CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2026	Sep. 30, 2025	Sep. 30, 2026	Sep. 30, 2025
INTEREST INCOME
Loans, including fees	$ 3,629	$ 3,129	$ 10,447	$ 9,157
Securities	392	549	1,304	1,466
Other	52	101	116	188
Total interest income	4,073	3,779	11,867	10,811
INTEREST EXPENSE
Deposits	1,073	1,197	3,214	3,119
Advances and borrowings	357	356	958	1,107
Total interest expense	1,430	1,553	4,172	4,226
Net interest income	2,643	2,226	7,695	6,585
Provision for credit losses available-for-sale securities	0	0	148
Provision for credit losses loans receivable	100	80	192	701
Net interest income after provision for credit losses	2,543	2,146	7,355	5,884
NONINTEREST INCOME
Earnings on deferred compensation plan assets	35	26	103	78
Gain on sale of fixed assets			6
Net (losses) gains on sale of residential mortgage loans	(1)	63	48	128
Total noninterest income	368	342	1,075	879
NONINTEREST EXPENSE
Compensation and employee benefits	1,328	1,248	4,198	3,686
Core processing	505	435	1,447	1,146
Premises and equipment	269	211	828	644
Impairment of long-lived assets	262		262
Professional fees	122	77	525	240
Postage and office supplies	22	23	69	80
FDIC premiums	58	38	172	105
Advertising	58	72	213	251
Director fees	49	38	149	122
Other	171	173	566	496
Total noninterest expense	2,844	2,315	8,429	6,770
Income (loss) before provision for income taxes from continuing operations	67	173	1	(7)
PROVISION FOR INCOME TAXES	40	39	33	33
Net income (loss) from continuing operations	27	134	(32)	(40)
Net income from discontinued operations	59	51	161	177
Net income	$ 86	$ 185	$ 129	$ 137
Net income per common shares - basic (in dollar per share)	$ 0.05	$ 0.11	$ 0.08	$ 0.08
Net income per common shares - diluted (in dollar per share)	$ 0.05	$ 0.11	$ 0.08	$ 0.08
Service fees
NONINTEREST INCOME
Non-interest income	$ 37	$ 33	$ 111	$ 98
Fee income
NONINTEREST INCOME
Non-interest income	$ 297	$ 220	$ 807	$ 575