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LOANS - Credit Quality Indicators (Details)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
USD ($)
loan
Jun. 30, 2025
USD ($)
Jun. 30, 2026
USD ($)
loan
Jun. 30, 2025
USD ($)
Dec. 31, 2025
USD ($)
Loans to customers          
Total loans $ 237,368,000   $ 237,368,000   $ 226,669,000
Current period gross write-offs          
Total (130,000) $ (602,000) (168,000) $ (678,000)  
Current period recoveries          
Total 4,000   8,000 4,000  
Mortgage loans on real estate          
Loans to customers          
Total loans 208,667,000   208,667,000   200,077,000
Current period gross write-offs          
Total (109,000)   (109,000)    
Current period recoveries          
Total 1,000   1,000    
Mortgage loans on real estate | One-to four-family first lien residential          
Loans to customers          
2026/2025 1,942,000   1,942,000   2,429,000
2025/2024 1,304,000   1,304,000   2,712,000
2024/2023 3,429,000   3,429,000   10,223,000
2023/2022 8,859,000   8,859,000   16,772,000
2022/2021 15,718,000   15,718,000   10,643,000
Prior 57,344,000   57,344,000   50,227,000
Total loans 88,596,000   88,596,000   93,006,000
Current period gross write-offs          
2023/2022     (90,000)    
2022/2021     (19,000)    
Total     (109,000)    
Current period recoveries          
2023/2022     1,000    
Total     1,000    
Current period net write-offs          
2023/2022     (89,000)    
2022/2021     (19,000)    
Total     (108,000)    
Mortgage loans on real estate | One-to four-family first lien residential | Pass          
Loans to customers          
2026/2025 1,942,000   1,942,000   2,384,000
2025/2024 1,304,000   1,304,000   2,712,000
2024/2023 3,429,000   3,429,000   9,936,000
2023/2022 8,461,000   8,461,000   16,704,000
2022/2021 15,546,000   15,546,000   10,643,000
Prior 56,991,000   56,991,000   49,857,000
Total loans 87,673,000   87,673,000   92,236,000
Mortgage loans on real estate | One-to four-family first lien residential | Non-performance          
Loans to customers          
2026/2025         45,000
2024/2023         287,000
2023/2022 398,000   398,000   68,000
2022/2021 172,000   172,000    
Prior 353,000   353,000   370,000
Total loans 923,000   923,000   770,000
Current period net write-offs          
Increase due to downgrading 153,000   153,000    
Mortgage loans on real estate | Residential construction          
Loans to customers          
2026/2025 1,487,000   1,487,000   2,190,000
2025/2024 2,180,000   2,180,000   750,000
2023/2022         113,000
2022/2021 110,000   110,000    
Prior 132,000   132,000   143,000
Total loans 3,909,000   3,909,000   3,196,000
Mortgage loans on real estate | Residential construction | Pass          
Loans to customers          
2026/2025         2,190,000
2025/2024         750,000
2023/2022         113,000
Prior         143,000
Total loans         3,196,000
Current period gross write-offs          
2026/2025     (1,487,000)    
2025/2024     (2,180,000)    
2022/2021     (110,000)    
Prior     132,000    
Total     (3,909,000)    
Mortgage loans on real estate | Residential construction | Non-performance          
Loans to customers          
Revolving Loans Converted to Term Loans Amortized Cost Basis         32,000
Total loans         32,000
Mortgage loans on real estate | Home equity loans and lines of credit          
Loans to customers          
2026/2025 256,000   256,000   278,000
2025/2024 254,000   254,000   636,000
2024/2023 522,000   522,000    
Prior 56,000   56,000   60,000
Revolving Loans Amortized Cost Basis 17,389,000   17,389,000   14,682,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 389,000   389,000   265,000
Total loans $ 18,866,000   $ 18,866,000   15,921,000
Current period net write-offs          
Number of loans downgraded | loan 1   1    
Receivables downgraded     $ 90,000    
Mortgage loans on real estate | Home equity loans and lines of credit | Pass          
Loans to customers          
2026/2025 $ 256,000   256,000   278,000
2025/2024 254,000   254,000   636,000
2024/2023 522,000   522,000    
Prior 56,000   56,000   60,000
Revolving Loans Amortized Cost Basis 17,389,000   17,389,000   14,682,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 267,000   267,000   233,000
Total loans 18,744,000   18,744,000   15,889,000
Mortgage loans on real estate | Home equity loans and lines of credit | Non-performance          
Loans to customers          
Revolving Loans Converted to Term Loans Amortized Cost Basis 122,000   122,000    
Total loans 122,000   122,000    
Mortgage loans on real estate | Commercial          
Loans to customers          
2026/2025 11,156,000   11,156,000   31,612,000
2025/2024 31,194,000   31,194,000   10,484,000
2024/2023 11,425,000   11,425,000   13,730,000
2023/2022 13,442,000   13,442,000   7,331,000
2022/2021 6,377,000   6,377,000   6,581,000
Prior 23,702,000   23,702,000   18,216,000
Total loans $ 97,296,000   $ 97,296,000   87,954,000
Current period net write-offs          
Number of loans upgraded | loan 1   1    
Number of loans downgraded | loan 1   1    
Receivables downgraded     $ 115,000    
Decrease due to upgraded $ 576,000   576,000    
Mortgage loans on real estate | Commercial | Pass          
Loans to customers          
2026/2025 10,823,000   10,823,000   31,612,000
2025/2024 31,194,000   31,194,000   8,687,000
2024/2023 10,210,000   10,210,000   12,995,000
2023/2022 12,707,000   12,707,000   7,331,000
2022/2021 6,262,000   6,262,000   6,581,000
Prior 22,144,000   22,144,000   16,919,000
Total loans 93,340,000   93,340,000   84,125,000
Mortgage loans on real estate | Commercial | Special Mention          
Loans to customers          
2025/2024         576,000
Prior 573,000   573,000    
Total loans 573,000   573,000   576,000
Mortgage loans on real estate | Commercial | substandard          
Loans to customers          
2026/2025 333,000   333,000    
2025/2024         1,221,000
2024/2023 1,215,000   1,215,000   735,000
2023/2022 735,000   735,000    
2022/2021 115,000   115,000    
Prior 985,000   985,000   1,297,000
Total loans 3,383,000   3,383,000   3,253,000
Commercial and industrial          
Loans to customers          
2026/2025 3,494,000   3,494,000   8,210,000
2025/2024 8,312,000   8,312,000   4,907,000
2024/2023 4,490,000   4,490,000   3,354,000
2023/2022 3,222,000   3,222,000   1,920,000
2022/2021 1,318,000   1,318,000   1,554,000
Prior 4,132,000   4,132,000   2,298,000
Total loans 24,968,000   24,968,000   22,243,000
Current period gross write-offs          
2024/2023         (652,000)
2023/2022         (7,000)
2022/2021         (4,000)
Prior         (16,000)
Total   (601,000)   (655,000) (679,000)
Current period recoveries          
Prior     1,000   2,000
Total 1,000   1,000 2,000 2,000
Current period net write-offs          
2024/2023         (652,000)
2023/2022         (7,000)
2022/2021         (4,000)
Prior     1,000   (14,000)
Total     1,000   (677,000)
Commercial and industrial | Pass          
Loans to customers          
2026/2025 3,494,000   3,494,000   8,179,000
2025/2024 8,312,000   8,312,000   4,619,000
2024/2023 4,343,000   4,343,000   3,260,000
2023/2022 3,222,000   3,222,000   1,827,000
2022/2021 1,318,000   1,318,000   1,554,000
Prior 4,132,000   4,132,000   2,298,000
Total loans 24,821,000   24,821,000   21,737,000
Commercial and industrial | Special Mention          
Loans to customers          
2026/2025         31,000
2025/2024         288,000
2024/2023         94,000
2023/2022         93,000
Total loans         506,000
Commercial and industrial | substandard          
Loans to customers          
2024/2023 147,000   147,000    
Total loans $ 147,000   $ 147,000    
Commercial and industrial | Commercial          
Current period net write-offs          
Number of loans upgraded | loan 7   7    
Number of loans downgraded | loan 1   1    
Receivables downgraded     $ 147,000    
Decrease due to upgraded $ 506,000   $ 506,000    
Commercial and industrial | Commercial | Pass          
Current period net write-offs          
Number of loans downgraded | loan 2   2    
Consumer loans          
Loans to customers          
2026/2025 $ 291,000   $ 291,000   711,000
2025/2024 559,000   559,000   1,788,000
2024/2023 1,534,000   1,534,000   731,000
2023/2022 467,000   467,000   909,000
2022/2021 745,000   745,000   1,000
Prior 70,000   70,000   116,000
Revolving Loans Amortized Cost Basis 57,000   57,000   92,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 10,000   10,000   1,000
Total loans 3,733,000   3,733,000   4,349,000
Current period gross write-offs          
2026/2025     (9,000)    
2025/2024     (33,000)   (28,000)
2024/2023     (8,000)   (9,000)
Prior     (9,000)   (2,000)
Total (21,000) $ (1,000) (59,000) (23,000) (39,000)
Current period recoveries          
2025/2024     3,000    
2024/2023     2,000   5,000
2023/2022     1,000    
Prior         1,000
Total 2,000   6,000 $ 2,000 6,000
Current period net write-offs          
2026/2025     (9,000)    
2025/2024     (30,000)   (28,000)
2024/2023     (6,000)   (4,000)
2023/2022     1,000    
Prior     (9,000)   (1,000)
Total     (53,000)   (33,000)
Consumer loans | Pass          
Loans to customers          
2026/2025 291,000   291,000   711,000
2025/2024 559,000   559,000   1,788,000
2024/2023 1,534,000   1,534,000   731,000
2023/2022 467,000   467,000   909,000
2022/2021 745,000   745,000   1,000
Prior 70,000   70,000   116,000
Revolving Loans Amortized Cost Basis 57,000   57,000   92,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 10,000   10,000   1,000
Total loans $ 3,733,000   $ 3,733,000   $ 4,349,000