The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   23,682,846 560,276 SH   SOLE   0 0 560,276
ISHARES TR CORE S&P MCP ETF 464287507   53,366,912 860,479 SH   SOLE   0 0 860,479
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   24,639,011 184,825 SH   SOLE   0 0 184,825
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   6,205,248 152,651 SH   SOLE   0 0 152,651
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   12,680,794 366,815 SH   SOLE   0 0 366,815
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832   7,196,908 132,714 SH   SOLE   0 0 132,714
ISHARES TR CORE US AGGBD ET 464287226   3,459,435 34,873 SH   SOLE   0 0 34,873
ISHARES TR CORE S&P500 ETF 464287200   935,397 1,507 SH   SOLE   0 0 1,507
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,539,997 3,170 SH   SOLE   0 0 3,170
COSTCO WHSL CORP NEW COM 22160K105   431,005 435 SH   SOLE   0 0 435
ISHARES TR TIPS BD ETF 464287176   499,821 4,542 SH   SOLE   0 0 4,542
ALPHABET INC CAP STK CL C 02079K107   976,906 5,507 SH   SOLE   0 0 5,507
US BANCORP DEL COM NEW 902973304   1,939,608 42,864 SH   SOLE   0 0 42,864
UNITED PARCEL SERVICE INC CL B 911312106   821,593 8,139 SH   SOLE   0 0 8,139
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,492,252 12,177 SH   SOLE   0 0 12,177
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,900,298 6,866 SH   SOLE   0 0 6,866
ALPHABET INC CAP STK CL A 02079K305   1,245,536 7,068 SH   SOLE   0 0 7,068
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   785,083 8,192 SH   SOLE   0 0 8,192
VERIZON COMMUNICATIONS INC COM 92343V104   561,156 12,969 SH   SOLE   0 0 12,969
APPLE INC COM 037833100   617,046 3,007 SH   SOLE   0 0 3,007
JPMORGAN CHASE & CO. COM 46625H100   976,643 3,369 SH   SOLE   0 0 3,369
META PLATFORMS INC CL A 30303M102   532,062 721 SH   SOLE   0 0 721
MICROSOFT CORP COM 594918104   884,645 1,779 SH   SOLE   0 0 1,779
WEC ENERGY GROUP INC COM 92939U106   942,281 9,043 SH   SOLE   0 0 9,043
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305   330,961 8,938 SH   SOLE   0 0 8,938
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   1,718,775 63,353 SH   SOLE   0 0 63,353
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   277,071 927 SH   SOLE   0 0 927
ADVANCED MICRO DEVICES INC COM 007903107   289,254 2,038 SH   SOLE   0 0 2,038
AMPHENOL CORP NEW CL A 032095101   988,409 10,009 SH   SOLE   0 0 10,009
CSX CORP COM 126408103   1,269,307 38,900 SH   SOLE   0 0 38,900
ELI LILLY & CO COM 532457108   490,536 629 SH   SOLE   0 0 629
HENRY JACK & ASSOC INC COM 426281101   240,347 1,334 SH   SOLE   0 0 1,334
PROCTER AND GAMBLE CO COM 742718109   502,846 3,156 SH   SOLE   0 0 3,156
RPM INTL INC COM 749685103   221,971 2,021 SH   SOLE   0 0 2,021
AMAZON COM INC COM 023135106   539,625 2,460 SH   SOLE   0 0 2,460
UBER TECHNOLOGIES INC COM 90353T100   1,508,008 16,163 SH   SOLE   0 0 16,163
ALLIANT ENERGY CORP COM 018802108   550,277 9,100 SH   SOLE   0 0 9,100
BRISTOL-MYERS SQUIBB CO COM 110122108   231,484 5,001 SH   SOLE   0 0 5,001
ISHARES TR SELECT DIVID ETF 464287168   546,295 4,113 SH   SOLE   0 0 4,113
CAPITAL ONE FINL CORP COM 14040H105   246,157 1,157 SH   SOLE   0 0 1,157
NVIDIA CORPORATION COM 67066G104   353,936 2,240 SH   SOLE   0 0 2,240
VISA INC COM CL A 92826C839   788,522 2,221 SH   SOLE   0 0 2,221
ISHARES U S ETF TR SHORT MATURITY M 46431W838   286,375 5,697 SH   SOLE   0 0 5,697
BLACKROCK INC COM 09290D101   253,520 242 SH   SOLE   0 0 242
WELLS FARGO CO NEW COM 949746101   438,323 5,471 SH   SOLE   0 0 5,471
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   400,908 5,445 SH   SOLE   0 0 5,445
ISHARES TR NATIONAL MUN ETF 464288414   306,834 2,937 SH   SOLE   0 0 2,937
VANGUARD WORLD FD ESG INTL STK ETF 921910725   214,811 3,280 SH   SOLE   0 0 3,280
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   237,225 8,888 SH   SOLE   0 0 8,888
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   278,150 10,496 SH   SOLE   0 0 10,496
DUKE ENERGY CORP NEW COM NEW 26441C204   358,904 3,042 SH   SOLE   0 0 3,042
NEXTERA ENERGY INC COM 65339F101   619,594 8,925 SH   SOLE   0 0 8,925
JOHNSON CTLS INTL PLC SHS G51502105   302,813 2,867 SH   SOLE   0 0 2,867
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105   570,466 1,850 SH   SOLE   0 0 1,850
FLEXSHARES TR QUALT DIVD IDX 33939L860   648,302 8,859 SH   SOLE   0 0 8,859
CURTISS WRIGHT CORP COM 231561101   872,550 1,786 SH   SOLE   0 0 1,786
KEMPER CORP COM 488401100   222,018 3,440 SH   SOLE   0 0 3,440
M & T BK CORP COM 55261F104   387,980 2,000 SH   SOLE   0 0 2,000
MORGAN STANLEY COM NEW 617446448   385,252 2,735 SH   SOLE   0 0 2,735
TELEDYNE TECHNOLOGIES INC COM 879360105   484,645 946 SH   SOLE   0 0 946
VANGUARD INDEX FDS TOTAL STK MKT 922908769   330,980 1,089 SH   SOLE   0 0 1,089
FLEXSHARES TR INTL QLTDV IDX 33939L837   309,076 11,405 SH   SOLE   0 0 11,405