XML 49 R38.htm IDEA: XBRL DOCUMENT v3.26.1
SEGMENT INFORMATION (Tables)
3 Months Ended
Mar. 31, 2026
SEGMENT INFORMATION  
Schedule of information about the segments

Information about the segments is presented in the following table as of and for the periods indicated:

​

​

​

​

​

​

​

​

​

​

​

​

​

​

(In thousands)

  ​ ​ ​

At March 31, 2026

  ​ ​ ​

At December 31, 2025

​

​

​

​

​

​

Total assets for Seneca Savings

​

$

315,155

​

$

312,487

Total assets for Financial Quest

 

​

1,296

 

​

1,236

Elimination of intercompany receivables

 

​

(589)

 

​

(1,609)

Total consolidated assets

​

$

315,862

​

$

312,114

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

Three Months Ended March 31, 

(In thousands)

​

2026

​

2025

​

  ​ ​ ​

Seneca Savings

  ​ ​ ​

Financial Quest

  ​ ​ ​

Total

  ​ ​ ​

Seneca Savings

  ​ ​ ​

Financial Quest

  ​ ​ ​

Total

INTEREST INCOME

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

Total interest income

​

$

3,828

​

$

—

​

$

3,828

​

$

3,437

​

$

—

​

$

3,437

INTEREST EXPENSE

​

 

​

​

 

​

​

 

​

​

​

​

​

 

​

​

 

​

Total interest expense

​

 

1,384

​

 

—

​

 

1,384

​

 

1,309

​

 

—

​

 

1,309

Net interest income

​

 

2,444

​

 

—

​

 

2,444

​

 

2,128

​

 

—

​

 

2,128

Provision for credit losses loans receivable

​

 

120

​

 

—

​

 

120

​

 

110

​

 

—

​

 

110

Net interest income after provision for credit losses

​

 

2,324

​

 

—

​

 

2,324

​

 

2,018

​

 

—

​

 

2,018

NONINTEREST INCOME

​

 

​

​

 

​

​

 

​

​

​

​

​

 

​

​

 

​

Service fees

​

 

35

​

 

—

​

 

35

​

 

32

​

 

—

​

 

32

Income from financial services

​

 

—

​

 

262

​

 

262

​

 

—

​

 

224

​

 

224

Fee income

​

 

236

​

 

8

​

 

244

​

 

163

​

 

8

​

 

171

Gain on sale of fixed assets

​

 

6

​

 

—

​

 

6

​

 

—

​

 

—

​

 

—

Earnings on deferred compensation plan assets

​

 

33

​

 

—

​

 

33

​

 

26

​

 

—

​

 

26

Net gains on sale of residential mortgage loans

​

 

24

​

 

—

​

 

24

​

 

33

​

 

—

​

 

33

Total noninterest income

​

 

334

​

 

270

​

 

604

​

 

254

​

 

232

​

 

486

NONINTEREST EXPENSE

​

 

​

​

 

​

​

 

​

​

 

​

​

 

​

​

 

​

Compensation and employee benefits

​

 

1,439

​

 

140

​

 

1,579

​

 

1,170

​

 

116

​

 

1,286

Core processing

​

 

463

​

 

—

​

 

463

​

 

335

​

 

—

​

 

335

Premises and equipment

​

 

304

​

 

6

​

 

310

​

 

217

​

 

6

​

 

223

Professional fees

​

 

159

​

 

15

​

 

174

​

 

57

​

 

—

​

 

57

Postage & office supplies

​

 

24

​

 

—

​

 

24

​

 

43

​

 

—

​

 

43

FDIC premiums

​

 

55

​

 

—

​

 

55

​

 

33

​

 

—

​

 

33

Advertising

​

 

91

​

 

1

​

 

92

​

 

96

​

 

2

​

 

98

Director fees

​

 

46

​

 

—

​

 

46

​

 

48

​

 

—

​

 

48

Intangible asset amortization

​

​

—

​

​

39

​

​

39

​

​

—

​

​

39

​

​

39

Other

​

​

172

​

​

17

​

​

189

​

​

153

​

​

12

​

​

165

Total noninterest expense

​

​

2,753

​

​

218

​

​

2,971

​

​

2,152

​

​

175

​

​

2,327

(Loss) Income before provision for income taxes

​

​

(95)

​

​

52

​

​

(43)

​

​

120

​

​

57

​

​

177

PROVISION FOR INCOME TAXES

​

 

7

​

 

—

​

 

7

​

 

29

​

 

—

​

 

29

Net (loss) income

​

$

(102)

​

$

52

​

$

(50)

​

$

91

​

$

57

​

$

148

​