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REGULATORY CAPITAL REQUIREMENTS (Tables)
6 Months Ended
Jun. 30, 2025
REGULATORY CAPITAL REQUIREMENTS  
Schedule of actual capital amounts and ratios

    

    

    

To be Well

    

Capitalized

Under Prompt and

Minimum Capital

Capital Adequacy

Corrective Action

Adequacy with

Actual

Purposes

Provisions

Buffer

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

(In thousands)

As of June 30, 2025 (Unaudited):

Tier 1 capital to assets

$

26,736

 

9.41

%  

$

22,735

 

8.00

%  

$

25,577

 

9.00

%  

N/A

 

N/A

As of December 31, 2024:

Tier 1 capital to assets

$

26,556

 

9.73

%  

$

21,823

 

8.00

%  

$

24,551

 

9.00

%  

N/A

 

N/A