EMPLOYEE BENEFIT PLANS (Tables)

12 Months Ended

Dec. 31, 2025

EMPLOYEE BENEFIT PLANS

Schedule of net funded status of pension plans

	At December 31,
	2025		2024
Change in benefit obligation:
Benefit obligation at beginning of year	$	8,641	$	8,815
Service cost		231		215
Interest cost		514		501
Actuarial loss (gain)		145		(89)
Benefits paid		(1,276)		(801)
Benefit obligation at end of year		8,255		8,641
Change in plan assets:
Fair value of plan assets at beginning of year	$	15,886	$	15,155
Actual return on plan assets		1,650		1,532
Benefits paid		(1,276)		(801)
Fair value of plan assets at end of year		16,260		15,886
Net amount recognized, funded status	$	8,005	$	7,245

Schedule of assumption used to determine benefit obligation and net periodic benefit cost of defined benefit plan

	At December 31,
	2025		2024
Discount rate	6.14	%	6.17	%
Rate of increase in compensation levels	3.00	%	3.00	%

	At December 31,
	2025		2024
Discount rate	6.17	%	5.84	%
Expected long-term rate of return on plan assets	7.00	%	7.00	%
Rate of increase in compensation levels	3.00	%	3.00	%

Schedule of amounts recognized in other comprehensive income (loss)

	Year Ended December 31,
(In thousands)	2025		2024
Net periodic expenses recognized in income:
Service cost	$	231	$	215
Interest cost		514		501
Expected return on assets		(1,119)		(1,118)
Net periodic pension benefit		(374)		(402)
Total recognized in other comprehensive income		(386)		(503)
Total recognized in net periodic pension cost and other comprehensive income	$	(760)	$	(905)

Schedule of allocation of plan assets

The fair values of the Company’s Pension Plan assets by asset category are as follows (dollars in thousands):

			At December 31, 2025
	Asset Category	Total		Level 1		Level 2
	Equities & Commodities:
(1)	Equity Income Separate Account-Z	$	834	$	—	$	834
(2)	LargeCap S&P 500 Index Separate Account-Z		3,245		—		3,245
(3)	Blue Chip Separate Account-Z		782		—		782
(4)	MidCap S&P 400 Index Separate Account-Z		1,961		—		1,961
(5)	SmallCap S&P 600 Index Separate Account-Z		1,643		—		1,643
(6)	Global Emerging Markets Separate Account-Z		814		—		814
(7)	Real Estate Securities Sep Acct-Z		478		—		478
	Fixed Income:
(8)	LDI Short Duration Separate Account-Z		1,605		—		1,605
(9)	Core Fixed Income Separate Account-Z		1,602		—		1,602
(10)	Core Plus Bond Separate Account-Z		1,612		—		1,612
(11)	Inflation Protection Separate Account-Z 3-BlackRock		797		—		797
(12)	High Yield Separate Account-Z		810		—		810
(13)	Liquid Asset Separate Account-Z		77		—		77
	Total Market Value	$	16,260	$	—	$	16,260

		At December 31, 2024
	Asset Category	Total		Level 1		Level 2
	Equities & Commodities:
(1)	Equity Income Separate Account-Z	$	775	$	—	$	775
(2)	LargeCap S&P 500 Index Separate Account-Z		3,229		—		3,229
(3)	Blue Chip Separate Account-Z		816		—		816
(4)	MidCap S&P 400 Index Separate Account-Z		1,907		—		1,907
(5)	SmallCap S&P 600 Index Separate Account-Z		1,602		—		1,602
(6)	Global Emerging Markets Separate Account-Z		734		—		734
(7)	Real Estate Securities Sep Acct-Z		456		—		456
	Fixed Income:
(8)	LDI Short Duration Separate Account-Z		1,603		—		1,603
(9)	Core Fixed Income Separate Account-Z		1,564		—		1,564
(10)	Core Plus Bond Separate Account-Z		1,571		—		1,571
(11)	Inflation Protection Separate Account-Z 3-BlackRock		777		—		777
(12)	High Yield Separate Account-Z		798		—		798
(13)	Liquid Asset Separate Account-Z		54				54
	Total Market Value	$	15,886	$	—	$	15,886

Schedule of estimated future benefit payments

Estimated future benefit payments, which reflect expected future service, as appropriate, are as follows (dollars in thousands):

Estimated pension payments:
2026	$	574
2027	$	577
2028	$	563
2029	$	555
2030	$	687
2031-2035	$	3,338

Schedule of stock option activity

	Year Ended December 31,
	2025			2024
		Weighted			Weighted
		Average			Average
		Exercise			Exercise
		Price Per			Price Per
	Options	Share		Options	Share
Outstanding at the beginning of the period	59,034	$	9.27	60,990	$	9.27
Grants	5,600		9.78	—		—
Exercised	—		—	—		—
Forfeitures	(3,448)	$	(9.21)	(1,956)		(9.20)
Outstanding at period end	61,186	$	9.32	59,034	$	9.27
Vested at end of year	50,415	$	9.18	49,040	$	9.17
Exercisable	50,415	$	9.18	49,040	$	9.17