CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
INTEREST INCOME
Loans, including fees	$ 3,326	$ 2,929
Securities	472	457
Other	30	51
Total interest income	3,828	3,437
INTEREST EXPENSE
Deposits	1,094	928
Advances and borrowings	290	381
Total interest expense	1,384	1,309
Net interest income	2,444	2,128
Provision for credit losses loans receivable	120	110
Net interest income after provision for credit losses	2,324	2,018
NONINTEREST INCOME
Earnings on deferred compensation plan assets	33	26
Gain on sale of fixed assets	6
Net gains on sale of residential mortgage loans	24	33
Total noninterest income	604	486
NONINTEREST EXPENSE
Compensation and employee benefits	1,579	1,286
Core processing	463	335
Premises and equipment	310	223
Professional fees	174	57
Postage and office supplies	24	43
FDIC premiums	55	33
Advertising	92	98
Director fees	46	48
Intangible asset amortization	39	39
Other	189	165
Total noninterest expense	2,971	2,327
(Loss) Income before provision for income taxes	(43)	177
PROVISION FOR INCOME TAXES	7	29
Net (loss) income	$ (50)	$ 148
Net (loss) income per common shares - basic (in dollar per share)	$ (0.03)	$ 0.09
Net (loss) income per common shares - diluted (in dollar per share)	$ (0.03)	$ 0.09
Service fees
NONINTEREST INCOME
Non-interest income	$ 35	$ 32
Income from financial services
NONINTEREST INCOME
Non-interest income	262	224
Fee income
NONINTEREST INCOME
Non-interest income	$ 244	$ 171