CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2026	Jun. 30, 2025	Jun. 30, 2026	Jun. 30, 2025
INTEREST INCOME
Loans, including fees	$ 3,492	$ 3,099	$ 6,818	$ 6,028
Securities	440	460	912	917
Other	34	36	64	87
Total interest income	3,966	3,595	7,794	7,032
INTEREST EXPENSE
Deposits	1,047	994	2,141	1,922
Advances and borrowings	311	370	601	751
Total interest expense	1,358	1,364	2,742	2,673
Net interest income	2,608	2,231	5,052	4,359
Provision for credit losses available-for-sale securities	148		148
(Benefit) provision for credit losses loans receivable	(28)	511	92	621
Net interest income after provision for credit losses	2,488	1,720	4,812	3,738
NONINTEREST INCOME
Earnings on deferred compensation plan assets	35	26	68	52
Gain on sale of fixed assets			6
Net gains on sale of residential mortgage loans	25	32	49	65
Total noninterest income	626	531	1,230	1,017
NONINTEREST EXPENSE
Compensation and employee benefits	1,571	1,387	3,150	2,673
Core processing	479	376	942	711
Premises and equipment	261	222	571	445
Professional fees	249	106	423	163
Postage and office supplies	25	15	49	58
FDIC premiums	59	34	114	67
Advertising	64	85	156	183
Director fees	55	37	101	85
Intangible asset amortization	39	40	78	79
Other	233	180	422	345
Total noninterest expense	3,035	2,482	6,006	4,809
Income (Loss) before benefit for income taxes	79	(231)	36	(54)
BENEFIT FOR INCOME TAXES	(14)	(35)	(7)	(6)
Net income (loss)	$ 93	$ (196)	$ 43	$ (48)
Net income (loss) per common shares - basic (in dollar per share)	$ 0.06	$ (0.12)	$ 0.03	$ (0.03)
Net income (loss) per common shares - diluted (in dollar per share)	$ 0.06	$ (0.12)	$ 0.03	$ (0.03)
Service fees
NONINTEREST INCOME
Non-interest income	$ 39	$ 33	$ 74	$ 65
Income from financial services
NONINTEREST INCOME
Non-interest income	245	240	507	464
Fee income
NONINTEREST INCOME
Non-interest income	$ 282	$ 200	$ 526	$ 371