0002077991-25-000001.txt : 20250722 0002077991-25-000001.hdr.sgml : 20250722 20250722154537 ACCESSION NUMBER: 0002077991-25-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20250630 FILED AS OF DATE: 20250722 DATE AS OF CHANGE: 20250722 EFFECTIVENESS DATE: 20250722 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Valpey Financial Services, LLC CENTRAL INDEX KEY: 0002077991 ORGANIZATION NAME: EIN: 272446226 STATE OF INCORPORATION: NH FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-25663 FILM NUMBER: 251140207 BUSINESS ADDRESS: STREET 1: 100 N MAIN ST STREET 2: #500 CITY: CONCORD STATE: NH ZIP: 03301 BUSINESS PHONE: (603) 856-7945 MAIL ADDRESS: STREET 1: 100 N MAIN ST STREET 2: #500 CITY: CONCORD STATE: NH ZIP: 03301 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0002077991 XXXXXXXX 06-30-2025 06-30-2025 Valpey Financial Services, LLC

100 N MAIN ST #500 CONCORD NH 03301

13F HOLDINGS REPORT 028-25663 000154154 801-118576 N Ronald L. Valpey (603) 856-7945 Ronald L. Valpey Concord NH 07-22-2025 0 67 144604060 false INFORMATION TABLE 2 valpey13f0722251430.xml VANGUARD INDEX FDS GROWTH ETF 922908736 7913927 18052 SH SOLE 0 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7738406 264923 SH SOLE 0 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 7696601 43548 SH SOLE 0 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6198868 125204 SH SOLE 0 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5725730 206929 SH SOLE 0 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 5521271 79914 SH SOLE 0 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 5238817 77935 SH SOLE 0 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 5058505 124932 SH SOLE 0 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5030528 227626 SH SOLE 0 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4793868 65108 SH SOLE 0 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4606828 188959 SH SOLE 0 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4509468 57299 SH SOLE 0 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 4284456 15311 SH SOLE 0 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 4078471 20914 SH SOLE 0 0 0 SCHWAB STRATEGIC TR US MID CAP ETF 808524508 3991872 142313 SH SOLE 0 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3480326 149756 SH SOLE 0 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3451960 136441 SH SOLE 0 0 0 ISHARES TR CORE S&P US GWT 464287671 3358249 22329 SH SOLE 0 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 3257050 38224 SH SOLE 0 0 0 ISHARES TR CORE S&P US VLU 464287663 2855355 30174 SH SOLE 0 0 0 ISHARES TR CORE US AGGBD ET 464287226 2776031 27984 SH SOLE 0 0 0 VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 2674073 34580 SH SOLE 0 0 0 ISHARES TR TIPS BD ETF 464287176 2319335 21077 SH SOLE 0 0 0 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 2231352 106661 SH SOLE 0 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 2162049 20595 SH SOLE 0 0 0 ISHARES TR MSCI EAFE ETF 464287465 1961900 21948 SH SOLE 0 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1960233 19364 SH SOLE 0 0 0 SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 1863061 35595 SH SOLE 0 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 1768972 66303 SH SOLE 0 0 0 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1720206 15753 SH SOLE 0 0 0 ISHARES TR CORE S&P MCP ETF 464287507 1646963 26555 SH SOLE 0 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 1218233 1972 SH SOLE 0 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1310696 26500 SH SOLE 0 0 0 ISHARES TR CORE S&P SCP ETF 464287804 1277144 11686 SH SOLE 0 0 0 MICROSOFT CORP COM 594918104 1105262 2222 SH SOLE 0 0 0 ISHARES TR CORE INTL AGGR 46435G672 1033417 20227 SH SOLE 0 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 959590 11581 SH SOLE 0 0 0 ISHARES TR SP SMCP600VL ETF 464287879 944310 9492 SH SOLE 0 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 920303 3122 SH SOLE 0 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 907003 15910 SH SOLE 0 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 874407 3690 SH SOLE 0 0 0 ISHARES TR CORE MSCI INTL 46435G326 818271 10761 SH SOLE 0 0 0 ISHARES TR SHORT TREAS BD 464288679 749439 6787 SH SOLE 0 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 724309 6579 SH SOLE 0 0 0 SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 710060 13057 SH SOLE 0 0 0 SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 711170 7461 SH SOLE 0 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 282381 929 SH SOLE 0 0 0 ISHARES TR CORE TOTAL USD 46434V613 618085 13370 SH SOLE 0 0 0 ISHARES TR S&P 500 VAL ETF 464287408 583306 2985 SH SOLE 0 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 557285 9481 SH SOLE 0 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 474251 9511 SH SOLE 0 0 0 JPMORGAN CHASE & CO. COM 46625H100 469944 1621 SH SOLE 0 0 0 APPLE INC COM 037833100 467988 2281 SH SOLE 0 0 0 ISHARES TR CORE MSCI TOTAL 46432F834 458478 5930 SH SOLE 0 0 0 ISHARES TR MORNINGSTAR GRWT 464287119 444069 4583 SH SOLE 0 0 0 GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 436543 9486 SH SOLE 0 0 0 SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 429710 10087 SH SOLE 0 0 0 EXXON MOBIL CORP COM 30231G102 428145 3972 SH SOLE 0 0 0 ISHARES TR CORE 60 40 BALAN 464289867 404364 6568 SH SOLE 0 0 0 ISHARES TR CORE 30 70 CONSE 464289883 376662 9641 SH SOLE 0 0 0 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 357480 4909 SH SOLE 0 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 338255 4079 SH SOLE 0 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 337541 795 SH SOLE 0 0 0 SPDR SERIES TRUST BLOOMBERG INVT 78468R200 294937 9567 SH SOLE 0 0 0 ISHARES TR CORE 80 20 AGGRE 464289859 233189 2796 SH SOLE 0 0 0 HONEYWELL INTL INC COM 438516106 249182 1070 SH SOLE 0 0 0 VANGUARD BD INDEX FDS INTERMED TERM 921937819 223920 2895 SH SOLE 0 0 0