SECURITIES (Tables)

12 Months Ended

Dec. 31, 2025

SECURITIES

Schedule of amortized cost and fair values of securities, with gross unrealized gains and losses

	Amortized		Unrealized		Unrealized		Allowance for		Fair
(In thousands)	Cost		Gains		Losses		Credit Losses		Value
Available-for-sale securities:
December 31, 2025:
U.S. Treasury securities	$	14,775	$	36	$	(16)	$	—	$	14,795
U.S. Government Agency securities		1,000		—		(100)		—		900
Municipal securities		16,406		3		(2,364)		(518)		13,527
Mortgage-backed securities and collateralized mortgage obligations		11,796		10		(891)		—		10,915
Corporate securities		8,608		12		(122)		—		8,498
	$	52,585	$	61	$	(3,493)	$	(518)	$	48,635
December 31, 2024:
U.S. Treasury securities	$	15,923	$	4	$	(116)	$	—	$	15,811
U.S. Government Agency securities		1,000		—		(162)		—		838
Municipal securities		17,151		—		(2,372)		(498)		14,281
Mortgage-backed securities and collateralized mortgage obligations		6,862		—		(1,107)		—		5,755
Corporate securities		10,152		8		(361)		—		9,799
	$	51,088	$	12	$	(4,118)	$	(498)	$	46,484

Schedule of amortized cost and fair value of debt securities based on the contractual maturity

	At December 31, 2025				At December 31, 2024
	Amortized		Fair		Amortized		Fair
(In thousands)	Cost		Value		Cost		Value
Due in one year or less	$	14,434	$	13,868	$	14,225	$	13,723
Due after one year through five years		13,866		13,185		15,878		15,107
Due after five years through ten years		9,056		7,986		9,840		8,566
Due after ten years		3,433		2,681		4,283		3,333
		40,789		37,720		44,226		40,729
Mortgage-backed securities and collateralized mortgage obligations		11,796		10,915		6,862		5,755
	$	52,585	$	48,635	$	51,088	$	46,484

Schedule of securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position

	Less than Twelve Months				Twelve Months and Greater
	Gross				Gross
	Unrealized		Fair		Unrealized		Fair
(In thousands)	Losses		Value		Losses		Value
December 31, 2025:
U.S. Treasury securities	$	(1)	$	996	$	(15)		2,984
U.S. Government Agency securities		—		—		(100)		900
Municipal securities		(1)		1,025		(2,363)		11,300
Mortgage-backed securities and collateralized mortgage obligations		(32)		3,871		(859)		5,359
Corporate securities		—		—		(122)		5,718
	$	(34)	$	5,892	$	(3,459)	$	26,261
December 31, 2024:
U.S. Treasury securities	$	—	$	—	$	(116)	$	2,874
U.S. Government Agency securities		—		—		(162)		839
Municipal securities		(24)		1,114		(2,348)		11,769
Mortgage-backed securities and collateralized mortgage obligations		—		—		(1,107)		5,755
Corporate securities		(4)		896		(357)		8,402
	$	(28)	$	2,010	$	(4,090)	$	29,639

Schedule of allowance for credit losses on available-for-sale debt securities

(In thousands)	Municipal Securities
December 31, 2025:
Balance, beginning of period	$	498
Provision for credit losses, not previously recorded		20
Balance, end of period	$	518
December 31, 2024:
Balance, beginning of period	$	47
Provision for credit losses, not previously recorded		451
Balance, end of period	$	498