DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2025

DEPOSITS.

Schedule of components of deposits

	At December 31,
(In thousands)	2025		2024
Demand deposits	$	32,221	$	30,639
NOW accounts		27,801		27,058
Regular savings and demand clubs		25,662		22,752
Money markets		86,420		62,767
Certificates of deposit and retirement accounts		62,322		67,355
	$	234,426	$	210,571

Schedule of maturities of certificates of deposit and retirement accounts.

(In thousands)	At December 31, 2025
2026	$	47,194
2027		9,390
2028		4,018
2029		1,480
2030		240
Thereafter		—
	$	62,322

Schedule of interest expense on deposits

	Year Ended December 31,
(In thousands)	2025		2024
NOW accounts	$	25	$	24
Regular savings and demand clubs		110		20
Money markets		2,159		1,407
Certificates of deposit and retirement accounts		2,017		2,386
	$	4,311	$	3,837