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LOANS - Credit Quality Indicators (Details)
12 Months Ended
Dec. 31, 2025
USD ($)
loan
item
Dec. 31, 2024
USD ($)
item
loan
Loans to customers    
Total loans $ 226,669,000 $ 202,695,000
Current period gross write-offs    
Total (718,000) (96,000)
Current period recoveries    
Total 8,000  
Special Mention    
Current period net write-offs    
Receivables downgraded 1,100,000  
Mortgage loans on real estate    
Loans to customers    
Total loans 200,077,000 173,945,000
Mortgage loans on real estate | One-to four-family first lien residential    
Loans to customers    
2025/2024 2,429,000 5,633,000
2024/2023 2,712,000 12,938,000
2023/2022 10,223,000 18,451,000
2022/2021 16,772,000 11,101,000
2021/2020 10,643,000 7,929,000
Prior 50,227,000 45,184,000
Total loans 93,006,000 101,236,000
Mortgage loans on real estate | One-to four-family first lien residential | Pass    
Loans to customers    
2025/2024 2,429,000 5,633,000
2024/2023 2,712,000 12,938,000
2023/2022 10,223,000 18,451,000
2022/2021 16,772,000 11,101,000
2021/2020 10,643,000 7,929,000
Prior 50,227,000 45,184,000
Total loans 93,006,000 101,236,000
Mortgage loans on real estate | Residential construction    
Loans to customers    
2025/2024 2,190,000 1,006,000
2024/2023 750,000  
2023/2022   120,000
2022/2021 113,000  
2021/2020   101,000
Prior 143,000 61,000
Total loans 3,196,000 1,288,000
Mortgage loans on real estate | Residential construction | Pass    
Loans to customers    
2025/2024 2,190,000 1,006,000
2024/2023 750,000  
2023/2022   120,000
2022/2021 113,000  
2021/2020   101,000
Prior 143,000 61,000
Total loans 3,196,000 1,288,000
Mortgage loans on real estate | Home equity loans and lines of credit    
Loans to customers    
2025/2024 278,000 768,000
2024/2023 636,000  
Prior 60,000 65,000
Revolving Loans Amortized Cost Basis 14,682,000 10,895,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 265,000 188,000
Total loans 15,921,000 11,916,000
Mortgage loans on real estate | Home equity loans and lines of credit | Pass    
Loans to customers    
2025/2024 278,000 768,000
2024/2023 636,000  
Prior 60,000 65,000
Revolving Loans Amortized Cost Basis 14,682,000 10,895,000
Revolving Loans Converted to Term Loans Amortized Cost Basis 265,000 188,000
Total loans 15,921,000 11,916,000
Mortgage loans on real estate | Commercial    
Loans to customers    
2025/2024 31,612,000 10,109,000
2024/2023 10,484,000 12,513,000
2023/2022 13,730,000 8,375,000
2022/2021 7,331,000 6,939,000
2021/2020 6,581,000 4,531,000
Prior 18,216,000 17,038,000
Total loans 87,954,000 59,505,000
Mortgage loans on real estate | Commercial | Pass    
Loans to customers    
2025/2024 31,612,000 9,609,000
2024/2023 8,687,000 12,513,000
2023/2022 12,995,000 8,375,000
2022/2021 7,331,000 6,939,000
2021/2020 6,581,000 4,434,000
Prior 16,919,000 15,124,000
Total loans 84,125,000 56,994,000
Mortgage loans on real estate | Commercial | Special Mention    
Loans to customers    
2024/2023 576,000  
Total loans $ 576,000  
Current period net write-offs    
Number of loans downgraded | loan 1  
Increase due to downgrading $ 576,000  
Mortgage loans on real estate | Commercial | Substandard    
Loans to customers    
2025/2024   500,000
2024/2023 1,221,000  
2023/2022 735,000  
2021/2020   97,000
Prior 1,297,000 1,914,000
Total loans $ 3,253,000 $ 2,511,000
Current period net write-offs    
Number of loan relationships downgraded | item 2 1
Number of loans downgraded | loan 1  
Increase due to downgrading $ 742,000  
Number of loans restructured | loan   2
Value of loan restructured   $ 500,000
Commercial and industrial    
Loans to customers    
2025/2024 8,210,000 6,883,000
2024/2023 4,907,000 5,802,000
2023/2022 3,354,000 5,975,000
2022/2021 1,920,000 1,656,000
2021/2020 1,554,000 1,502,000
Prior 2,298,000 1,593,000
Total loans 22,243,000 23,411,000
Current period gross write-offs    
2024/2023   (31,000)
2023/2022 (652,000)  
2022/2021 (7,000) (25,000)
2021/2020 (4,000)  
Prior (16,000) (22,000)
Total (679,000) (78,000)
Current period recoveries    
Prior 2,000  
Total 2,000  
Current period net write-offs    
2024/2023   (31,000)
2023/2022 (652,000)  
2022/2021 (7,000) (25,000)
2021/2020 (4,000)  
Prior (14,000) (22,000)
Total (677,000) (78,000)
Commercial and industrial | Pass    
Loans to customers    
2025/2024 8,179,000 6,145,000
2024/2023 4,619,000 5,802,000
2023/2022 3,260,000 5,975,000
2022/2021 1,827,000 1,656,000
2021/2020 1,554,000 1,502,000
Prior 2,298,000 1,593,000
Total loans 21,737,000 22,673,000
Commercial and industrial | Special Mention    
Loans to customers    
2025/2024 31,000  
2024/2023 288,000  
2023/2022 94,000  
2022/2021 93,000  
Total loans $ 506,000  
Current period net write-offs    
Number of loans downgraded | loan 7  
Increase due to downgrading $ 506,000  
Commercial and industrial | Substandard    
Loans to customers    
2025/2024   738,000
Total loans   738,000
Current period net write-offs    
Receivables downgraded   738,000
Increase due to downgrading   2
Consumer loans    
Loans to customers    
2025/2024 711,000 2,536,000
2024/2023 1,788,000 1,038,000
2023/2022 731,000 1,406,000
2022/2021 909,000 271,000
2021/2020 1,000 47,000
Prior 116,000 41,000
Revolving Loans Amortized Cost Basis 92,000  
Revolving Loans Converted to Term Loans Amortized Cost Basis 1,000  
Total loans 4,349,000 5,339,000
Current period gross write-offs    
2025/2024   (4,000)
2024/2023 (28,000) (10,000)
2023/2022 (9,000) (4,000)
Prior (2,000)  
Total (39,000) (18,000)
Current period recoveries    
2023/2022 5,000  
Prior 1,000  
Total 6,000  
Current period net write-offs    
2025/2024   (4,000)
2024/2023 (28,000) (10,000)
2023/2022 (4,000) (4,000)
Prior (1,000)  
Total (33,000) (18,000)
Consumer loans | Pass    
Loans to customers    
2025/2024 711,000 2,536,000
2024/2023 1,788,000 1,038,000
2023/2022 731,000 1,406,000
2022/2021 909,000 271,000
2021/2020 1,000 47,000
Prior 116,000 41,000
Revolving Loans Amortized Cost Basis 92,000  
Revolving Loans Converted to Term Loans Amortized Cost Basis 1,000  
Total loans $ 4,349,000 $ 5,339,000