NON-INTEREST INCOME (Tables)

3 Months Ended

Mar. 31, 2026

NON-INTEREST INCOME

Schedule of non-interest income

	Three months ended March 31,
(In thousands)	2026		2025
Service fees
Deposit related fees	$	12	$	9
Loan servicing income		23		23
Total service fees		35		32
Income from financial services
Securities commission income		261		222
Insurance commission income		1		2
Total insurance and securities commission income		262		224
Card income
Debit card interchange fee income		85		68
ATM fees		8		7
Insufficient fund fees		91		65
Total card and insufficient funds income		184		140
Realized gain on sales of residential mortgage loans		24		33
Deferred compensation plan assets		33		26
Other miscellaneous income		66		31
Total non-interest income	$	604	$	486