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PREMISES AND EQUIPMENT (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
PREMISES AND EQUIPMENT          
Depreciation expense $ 96,000 $ 89,000 $ 284,000 $ 275,000  
Construction commitments $ 324,000   $ 324,000   $ 1,400,000