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DEPOSITS - Components of deposits (Details) - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
DEPOSITS.    
Demand deposits $ 36,668 $ 30,639
NOW accounts 26,788 27,058
Regular savings and demand clubs 25,268 22,752
Money markets 87,113 62,767
Certificates of deposit and retirement accounts 62,291 67,355
Total deposits $ 238,128 $ 210,571