The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107   440,763 3,106 SH   SOLE   3,106 0 0
ALPHABET INC CAP STK CL C 02079K107   581,886 3,280 SH   SOLE   3,280 0 0
ALTRIA GROUP INC COM 02209S103   431,114 7,353 SH   SOLE   7,353 0 0
AMAZON COM INC COM 023135106   973,774 4,439 SH   SOLE   4,439 0 0
APPLE INC COM 037833100   699,867 3,411 SH   SOLE   3,411 0 0
BOEING CO COM 097023105   329,889 1,574 SH   SOLE   1,574 0 0
BROADCOM INC COM 11135F101   1,527,280 5,541 SH   SOLE   5,541 0 0
CHEVRON CORP NEW COM 166764100   317,873 2,220 SH   SOLE   2,220 0 0
COCA COLA CO COM 191216100   293,001 4,141 SH   SOLE   4,141 0 0
COCA-COLA EUROPACIFIC PARTNE SHS G25839104   231,800 2,500 SH   SOLE   2,500 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   390,150 5,000 SH   SOLE   5,000 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   509,310 1,000 SH   SOLE   1,000 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   427,700 10,116 SH   SOLE   10,116 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   207,562 1,759 SH   SOLE   1,759 0 0
GE VERNOVA INC COM 36828A101   534,971 1,011 SH   SOLE   1,011 0 0
HOME DEPOT INC COM 437076102   874,398 2,385 SH   SOLE   2,385 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,263,605 12,455 SH   SOLE   12,455 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   11,230,730 275,398 SH   SOLE   275,398 0 0
ISHARES GOLD TR ISHARES NEW 464285204   919,062 14,738 SH   SOLE   14,738 0 0
ISHARES TR 20 YR TR BD ETF 464287432   4,034,721 45,719 SH   SOLE   45,719 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   312,491 736 SH   SOLE   736 0 0
ISHARES TR NATIONAL MUN ETF 464288414   888,894 8,508 SH   SOLE   8,508 0 0
ISHARES TR CORE MSCI INTL 46435G326   4,908,686 64,554 SH   SOLE   64,554 0 0
ISHARES TR A RATE CP BD ETF 46429B291   23,290,189 486,835 SH   SOLE   486,835 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   542,427 2,967 SH   SOLE   2,967 0 0
ISHARES TR MBS ETF 464288588   8,159,764 86,908 SH   SOLE   86,908 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   4,900,354 74,815 SH   SOLE   74,815 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   793,025 15,976 SH   SOLE   15,976 0 0
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   13,102,766 402,543 SH   SOLE   402,543 0 0
LOWES COS INC COM 548661107   435,309 1,962 SH   SOLE   1,962 0 0
MERCADOLIBRE INC COM 58733R102   522,726 200 SH   SOLE   200 0 0
MICROSOFT CORP COM 594918104   1,870,611 3,761 SH   SOLE   3,761 0 0
MONDELEZ INTL INC CL A 609207105   313,529 4,649 SH   SOLE   4,649 0 0
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   202,800 10,000 SH   SOLE   10,000 0 0
NVIDIA CORPORATION COM 67066G104   8,126,202 51,435 SH   SOLE   51,435 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   681,600 5,000 SH   SOLE   5,000 0 0
PHILIP MORRIS INTL INC COM 718172109   1,277,460 7,014 SH   SOLE   7,014 0 0
ROSS STORES INC COM 778296103   233,471 1,830 SH   SOLE   1,830 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   10,005,694 377,573 SH   SOLE   377,573 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   7,466,962 55,397 SH   SOLE   55,397 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,381,206 54,109 SH   SOLE   54,109 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   8,670,168 165,556 SH   SOLE   165,556 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   6,504,879 44,095 SH   SOLE   44,095 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,979,513 47,791 SH   SOLE   47,791 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,543,961 29,996 SH   SOLE   29,996 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   4,229,894 19,463 SH   SOLE   19,463 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,104,930 37,823 SH   SOLE   37,823 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,519,701 30,856 SH   SOLE   30,856 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,163,573 24,639 SH   SOLE   24,639 0 0
SOUTHERN CO COM 842587107   1,712,211 18,645 SH   SOLE   18,645 0 0
SPDR GOLD TR GOLD SHS 78463V107   9,568,309 31,389 SH   SOLE   31,389 0 0
SPOTIFY TECHNOLOGY S A SHS L8681T102   767,340 1,000 SH   SOLE   1,000 0 0
SUPER MICRO COMPUTER INC COM NEW 86800U302   498,775 10,177 SH   SOLE   10,177 0 0
TESLA INC COM 88160R101   715,072 2,251 SH   SOLE   2,251 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,002,964 101,152 SH   SOLE   101,152 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   4,398,057 78,369 SH   SOLE   78,369 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   7,554,601 128,523 SH   SOLE   128,523 0 0
WALMART INC COM 931142103   409,451 4,187 SH   SOLE   4,187 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   3,863,387 58,965 SH   SOLE   58,965 0 0