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DEPOSITS - Components of deposits (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
DEPOSITS.    
Demand deposits $ 32,221 $ 30,639
NOW accounts 27,801 27,058
Regular savings and demand clubs 25,662 22,752
Money markets 86,420 62,767
Certificates of deposit and retirement accounts 62,322 67,355
Total deposits $ 234,426 $ 210,571