 SH   SOLE   120 0 0
CATERPILLAR INC COM Stock 149123101   5,415 13 SH   SOLE   13 0 0
CHEMOURS CO COM Stock 163851108   963 79 SH   SOLE   79 0 0
CHENIERE ENERGY INC COM NEW Stock 16411R208   9,233 40 SH   SOLE   40 0 0
CHEVRON CORP NEW COM Stock 166764100   412,172 2,659 SH   SOLE   2,659 0 0
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105   3,196 77 SH   SOLE   77 0 0
CHUBB LIMITED COM Stock H1467J104   9,222 34 SH   SOLE   34 0 0
CISCO SYS INC COM Stock 17275R102   38,336 534 SH   SOLE   534 0 0
CITIGROUP INC COM NEW Stock 172967424   742 8 SH   SOLE   8 0 0
CLOROX CO DEL COM Stock 189054109   6,244 50 SH   SOLE   50 0 0
CMS ENERGY CORP COM Stock 125896100   12,345 168 SH   SOLE   168 0 0
COCA COLA CO COM Stock 191216100   28,136 400 SH   SOLE   400 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   44,886 530 SH   SOLE   530 0 0
CONOCOPHILLIPS COM Stock 20825C104   15,203 162 SH   SOLE   161 0 0
CONSOLIDATED EDISON INC COM Stock 209115104   20,896 200 SH   SOLE   200 0 0
CONSTELLATION ENERGY CORP COM Stock 21037T109   66,481 198 SH   SOLE   198 0 0
COREWEAVE INC COM CL A Stock 21873S108   40,157 310 SH   SOLE   309 0 0
CORTEVA INC COM Stock 22052L104   83,111 1,172 SH   SOLE   1,172 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   42,182 43 SH   SOLE   43 0 0
CROWDSTRIKE HLDGS INC CL A Stock 22788C105   8,065 19 SH   SOLE   19 0 0
CROWN CASTLE INC COM REIT 22822V101   2,299 22 SH   SOLE   22 0 0
CSX CORP COM Stock 126408103   124,714 3,520 SH   SOLE   3,520 0 0
DEVON ENERGY CORP NEW COM Stock 25179M103   6,656 200 SH   SOLE   200 0 0
DISNEY WALT CO COM Stock 254687106   227,671 2,025 SH   SOLE   2,025 0 0
DOCUSIGN INC COM Stock 256163106   1,245 18 SH   SOLE   18 0 0
DONALDSON INC COM Stock 257651109   5,625 78 SH   SOLE   78 0 0
DOW INC COM Stock 260557103   22,451 1,058 SH   SOLE   1,058 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   106,647 851 SH   SOLE   851 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   217,604 3,088 SH   SOLE   3,087 0 0
EATON CORP PLC SHS Stock G29183103   87,082 240 SH   SOLE   240 0 0
ENBRIDGE INC COM Stock 29250N105   171,467 3,649 SH   SOLE   3,649 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   24,545 289 SH   SOLE   289 0 0
ENTERGY CORP NEW COM Stock 29364G103   18,094 200 SH   SOLE   200 0 0
ESSENTIAL UTILS INC COM Stock 29670G102   793,234 20,455 SH   SOLE   20,454 0 0
ETSY INC COM Stock 29786A106   6,091 100 SH   SOLE   100 0 0
EVERSOURCE ENERGY COM Stock 30040W108   81,235 1,249 SH   SOLE   1,249 0 0
EXELON CORP COM Stock 30161N101   17,947 396 SH   SOLE   396 0 0
EXXON MOBIL CORP COM Stock 30231G102   523,961 4,906 SH   SOLE   4,906 0 0
FASTLY INC CL A Stock 31188V100   790 113 SH   SOLE   113 0 0
Fidelity Blue Chip Growth ETF 316092352   3,551,665 69,382 SH   SOLE   69,382 0 0
FIDELITY ENHANCED LARGE CAP VALUE ETF ETF 31609A107   28,033 875 SH   SOLE   875 0 0
FIDELITY ENHANCED MID CAP ETF ETF 31609A503   41,616 1,200 SH   SOLE   1,200 0 0
Fidelity Enhanced Small Cap ETF 31609A206   5,065,538 152,530 SH   SOLE   152,530 0 0
Fidelity Limited Term Bond ETF 316188200   6,989,254 138,578 SH   SOLE   138,577 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   52,703 848 SH   SOLE   848 0 0
Fidelity Total Bond ETF 316188309   6,471,369 141,327 SH   SOLE   141,327 0 0
FIRST TRUST CAPITAL STRENGTH ETF ETF 33733E104   1,129,136 12,287 SH   SOLE   12,286 0 0
FIRST TRUST DORSEY WRIGHT DALI EQUITY ETF ETF 33738R712   71,484 2,650 SH   SOLE   2,650 0 0
FIRST TRUST DORSEY WRIGHT DYNAMIC FOCUS 5 ETF ETF 33738R878   270,137 7,551 SH   SOLE   7,551 0 0
FIRST TRUST DORSEY WRIGHT FOCUS 5 ETF ETF 33738R605   22,827 378 SH   SOLE   378 0 0
FIRST TRUST GLOBAL TACTICAL COMMODITY STRATEGY FUND ETF 33739H101   5,674 229 SH   SOLE   228 0 0
FIRST TRUST INDXX GLOBAL NATURAL RESOURCES INCOME ETF ETF 33734X838   269,308 18,672 SH   SOLE   18,672 0 0
First Trust Laddered Buffer ETF ETF 33740F755   18,905,523 581,708 SH   SOLE   581,708 0 0
FIRST TRUST LOW DURATION OPPORTUNITIES ETF ETF 33739Q200   221,666 4,485 SH   SOLE   4,485 0 0
FIRST TRUST RISING DIVIDEND ACHIEVERS ETF ETF 33738R506   68,875 1,076 SH   SOLE   1,076 0 0
FIRST TRUST SMITH OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805   902,412 20,568 SH   SOLE   20,567 0 0
First Trust Tactical High Yield ETF 33738D408   7,612,306 182,200 SH   SOLE   182,199 0 0
First Trust TCW Unconstrained PLUS Bond ETF 33740F888   13,203,023 529,816 SH   SOLE   529,816 0 0
FIRST TRUST VALUE LINE DIVIDEND INDEX FUND ETF 33734H106   904,492 19,879 SH   SOLE   19,878 0 0
FIRSTENERGY CORP COM Stock 337932107   3,158 73 SH   SOLE   73 0 0
FORD MTR CO COM Stock 345370860   574,943 50,790 SH   SOLE   50,790 0 0
FORTREA HLDGS INC COMMON STOCK Stock 34965K107   145 22 SH   SOLE   22 0 0
GARRETT MOTION INC COM Stock 366505105   63 5 SH   SOLE   5 0 0
GE AEROSPACE COM NEW Stock 369604301   190,857 694 SH   SOLE   694 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107   16,560 230 SH   SOLE   230 0 0
GE VERNOVA INC COM Stock 36828A101   111,643 172 SH   SOLE   172 0 0
GILEAD SCIENCES INC COM Stock 375558103   42,126 353 SH   SOLE   352 0 0
GRACO INC COM Stock 384109104   7,515 90 SH   SOLE   90 0 0
GRAIL INC COM Stock 384747101   197 6 SH   SOLE   6 0 0
GRAINGER W W INC COM Stock 384802104   609,983 642 SH   SOLE   642 0 0
GRAYSCALE BITCOIN MINI TRUST ETF ETF 389930207   4,125 80 SH   SOLE   80 0 0
GRAYSCALE BITCOIN TRUST ETF ETF 389637109   36,632 400 SH   SOLE   400 0 0
GSK PLC SPONSORED ADR ADR 37733W204   1,210 32 SH   SOLE   32 0 0
HALEON PLC SPON ADS ADR 405552100   382 40 SH   SOLE   40 0 0
HANCOCK JOHN PREM DIVID FD COM SH BEN INT CEF 41013T105   2,903 216 SH   SOLE   216 0 0
HCA HEALTHCARE INC COM Stock 40412C101   23,660 62 SH   SOLE   62 0 0
HERTZ GLOBAL HLDGS INC COM NEW Stock 42806J700   2,341 421 SH   SOLE   421 0 0
HERTZ GLOBAL HLDGS INC WT EXP 063051 Stock 42806J148   12,375 4,018 SH   SOLE   4,018 0 0
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109   4,162 200 SH   SOLE   200 0 0
HOME DEPOT INC COM Stock 437076102   143,892 371 SH   SOLE   371 0 0
HONEYWELL INTL INC COM Stock 438516106   28,120 130 SH   SOLE   130 0 0
HOST HOTELS & RESORTS INC COM REIT 44107P104   952 62 SH   SOLE   62 0 0
HP INC COM Stock 40434L105   16,431 629 SH   SOLE   629 0 0
HUBBELL INC COM Stock 443510607   10,466 25 SH   SOLE   25 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   12,850 50 SH   SOLE   50 0 0
ILLUMINA INC COM Stock 452327109   3,782 40 SH   SOLE   40 0 0
Innovator Defined Wealth Shield ETF 45783Y855   4,749,392 146,428 SH   SOLE   146,428 0 0
Innovator Laddered Allocation Power Buffer ETF 45783Y814   14,764,790 308,564 SH   SOLE   308,564 0 0
Innovator NASDAQ 100 Managed Floor ETF 45783Y681   5,197,626 164,066 SH   SOLE   164,066 0 0
INTEL CORP COM Stock 458140100   21,127 1,059 SH   SOLE   1,059 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   32,620 175 SH   SOLE   175 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   290,444 1,199 SH   SOLE   1,198 0 0
INTERNATIONAL PAPER CO COM Stock 460146103   10,366 218 SH   SOLE   218 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   21,154 45 SH   SOLE   45 0 0
INVESCO GLOBAL WATER ETF ETF 46138E651   68,590 1,530 SH   SOLE   1,529 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   1,767 3 SH   SOLE   3 0 0
IRON MTN INC DEL COM REIT 46284V101   2,619 29 SH   SOLE   29 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   29,330 355 SH   SOLE   355 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   91,505 1,082 SH   SOLE   1,082 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   37,644 613 SH   SOLE   613 0 0
ISHARES CORE MSCI EUROPE ETF ETF 46434V738   40 1 SH   SOLE   0 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834   63,056 800 SH   SOLE   800 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   46,574 420 SH   SOLE   420 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655   798,367 15,670 SH   SOLE   15,669 0 0
ISHARES GLOBAL REIT ETF ETF 46434V647   8,207 332 SH   SOLE   332 0 0
ISHARES GOLD TRUST ETF 464285204   174,435 2,723 SH   SOLE   2,723 0 0
ISHARES IBONDS DEC 2030 TERM TREASURY ETF ETF 46436E593   41,034 2,078 SH   SOLE   2,078 0 0
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242   4,158 38 SH   SOLE   38 0 0
ISHARES MBS ETF ETF 464288588   19 0 SH   SOLE   0 0 0
ISHARES MORNINGSTAR GROWTH ETF ETF 464287119   3,614 36 SH   SOLE   35 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525   126,771 1,072 SH   SOLE   1,071 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   14,295 77 SH   SOLE   77 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388   11,673 102 SH   SOLE   102 0 0
ISHARES MSCI WORLD ETF ETF 464286392   223,078 1,285 SH   SOLE   1,284 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   14,979 144 SH   SOLE   144 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   32,999 74 SH   SOLE   74 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   28,762 147 SH   SOLE   147 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   12,338 56 SH   SOLE   56 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   102,709 767 SH   SOLE   767 0 0
Ishares Russell Top 200 ETF 464289446   5,876,286 37,077 SH   SOLE   37,076 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   48,760 425 SH   SOLE   425 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705   113,658 918 SH   SOLE   918 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   12,604 118 SH   SOLE   118 0 0
ISHARES TIPS BOND ETF ETF 464287176   28,801 261 SH   SOLE   261 0 0
JOBY AVIATION INC COMMON STOCK Stock G65163100   4,992 300 SH   SOLE   300 0 0
JOHNSON & JOHNSON COM Stock 478160104   694,360 4,006 SH   SOLE   4,006 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105   11,399 108 SH   SOLE   108 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   845,489 2,928 SH   SOLE   2,928 0 0
KELLANOVA COM Stock 487836108   52,926 661 SH   SOLE   661 0 0
KEYCORP COM Stock 493267108   6,093 346 SH   SOLE   346 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   105,932 778 SH   SOLE   778 0 0
KINDER MORGAN INC DEL COM Stock 49456B101   430 16 SH   SOLE   16 0 0
KYNDRYL HLDGS INC COMMON STOCK Stock 50155Q100   3,284 107 SH   SOLE   107 0 0
LABCORP HOLDINGS INC COM SHS Stock 504922105   5,849 22 SH   SOLE   22 0 0
LAM RESEARCH CORP COM NEW Stock 512807306   82,418 810 SH   SOLE   810 0 0
LEGACY ED INC COM Stock 52474R207   10,916,481 1,003,353 SH   SOLE   1,003,353 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   258,783 608 SH   SOLE   608 0 0
LOGITECH INTL S A SHS Stock H50430232   4,914 50 SH   SOLE   50 0 0
LOWES COS INC COM Stock 548661107   86,814 360 SH   SOLE   360 0 0
LUMEN TECHNOLOGIES INC COM Stock 550241103   1,448 385 SH   SOLE   385 0 0
MARATHON PETE CORP COM Stock 56585A102   6,434 40 SH   SOLE   40 0 0
MASIMO CORP COM Stock 574795100   9,842 68 SH   SOLE   68 0 0
MATINAS BIOPHARMA HLDGS INC COM NEW Stock 576810303   36,702 32,480 SH   SOLE   32,480 0 0
MCDONALDS CORP COM Stock 580135101   265,742 870 SH   SOLE   870 0 0
MEDTRONIC PLC SHS Stock G5960L103   2,601 28 SH   SOLE   28 0 0
MERCADOLIBRE INC COM Stock 58733R102   81,593 35 SH   SOLE   34 0 0
MERCK & CO INC COM Stock 58933Y105   65,198 808 SH   SOLE   808 0 0
META PLATFORMS INC CL A Stock 30303M102   301,566 392 SH   SOLE   392 0 0
METLIFE INC COM Stock 59156R108   8,085 106 SH   SOLE   106 0 0
MICROSOFT CORP COM Stock 594918104   860,844 1,649 SH   SOLE   1,649 0 0
MONDELEZ INTL INC CL A Stock 609207105   618 10 SH   SOLE   10 0 0
MORGAN STANLEY COM NEW Stock 617446448   8,018 56 SH   SOLE   56 0 0
MOTOROLA SOLUTIONS INC COM NEW Stock 620076307   22,671 50 SH   SOLE   50 0 0
MP MATERIALS CORP COM CL A Stock 553368101   14,864 200 SH   SOLE   200 0 0
NEOGENOMICS INC COM NEW Stock 64049M209   153,700 26,500 SH   SOLE   26,500 0 0
NEUBERGER BERMAN NEXT GENERATI COMMON STOCK CEF 64133Q108   9,627 650 SH   SOLE   650 0 0
NEXTERA ENERGY INC COM Stock 65339F101   2,752 38 SH   SOLE   38 0 0
NIKE INC CL B Stock 654106103   5,564 75 SH   SOLE   75 0 0
NOKIA CORP SPONSORED ADR ADR 654902204   53 13 SH   SOLE   13 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   117,613 420 SH   SOLE   420 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102   43,583 75 SH   SOLE   75 0 0
NUTRIEN LTD COM Stock 67077M108   2,840 51 SH   SOLE   51 0 0
NUVEEN MASSACHUSETS QLT MUN FD COM CEF 67061E104   1,139 100 SH   SOLE   100 0 0
NVENT ELECTRIC PLC SHS Stock G6700G107   7,893 89 SH   SOLE   89 0 0
NVIDIA CORPORATION COM Stock 67066G104   770,629 4,218 SH   SOLE   4,218 0 0
OCCIDENTAL PETE CORP COM Stock 674599105   399 9 SH   SOLE   9 0 0
OCCIDENTAL PETE CORP WT EXP 080327 Stock 674599162   22 1 SH   SOLE   1 0 0
OLD REP INTL CORP COM Stock 680223104   5,230 140 SH   SOLE   140 0 0
OMNICOM GROUP INC COM Stock 681919106   5,762 79 SH   SOLE   79 0 0
ONE GAS INC COM Stock 68235P108   602 8 SH   SOLE   8 0 0
ONEOK INC NEW COM Stock 682680103   2,383 32 SH   SOLE   32 0 0
ORACLE CORP COM Stock 68389X105   223,545 894 SH   SOLE   894 0 0
ORCHESTRA BIOMED HLDGS INC COM Stock 68572M106   139,822 51,595 SH   SOLE   51,595 0 0
ORGANON & CO COMMON STOCK Stock 68622V106   461 50 SH   SOLE   50 0 0
OTIS WORLDWIDE CORP COM Stock 68902V107   5,248 60 SH   SOLE   60 0 0
PACER GLOBAL CASH COWS DIVIDEND ETF ETF 69374H709   92,277 2,354 SH   SOLE   2,354 0 0
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108   77,343 414 SH   SOLE   413 0 0
PARKER-HANNIFIN CORP COM Stock 701094104   15,283 21 SH   SOLE   21 0 0
PAYCHEX INC COM Stock 704326107   212,209 1,503 SH   SOLE   1,503 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   7,442 110 SH   SOLE   110 0 0
PEPSICO INC COM Stock 713448108   70,056 482 SH   SOLE   482 0 0
PFIZER INC COM Stock 717081103   16,518 672 SH   SOLE   672 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   6,637 39 SH   SOLE   39 0 0
PHILLIPS 66 COM Stock 718546104   6,433 54 SH   SOLE   54 0 0
PIMCO DYNAMIC INCOME FD SHS CEF 72201Y101   1,192 62 SH   SOLE   61 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833   392,184 3,907 SH   SOLE   3,907 0 0
PORTILLOS INC COM CL A Stock 73642K106   490 66 SH   SOLE   66 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102   10,569 138 SH   SOLE   138 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   174,387 1,136 SH   SOLE   1,136 0 0
PRUDENTIAL FINL INC COM Stock 744320102   5,165 50 SH   SOLE   50 0 0
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   6,138 70 SH   SOLE   70 0 0
QUALCOMM INC COM Stock 747525103   6,345 43 SH   SOLE   43 0 0
QUANTA SVCS INC COM Stock 74762E102   18,535 48 SH   SOLE   48 0 0
QUANTUMSCAPE CORP COM CL A Stock 74767V109   1,454 166 SH   SOLE   166 0 0
REINSURANCE GRP OF AMERICA INC COM NEW Stock 759351604   13,611 73 SH   SOLE   73 0 0
RESIDEO TECHNOLOGIES INC COM Stock 76118Y104   218 8 SH   SOLE   8 0 0
ROBERT HALF INC. COM Stock 770323103   3,933 115 SH   SOLE   115 0 0
ROSS STORES INC COM Stock 778296103   18,588 128 SH   SOLE   128 0 0
RTX CORPORATION COM Stock 75513E101   179,947 1,162 SH   SOLE   1,162 0 0
SAUL CTRS INC COM REIT 804395101   13,538 414 SH   SOLE   414 0 0
SCHWAB CHARLES CORP COM Stock 808513105   6,310 65 SH   SOLE   65 0 0
Schwab US Dividend Equity ETF 808524797   4,088,851 152,115 SH   SOLE   152,114 0 0
SEA LTD SPONSORD ADS ADR 81141R100   12,990 88 SH   SOLE   88 0 0
SHOPIFY INC CL A SUB VTG SHS Stock 82509L107   116,696 780 SH   SOLE   780 0 0
SMUCKER J M CO COM NEW Stock 832696405   3,211 29 SH   SOLE   29 0 0
SOLVENTUM CORP COM SHS Stock 83444M101   3,376 46 SH   SOLE   46 0 0
SOUTHERN CO COM Stock 842587107   292,718 3,091 SH   SOLE   3,091 0 0
SPDR GOLD SHARES ETF 78463V107   97,359 311 SH   SOLE   311 0 0
SPDR PORTFOLIO MSCI GLOBAL STOCK MARKET ETF ETF 78463X475   715,424 10,066 SH   SOLE   10,066 0 0
SPDR Russell 1000 Yield Focus ETF 78468R770   6,381,652 57,730 SH   SOLE   57,729 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   15,292 24 SH   SOLE   24 0 0
STARBUCKS CORP COM Stock 855244109   3,132 34 SH   SOLE   34 0 0
STARWOOD PPTY TR INC COM REIT 85571B105   104,084 5,236 SH   SOLE   5,235 0 0
SYLVAMO CORP COMMON STOCK Stock 871332102   768 19 SH   SOLE   19 0 0
TARGET CORP COM Stock 87612E106   16,337 155 SH   SOLE   155 0 0
TERADATA CORP DEL COM Stock 88076W103   411 20 SH   SOLE   20 0 0
TESLA INC COM Stock 88160R101   101,913 309 SH   SOLE   309 0 0
TEXAS INSTRS INC COM Stock 882508104   216,239 1,155 SH   SOLE   1,155 0 0
THE CAMPBELLS COMPANY COM Stock 134429109   13,917 429 SH   SOLE   429 0 0
THE CIGNA GROUP COM Stock 125523100   4,124 15 SH   SOLE   15 0 0
TJX COS INC NEW COM Stock 872540109   3,941 30 SH   SOLE   30 0 0
TORONTO DOMINION BK ONT COM NEW Stock 891160509   3,882 53 SH   SOLE   53 0 0
TRANSUNION COM Stock 89400J107   9,203 102 SH   SOLE   102 0 0
TRUMP MEDIA & TECHNOLOGY GROUP COM Stock 25400Q105   850 50 SH   SOLE   50 0 0
TYSON FOODS INC CL A Stock 902494103   8,727 153 SH   SOLE   153 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   4,763 78 SH   SOLE   78 0 0
UNION PAC CORP COM Stock 907818108   18,001 81 SH   SOLE   81 0 0
UNITED BANKSHARES INC WEST VA COM Stock 909907107   2,074 58 SH   SOLE   58 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106   1,907 22 SH   SOLE   22 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   21,326 85 SH   SOLE   85 0 0
UNIVERSAL HEALTH RLTY INCOME T SH BEN INT REIT 91359E105   1,277 33 SH   SOLE   33 0 0
US BANCORP DEL COM NEW Stock 902973304   3,454 77 SH   SOLE   77 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   74,287 862 SH   SOLE   862 0 0
VALERO ENERGY CORP COM Stock 91913Y100   4,132 31 SH   SOLE   31 0 0
VANGUARD EXTENDED MARKET ETF ETF 922908652   742,755 3,778 SH   SOLE   3,778 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   6,920 101 SH   SOLE   101 0 0
Vanguard FTSE Developed Markets ETF 921943858   2,556,181 44,057 SH   SOLE   44,056 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   539,100 10,635 SH   SOLE   10,635 0 0
VANGUARD GROWTH ETF ETF 922908736   1,576,144 3,433 SH   SOLE   3,432 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   74,395 308 SH   SOLE   308 0 0
Vanguard Mid Cap ETF 922908629   7,916,422 27,920 SH   SOLE   27,919 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   169,829 597 SH   SOLE   597 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512   116,732 695 SH   SOLE   695 0 0
VANGUARD S&P 500 ETF ETF 922908363   829,408 1,416 SH   SOLE   1,416 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   10,875 137 SH   SOLE   137 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   28,831 492 SH   SOLE   492 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   223,268 1,125 SH   SOLE   1,125 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   2,260,969 9,416 SH   SOLE   9,415 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   198,326 711 SH   SOLE   711 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   527,688 10,800 SH   SOLE   10,800 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   4,112 56 SH   SOLE   56 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   525,159 10,639 SH   SOLE   10,639 0 0
VANGUARD VALUE ETF ETF 922908744   712,494 4,003 SH   SOLE   4,003 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   29,428 682 SH   SOLE   682 0 0
VIATRIS INC COM Stock 92556V106   698 72 SH   SOLE   72 0 0
VICI PPTYS INC COM REIT 925652109   3,422 104 SH   SOLE   104 0 0
VISA INC COM CL A Stock 92826C839   624,390 1,854 SH   SOLE   1,854 0 0
WABTEC COM Stock 929740108   12,059 63 SH   SOLE   63 0 0
WALMART INC COM Stock 931142103   161,196 1,554 SH   SOLE   1,554 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   5,804 532 SH   SOLE   532 0 0
WASTE MGMT INC DEL COM Stock 94106L109   42,786 182 SH   SOLE   182 0 0
WD 40 CO COM Stock 929236107   2,634 12 SH   SOLE   12 0 0
WELLS FARGO CO NEW COM Stock 949746101   18,061 232 SH   SOLE   232 0 0
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   1,042,534 20,559 SH   SOLE   20,558 0 0
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND ETF 97717W604   25,855 810 SH   SOLE   810 0 0
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   74,943 869 SH   SOLE   869 0 0
WK KELLOGG CO COM SHS Stock 92942W107   3,807 165 SH   SOLE   165 0 0
XCEL ENERGY INC COM Stock 98389B100   2,420 33 SH   SOLE   33 0 0
Xtrackers MSCI EAFE Hedged Equity ETF 233051200   5,201,055 115,399 SH   SOLE   115,399 0 0
ZOETIS INC CL A Stock 98978V103   37,869 257 SH   SOLE   257 0 0
ZSCALER INC COM Stock 98980G102   29,666 110 SH   SOLE   110 0 0