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LOANS - Credit Quality Indicators (Details)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
USD ($)
loan
Sep. 30, 2025
USD ($)
Sep. 30, 2026
USD ($)
loan
Sep. 30, 2025
USD ($)
Dec. 31, 2025
USD ($)
Loans to customers          
Total loans $ 238,801,000   $ 238,801,000   $ 226,669,000
Current period gross write-offs          
Total (67,000) $ (40,000) (235,000) $ (718,000)  
Current period recoveries          
Total 2,000 3,000 10,000 7,000  
Mortgage loans on real estate          
Loans to customers          
Total loans 206,723,000   206,723,000   200,077,000
Current period gross write-offs          
Total (63,000)   (172,000)    
Current period recoveries          
Total     1,000    
Mortgage loans on real estate | One-to four-family first lien residential          
Loans to customers          
2026/2025 3,200,000   3,200,000   2,429,000
2025/2024 2,766,000   2,766,000   2,712,000
2024/2023 3,293,000   3,293,000   10,223,000
2023/2022 8,419,000   8,419,000   16,772,000
2022/2021 15,415,000   15,415,000   10,643,000
Prior 55,798,000   55,798,000   50,227,000
Total loans 88,891,000   88,891,000   93,006,000
Current period gross write-offs          
2023/2022     (153,000)    
2022/2021     (19,000)    
Total     (172,000)    
Current period recoveries          
2023/2022     1,000    
Total     1,000    
Current period net write-offs          
2023/2022     (152,000)    
2022/2021     (19,000)    
Total     (171,000)    
Mortgage loans on real estate | One-to four-family first lien residential | Pass          
Loans to customers          
2026/2025 3,102,000   3,102,000   2,384,000
2025/2024 2,766,000   2,766,000   2,712,000
2024/2023 3,293,000   3,293,000   9,936,000
2023/2022 8,124,000   8,124,000   16,704,000
2022/2021 15,243,000   15,243,000   10,643,000
Prior 55,292,000   55,292,000   49,857,000
Total loans 87,820,000   87,820,000   92,236,000
Mortgage loans on real estate | One-to four-family first lien residential | Non-Performing          
Loans to customers          
2026/2025 98,000   98,000   45,000
2024/2023         287,000
2023/2022 295,000   295,000   68,000
2022/2021 172,000   172,000    
Prior 506,000   506,000   370,000
Total loans 1,071,000   1,071,000   770,000
Current period net write-offs          
Increase due to downgrading 301,000   301,000    
Mortgage loans on real estate | Residential construction          
Loans to customers          
2026/2025 1,487,000   1,487,000   2,190,000
2025/2024 701,000   701,000   750,000
2023/2022         113,000
2022/2021 109,000   109,000    
Prior 128,000   128,000   143,000
Total loans 2,425,000   2,425,000   3,196,000
Mortgage loans on real estate | Residential construction | Pass          
Loans to customers          
2026/2025 1,487,000   1,487,000   2,190,000
2025/2024 701,000   701,000   750,000
2023/2022         113,000
2022/2021 109,000   109,000    
Prior 128,000   128,000   143,000
Total loans 2,425,000   2,425,000   3,196,000
Mortgage loans on real estate | Residential construction | Non-Performing          
Loans to customers          
Revolving Loans Converted to Term Loans Amortized Cost Basis         32,000
Total loans         32,000
Mortgage loans on real estate | Home equity loans and lines of credit          
Loans to customers          
2026/2025 556,000   556,000   278,000
2025/2024 249,000   249,000   636,000
2024/2023 416,000   416,000    
Prior 55,000   55,000   60,000
Revolving Loans Amortized Cost Basis 18,264,000   18,264,000   14,682,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 439,000   439,000   265,000
Total loans $ 19,979,000   $ 19,979,000   15,921,000
Current period net write-offs          
Number of loans downgraded | loan 1   1    
Receivables downgraded     $ 89,000    
Number of loans paid off | loan     1    
Financing receivable excluding accrued interest     $ 32,000    
Mortgage loans on real estate | Home equity loans and lines of credit | Pass          
Loans to customers          
2026/2025 $ 556,000   556,000   278,000
2025/2024 249,000   249,000   636,000
2024/2023 416,000   416,000    
Prior 55,000   55,000   60,000
Revolving Loans Amortized Cost Basis 18,264,000   18,264,000   14,682,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 350,000   350,000   233,000
Total loans 19,890,000   19,890,000   15,889,000
Mortgage loans on real estate | Home equity loans and lines of credit | Non-Performing          
Loans to customers          
Revolving Loans Converted to Term Loans Amortized Cost Basis 89,000   89,000    
Total loans 89,000   89,000    
Mortgage loans on real estate | Commercial          
Loans to customers          
2026/2025 12,878,000   12,878,000   31,612,000
2025/2024 31,412,000   31,412,000   10,484,000
2024/2023 8,968,000   8,968,000   13,730,000
2023/2022 13,279,000   13,279,000   7,331,000
2022/2021 6,329,000   6,329,000   6,581,000
Prior 22,562,000   22,562,000   18,216,000
Total loans $ 95,428,000   $ 95,428,000   87,954,000
Current period net write-offs          
Number of loans upgraded | loan 1   1    
Number of loans downgraded | loan 1   1    
Receivables downgraded     $ 114,000    
Decrease due to upgraded $ 576,000   576,000    
Mortgage loans on real estate | Commercial | Pass          
Loans to customers          
2026/2025 12,545,000   12,545,000   31,612,000
2025/2024 31,412,000   31,412,000   8,687,000
2024/2023 7,756,000   7,756,000   12,995,000
2023/2022 12,544,000   12,544,000   7,331,000
2022/2021 6,215,000   6,215,000   6,581,000
Prior 21,043,000   21,043,000   16,919,000
Total loans 91,515,000   91,515,000   84,125,000
Mortgage loans on real estate | Commercial | Special Mention          
Loans to customers          
2025/2024         576,000
Prior 565,000   565,000    
Total loans 565,000   565,000   576,000
Mortgage loans on real estate | Commercial | Substandard          
Loans to customers          
2026/2025 333,000   333,000    
2025/2024         1,221,000
2024/2023 1,212,000   1,212,000   735,000
2023/2022 735,000   735,000    
2022/2021 114,000   114,000    
Prior 954,000   954,000   1,297,000
Total loans 3,348,000   3,348,000   3,253,000
Commercial and industrial          
Loans to customers          
2026/2025 8,633,000   8,633,000   8,210,000
2025/2024 7,816,000   7,816,000   4,907,000
2024/2023 4,467,000   4,467,000   3,354,000
2023/2022 2,544,000   2,544,000   1,920,000
2022/2021 1,175,000   1,175,000   1,554,000
Prior 4,143,000   4,143,000   2,298,000
Total loans 28,778,000   28,778,000   22,243,000
Current period gross write-offs          
2024/2023         (652,000)
2023/2022         (7,000)
2022/2021         (4,000)
Prior     (1,000)   (16,000)
Total (1,000) (24,000) (1,000) (679,000) (679,000)
Current period recoveries          
Prior     1,000   2,000
Total     1,000 2,000 2,000
Current period net write-offs          
2024/2023         (652,000)
2023/2022         (7,000)
2022/2021         (4,000)
Prior         (14,000)
Total         (677,000)
Commercial and industrial | Pass          
Loans to customers          
2026/2025 8,633,000   8,633,000   8,179,000
2025/2024 7,816,000   7,816,000   4,619,000
2024/2023 4,320,000   4,320,000   3,260,000
2023/2022 2,544,000   2,544,000   1,827,000
2022/2021 1,175,000   1,175,000   1,554,000
Prior 4,143,000   4,143,000   2,298,000
Total loans 28,631,000   28,631,000   21,737,000
Commercial and industrial | Special Mention          
Loans to customers          
2026/2025         31,000
2025/2024         288,000
2024/2023         94,000
2023/2022         93,000
Total loans         506,000
Commercial and industrial | Substandard          
Loans to customers          
2024/2023 147,000   147,000    
Total loans $ 147,000   $ 147,000    
Commercial and industrial | Commercial          
Current period net write-offs          
Number of loans upgraded | loan 7   7    
Number of loans downgraded | loan 1   1    
Receivables downgraded     $ 147,000    
Decrease due to upgraded $ 506,000   $ 506,000    
Commercial and industrial | Commercial | Pass          
Current period net write-offs          
Number of loans downgraded | loan 2   2    
Consumer loans          
Loans to customers          
2026/2025 $ 349,000   $ 349,000   711,000
2025/2024 499,000   499,000   1,788,000
2024/2023 1,288,000   1,288,000   731,000
2023/2022 391,000   391,000   909,000
2022/2021 89,000   89,000   1,000
Prior 617,000   617,000   116,000
Revolving Loans Amortized Cost Basis 67,000   67,000   92,000
Revolving Loans Converted to Term Loans Amortized Cost Basis         1,000
Total loans 3,300,000   3,300,000   4,349,000
Current period gross write-offs          
2026/2025     (9,000)    
2025/2024     (33,000)   (28,000)
2024/2023     (11,000)   (9,000)
Prior     (9,000)   (2,000)
Total (3,000) (16,000) (62,000) (39,000) (39,000)
Current period recoveries          
2025/2024     3,000    
2024/2023     4,000   5,000
2023/2022     1,000    
Prior         1,000
Total 2,000 $ 3,000 8,000 $ 5,000 6,000
Current period net write-offs          
2026/2025     (9,000)    
2025/2024     (30,000)   (28,000)
2024/2023     (7,000)   (4,000)
2023/2022     1,000    
Prior     (9,000)   (1,000)
Total     (54,000)   (33,000)
Consumer loans | Pass          
Loans to customers          
2026/2025 349,000   349,000   711,000
2025/2024 489,000   489,000   1,788,000
2024/2023 1,288,000   1,288,000   731,000
2023/2022 389,000   389,000   909,000
2022/2021 89,000   89,000   1,000
Prior 617,000   617,000   116,000
Revolving Loans Amortized Cost Basis 67,000   67,000   92,000
Revolving Loans Converted to Term Loans Amortized Cost Basis         1,000
Total loans 3,288,000   3,288,000   $ 4,349,000
Consumer loans | Non-Performing          
Loans to customers          
2025/2024 10,000   10,000    
2023/2022 2,000   2,000    
Total loans $ 12,000   $ 12,000