NON-INTEREST INCOME (Tables)

6 Months Ended

Jun. 30, 2026

NON-INTEREST INCOME

Schedule of non-interest income

	Three months ended June 30,
(In thousands)	2026		2025
Service fees
Deposit related fees	$	13	$	10
Loan servicing income		26		23
Total service fees		39		33
Income from financial services
Securities commission income		243		238
Insurance commission income		2		2
Total insurance and securities commission income		245		240
Card income
Debit card interchange fee income		102		81
ATM fees		10		8
Insufficient fund fees		105		69
Total card and insufficient funds income		217		158
Realized gain on sales of residential mortgage loans		25		32
Deferred compensation plan assets		35		26
Other miscellaneous income		65		42
Total non-interest income	$	626	$	531

	Six months ended June 30,
(In thousands)	2026		2025
Service fees
Deposit related fees	$	25	$	19
Loan servicing income		49		46
Total service fees		74		65
Income from financial services
Securities commission income		504		460
Insurance commission income		3		4
Total insurance and securities commission income		507		464
Card income
Debit card interchange fee income		187		150
ATM fees		18		15
Insufficient fund fees		196		134
Total card and insufficient funds income		401		299
Realized gain on sales of residential mortgage loans		49		65
Deferred compensation plan assets		68		52
Other miscellaneous income		131		72
Total non-interest income	$	1,230	$	1,017