BORROWINGS (Tables)

9 Months Ended

Sep. 30, 2026

BORROWINGS

Schedule of advances from the Federal Home Loan Bank of New York

	At September 30,		At December 31,
(In thousands)	2026		2025
Term Advances:
FHLB fixed-rate advances	$	34,729	$	34,567
Repurchase Advances:
FHLB fixed-rate repurchase advances		—		1,000
Total Advances	$	34,729	$	35,567

Schedule of contractual maturities and weighted average rates of advances from FHLBNY

The contractual maturities and weighted average rates of advances from FHLBNY at September 30, 2026 are as follows (dollars in thousands):

2026	$	2,000	4.42	%
2027		12,253	2.97	%
2028		15,376	3.74	%
2029		2,000	4.61	%
2030		3,100	4.33	%
	$	34,729	3.61	%