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LOANS - Credit Quality Indicators (Details)
3 Months Ended 12 Months Ended
Mar. 31, 2026
USD ($)
loan
Mar. 31, 2025
USD ($)
Dec. 31, 2025
USD ($)
Loans to customers      
Total loans $ 234,144,000   $ 226,669,000
Current period gross write-offs      
Total (38,000) $ (75,000)  
Current period recoveries      
Total 4,000 3,000  
Mortgage loans on real estate      
Loans to customers      
Total loans 206,395,000   200,077,000
Current period gross write-offs      
Total   (10,000)  
Mortgage loans on real estate | One-to four-family first lien residential      
Loans to customers      
2026/2025 2,146,000   2,429,000
2025/2024 1,310,000   2,712,000
2024/2023 3,446,000   10,223,000
2023/2022 9,390,000   16,772,000
2022/2021 16,042,000   10,643,000
Prior 59,967,000   50,227,000
Total loans 92,301,000   93,006,000
Mortgage loans on real estate | One-to four-family first lien residential | Pass      
Loans to customers      
2026/2025 2,146,000   2,384,000
2025/2024 1,310,000   2,712,000
2024/2023 3,446,000   9,936,000
2023/2022 9,103,000   16,704,000
2022/2021 15,802,000   10,643,000
Prior 59,552,000   49,857,000
Total loans 91,359,000   92,236,000
Mortgage loans on real estate | One-to four-family first lien residential | Non-performance      
Loans to customers      
2026/2025     45,000
2024/2023     287,000
2023/2022 287,000   68,000
2022/2021 240,000    
Prior 415,000   370,000
Total loans 942,000   770,000
Current period net write-offs      
Increase due to downgrading 348,000   172,000
Mortgage loans on real estate | Residential construction      
Loans to customers      
2026/2025     2,190,000
2025/2024 2,188,000   750,000
2023/2022     113,000
2022/2021 112,000    
Prior 138,000   143,000
Total loans 2,438,000   3,196,000
Mortgage loans on real estate | Residential construction | Pass      
Loans to customers      
2026/2025     2,190,000
2025/2024     750,000
2023/2022     113,000
Prior     143,000
Total loans     3,196,000
Current period gross write-offs      
2025/2024 (2,188,000)    
2022/2021 (112,000)    
Prior 138,000    
Total (2,438,000)    
Mortgage loans on real estate | Residential construction | Non-performance      
Loans to customers      
Revolving Loans Converted to Term Loans Amortized Cost Basis     32,000
Total loans     32,000
Mortgage loans on real estate | Home equity loans and lines of credit      
Loans to customers      
2026/2025 260,000   278,000
2025/2024 273,000   636,000
2024/2023 629,000    
Prior 58,000   60,000
Revolving Loans Amortized Cost Basis 15,305,000   14,682,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 263,000   265,000
Total loans 16,788,000   15,921,000
Mortgage loans on real estate | Home equity loans and lines of credit | Pass      
Loans to customers      
2026/2025 260,000   278,000
2025/2024 273,000   636,000
2024/2023 629,000    
Prior 58,000   60,000
Revolving Loans Amortized Cost Basis 15,305,000   14,682,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 231,000   233,000
Total loans 16,756,000   15,889,000
Mortgage loans on real estate | Home equity loans and lines of credit | Non-performance      
Loans to customers      
Revolving Loans Converted to Term Loans Amortized Cost Basis 32,000    
Total loans 32,000    
Mortgage loans on real estate | Commercial      
Loans to customers      
2026/2025 8,338,000   31,612,000
2025/2024 31,197,000   10,484,000
2024/2023 10,974,000   13,730,000
2023/2022 13,662,000   7,331,000
2022/2021 6,423,000   6,581,000
Prior 24,274,000   18,216,000
Total loans $ 94,868,000   87,954,000
Current period net write-offs      
Number of loans upgraded | loan 1    
Mortgage loans on real estate | Commercial | Pass      
Loans to customers      
2026/2025 $ 8,003,000   31,612,000
2025/2024 31,197,000   8,687,000
2024/2023 9,756,000   12,995,000
2023/2022 12,927,000   7,331,000
2022/2021 6,308,000   6,581,000
Prior 22,691,000   16,919,000
Total loans 90,882,000   84,125,000
Mortgage loans on real estate | Commercial | Special Mention      
Loans to customers      
2025/2024     576,000
Prior 576,000    
Total loans 576,000   576,000
Mortgage loans on real estate | Commercial | substandard      
Loans to customers      
2026/2025 335,000    
2025/2024     1,221,000
2024/2023 1,218,000   735,000
2023/2022 735,000    
2022/2021 115,000    
Prior 1,007,000   1,297,000
Total loans 3,410,000   3,253,000
Commercial and industrial      
Loans to customers      
2026/2025 1,008,000   8,210,000
2025/2024 8,303,000   4,907,000
2024/2023 4,788,000   3,354,000
2023/2022 3,391,000   1,920,000
2022/2021 1,873,000   1,554,000
Prior 4,363,000   2,298,000
Total loans 23,726,000   22,243,000
Current period gross write-offs      
2024/2023     (652,000)
2023/2022     (7,000)
2022/2021     (4,000)
Prior     (16,000)
Total   (51,000) (679,000)
Current period recoveries      
Prior     2,000
Total   2,000 2,000
Current period net write-offs      
2024/2023     (652,000)
2023/2022     (7,000)
2022/2021     (4,000)
Prior     (14,000)
Total     (677,000)
Commercial and industrial | Pass      
Loans to customers      
2026/2025 1,008,000   8,179,000
2025/2024 8,303,000   4,619,000
2024/2023 4,788,000   3,260,000
2023/2022 3,391,000   1,827,000
2022/2021 1,873,000   1,554,000
Prior 4,363,000   2,298,000
Total loans $ 23,726,000   21,737,000
Commercial and industrial | Special Mention      
Loans to customers      
2026/2025     31,000
2025/2024     288,000
2024/2023     94,000
2023/2022     93,000
Total loans     506,000
Commercial and industrial | Commercial      
Current period net write-offs      
Number of loans upgraded | loan 7    
Decrease due to upgraded $ 576,000    
Commercial and industrial | Commercial | Pass      
Current period net write-offs      
Number of loans downgraded | loan 2    
Decrease due to upgraded $ 506,000    
Consumer loans      
Loans to customers      
2026/2025 196,000   711,000
2025/2024 662,000   1,788,000
2024/2023 1,667,000   731,000
2023/2022 519,000   909,000
2022/2021 812,000   1,000
Prior 93,000   116,000
Revolving Loans Amortized Cost Basis 73,000   92,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 1,000   1,000
Total loans 4,023,000   4,349,000
Current period gross write-offs      
2025/2024 (32,000)   (28,000)
2024/2023 (6,000)   (9,000)
Prior     (2,000)
Total (38,000) (14,000) (39,000)
Current period recoveries      
2025/2024 1,000    
2024/2023 2,000   5,000
2023/2022 1,000    
Prior     1,000
Total 4,000 $ 1,000 6,000
Current period net write-offs      
2025/2024 (31,000)   (28,000)
2024/2023 (4,000)   (4,000)
2023/2022 1,000    
Prior     (1,000)
Total (34,000)   (33,000)
Consumer loans | Pass      
Loans to customers      
2026/2025 196,000   711,000
2025/2024 662,000   1,788,000
2024/2023 1,667,000   731,000
2023/2022 519,000   909,000
2022/2021 812,000   1,000
Prior 93,000   116,000
Revolving Loans Amortized Cost Basis 73,000   92,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 1,000   1,000
Total loans $ 4,023,000   $ 4,349,000