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DEPOSITS - Components of deposits (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
DEPOSITS.    
Demand deposits $ 33,019 $ 30,639
NOW accounts 25,923 27,058
Regular savings and demand clubs 26,802 22,752
Money markets 77,452 62,767
Certificates of deposit and retirement accounts 65,621 67,355
Total Deposits $ 228,817 $ 210,571