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SEGMENT INFORMATION - Segment income (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
INTEREST INCOME        
Total interest income $ 3,595 $ 3,336 $ 7,032 $ 6,475
INTEREST EXPENSE        
Total interest expense 1,364 1,365 2,673 2,610
Net interest income 2,231 1,971 4,359 3,865
Provision for credit losses loans receivable 511   621 15
Net interest income after provision for credit losses 1,720 1,971 3,738 3,850
NONINTEREST INCOME        
Gain on sale of fixed assets     (1) 6
Earnings on bank-owned life insurance 26 11 52 22
Net gain/(loss) on sales of available-for-sale securities     1  
Net gains on sale of residential mortgage loans 32 20 65 22
Total noninterest income 531 463 1,017 875
NONINTEREST EXPENSE        
Compensation and employee benefits 1,387 1,180 2,673 2,395
Core processing 375 366 711 730
Premises and equipment 222 173 445 381
Professional fees 106 109 163 131
Postage & office supplies 29 20 58 56
FDIC premiums 34 31 67 60
Advertising 85 93 183 180
Director fees 37 40 85 88
Other 207 209 424 372
Total noninterest expense 2,482 2,221 4,809 4,393
Income before provision for income taxes (231) 213 (54) 332
PROVISION FOR INCOME TAXES (35) 37 (6) 50
Net income (loss) (196) 176 (48) 282
Service fees        
NONINTEREST INCOME        
Non-interest income 33 30 65 61
Income from financial services        
NONINTEREST INCOME        
Non-interest income 240 218 464 423
Fee income        
NONINTEREST INCOME        
Non-interest income 226 195 370 341
Operating Segments | Seneca Savings        
INTEREST INCOME        
Total interest income 3,595 3,336 7,032 6,475
INTEREST EXPENSE        
Total interest expense 1,364 1,365 2,673 2,610
Net interest income 2,231 1,971 4,359 3,865
Provision for credit losses loans receivable 511   621 15
Net interest income after provision for credit losses 1,720 1,971 3,738 3,850
NONINTEREST INCOME        
Gain on sale of fixed assets       6
Earnings on bank-owned life insurance     52 22
Net gain/(loss) on sales of available-for-sale securities     1  
Net gains on sale of residential mortgage loans 32 20 65 22
Total noninterest income 283 236 537 436
NONINTEREST EXPENSE        
Compensation and employee benefits 1,268 1,075 2,438 2,188
Core processing 375 366 711 730
Premises and equipment 216 167 433 369
Professional fees 106 109 163 131
Postage & office supplies 29 19 57 55
FDIC premiums 34 31 67 60
Advertising 82 88 179 175
Director fees 37 38 84 85
Other 155 158 322 273
Total noninterest expense 2,302 2,051 4,454 4,066
Income before provision for income taxes (299) 156 (179) 220
PROVISION FOR INCOME TAXES (35) 37 (6) 50
Net income (loss) (264) 119 (173) 170
Operating Segments | Seneca Savings | Service fees        
NONINTEREST INCOME        
Non-interest income 33 30 65 61
Operating Segments | Seneca Savings | Fee income        
NONINTEREST INCOME        
Non-interest income 218 186 354 325
Operating Segments | Financial Quest        
NONINTEREST INCOME        
Total noninterest income 248 227 480 439
NONINTEREST EXPENSE        
Compensation and employee benefits 119 105 235 207
Premises and equipment 6 6 12 12
Postage & office supplies   1 1 1
Advertising 3 5 4 5
Director fees   2 1 3
Other 52 51 102 99
Total noninterest expense 180 170 355 327
Income before provision for income taxes 68 57 125 112
Net income (loss) 68 57 125 112
Operating Segments | Financial Quest | Income from financial services        
NONINTEREST INCOME        
Non-interest income 240 218 464 423
Operating Segments | Financial Quest | Fee income        
NONINTEREST INCOME        
Non-interest income $ 8 $ 9 $ 16 $ 16