PREMISES AND EQUIPMENT (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024	Dec. 31, 2024
PREMISES AND EQUIPMENT
Depreciation expense	$ 93,600	$ 89,900	$ 187,500	$ 186,000
Construction commitments	$ 324,400		$ 324,400		$ 1,400,000