NON-INTEREST INCOME (Tables)

12 Months Ended

Dec. 31, 2025

NON-INTEREST INCOME

Schedule of non-interest income

	Year ended December 31,
(In thousands)	2025		2024
Service fees
Deposit related fees	$	41	$	38
Loan servicing income		93		85
Total service fees		134		123
Income from financial services
Securities commission income		959		880
Insurance commission income		10		13
Total insurance and securities commission income		969		893
Card income
Debit card interchange fee income		328		307
ATM fees		33		31
Insufficient fund fees		313		286
Total card and insufficient funds income		674		624
Realized gain on sales of residential mortgage loans		136		87
Deferred compensation plan assets		116		26
Other miscellaneous income		180		113
Total non-interest income	$	2,209	$	1,866