CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
INTEREST INCOME
Loans, including fees	$ 3,129	$ 2,991	$ 9,157	$ 8,632
Securities	549	351	1,466	1,062
Other	101	72	188	195
Total interest income	3,779	3,414	10,811	9,889
INTEREST EXPENSE
Deposits	1,197	958	3,119	2,909
Advances and borrowings	356	367	1,107	1,026
Total interest expense	1,553	1,325	4,226	3,935
Net interest income	2,226	2,089	6,585	5,954
Provision for credit losses available-for-sale securities
Provision for credit losses loans receivable	80		701	15
Net interest income after provision for credit losses	2,146	2,089	5,884	5,939
NONINTEREST INCOME
Gain on sale of fixed assets				6
Earnings on bank-owned life insurance	26	4	78	26
Net gains on sale of residential mortgage loans	63	51	128	73
Total noninterest income	595	531	1,612	1,406
NONINTEREST EXPENSE
Compensation and employee benefits	1,365	1,227	4,038	3,622
Core processing	435	390	1,146	1,120
Premises and equipment	217	187	662	568
Professional fees	102	56	265	187
Postage & office supplies	23	31	81	87
FDIC premiums	38	30	105	90
Advertising	74	87	257	267
Director fees	38	36	123	124
Other	225	204	649	576
Total noninterest expense	2,517	2,248	7,326	6,641
Income before provision for income taxes	224	372	170	704
PROVISION FOR INCOME TAXES	39	44	33	94
Net income	$ 185	$ 328	$ 137	$ 610
Net income per common shares - basic (in dollar per share)	$ 0.1	$ 0.19	$ 0.08	$ 0.35
Net income per common shares - diluted (in dollar per share)	$ 0.1	$ 0.19	$ 0.08	$ 0.35
Service fees
NONINTEREST INCOME
Non-interest income	$ 33	$ 30	$ 98	$ 91
Income from financial services
NONINTEREST INCOME
Non-interest income	245	244	709	667
Fee income
NONINTEREST INCOME
Non-interest income	$ 228	$ 202	$ 599	$ 543