CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
INTEREST INCOME
Loans, including fees	$ 3,098	$ 2,897	$ 6,028	$ 5,641
Securities	460	350	917	711
Other	37	89	87	123
Total interest income	3,595	3,336	7,032	6,475
INTEREST EXPENSE
Deposits	995	1,022	1,922	1,951
Advances and borrowings	369	343	751	659
Total interest expense	1,364	1,365	2,673	2,610
Net interest income	2,231	1,971	4,359	3,865
Provision for credit losses loans receivable	511		621	15
Net interest income after provision for credit losses	1,720	1,971	3,738	3,850
NONINTEREST INCOME
Gain on sale of fixed assets			(1)	6
Earnings on bank-owned life insurance	26	11	52	22
Net gain on sales of available-for-sale securities			1
Net gains on sale of residential mortgage loans	32	20	65	22
Total noninterest income	531	463	1,017	875
NONINTEREST EXPENSE
Compensation and employee benefits	1,387	1,180	2,673	2,395
Core processing	375	366	711	730
Premises and equipment	222	173	445	381
Professional fees	106	109	163	131
Postage & office supplies	29	20	58	56
FDIC premiums	34	31	67	60
Advertising	85	93	183	180
Director fees	37	40	85	88
Other	207	209	424	372
Total noninterest expense	2,482	2,221	4,809	4,393
Income before provision for income taxes	(231)	213	(54)	332
PROVISION FOR INCOME TAXES	(35)	37	(6)	50
Net income (loss)	$ (196)	$ 176	$ (48)	$ 282
Net income (loss) per common shares - basic (in dollar per share)	$ (0.11)	$ 0.1	$ (0.03)	$ 0.16
Net income (loss) per common shares - diluted (in dollar per share)	$ (0.11)	$ 0.1	$ (0.03)	$ 0.16
Service fees
NONINTEREST INCOME
Non-interest income	$ 33	$ 30	$ 65	$ 61
Income from financial services
NONINTEREST INCOME
Non-interest income	240	218	464	423
Fee income
NONINTEREST INCOME
Non-interest income	$ 200	$ 184	$ 370	$ 341