BORROWINGS (Tables)

12 Months Ended

Dec. 31, 2025

BORROWINGS

Schedule of advances from the Federal Home Loan Bank of New York

	At December 31,
(In thousands)	2025		2024
Term Advances:
FHLB fixed-rate advances	$	34,567	$	39,253
Repurchase Advances:
FHLB fixed-rate repurchase advances		1,000		2,000
Total Advances	$	35,567	$	41,253

Schedule of contractual maturities and weighted average rates of advances from FHLBNY

The contractual maturities and weighted average rates of advances from FHLBNY at December 31, 2025 are as follows (dollars in thousands):

2026	$	10,814	2.03	%
2027		8,753	2.56	%
2028		13,000	4.42	%
2029		2,000	4.61	%
2030		1,000	4.33	%
	$	35,567	3.24	%