The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   620,053 1,981 SH   SOLE   0 0 1,981
AMAZON COM INC COM 023135106   459,793 1,992 SH   SOLE   0 0 1,992
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,961,516 31,516 SH   SOLE   0 0 31,516
AMERICAN CENTY ETF TR US SML CP VALU 025072877   6,361,898 62,384 SH   SOLE   0 0 62,384
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   1,366,674 30,712 SH   SOLE   0 0 30,712
APPLE INC COM 037833100   1,442,054 5,304 SH   SOLE   0 0 5,304
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   452,385 900 SH   SOLE   0 0 900
BLACKROCK ETF TRUST II SHORT DURATION H 092528108   1,595,752 71,816 SH   SOLE   0 0 71,816
BLACKROCK ETF TRUST II ISHARES HIGH YIE 092528843   502,331 10,319 SH   SOLE   0 0 10,319
BLACKROCK ETF TRUST II ISHARES SHORT-TE 092528884   3,529,879 69,954 SH   SOLE   0 0 69,954
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   115,706 11,366 SH   SOLE   0 0 11,366
BROADCOM INC COM 11135F101   576,257 1,665 SH   SOLE   0 0 1,665
COSTCO WHSL CORP NEW COM 22160K105   209,557 243 SH   SOLE   0 0 243
DBX ETF TR XTRACK MSCI EAFE 233051630   379,813 12,256 SH   SOLE   0 0 12,256
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   14,818,921 388,846 SH   SOLE   0 0 388,846
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,692,093 205,468 SH   SOLE   0 0 205,468
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,739,766 53,678 SH   SOLE   0 0 53,678
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   5,624,559 112,717 SH   SOLE   0 0 112,717
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   676,218 20,560 SH   SOLE   0 0 20,560
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   8,718,321 204,848 SH   SOLE   0 0 204,848
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,642,325 50,178 SH   SOLE   0 0 50,178
TCW ETF TRUST FLEXIBLE INCOME 29287L700   887,476 22,411 SH   SOLE   0 0 22,411
EXXON MOBIL CORP COM 30231G102   355,364 2,953 SH   SOLE   0 0 2,953
META PLATFORMS INC CL A 30303M102   254,135 385 SH   SOLE   0 0 385
ISHARES TR CORE S&P500 ETF 464287200   8,367,830 12,217 SH   SOLE   0 0 12,217
ISHARES TR MSCI EAFE ETF 464287465   447,570 4,661 SH   SOLE   0 0 4,661
ISHARES TR RUS 1000 GRW ETF 464287614   4,059,967 8,578 SH   SOLE   0 0 8,578
ISHARES TR RUSSELL 2000 ETF 464287655   344,550 1,400 SH   SOLE   0 0 1,400
ISHARES TR CORE S&P SCP ETF 464287804   307,298 2,557 SH   SOLE   0 0 2,557
ISHARES TR CALIF MUN BD ETF 464288356   348,782 6,070 SH   SOLE   0 0 6,070
ISHARES TR 0-5 YR TIPS ETF 46429B747   254,951 2,490 SH   SOLE   0 0 2,490
ISHARES U S ETF TR SHORT MATURITY M 46431W838   5,952,637 118,296 SH   SOLE   0 0 118,296
ISHARES TR BROAD USD HIGH 46435U853   3,459,256 92,506 SH   SOLE   0 0 92,506
ISHARES TR 0-3 MNTH TREASRY 46436E718   3,191,366 31,793 SH   SOLE   0 0 31,793
JPMORGAN CHASE & CO. COM 46625H100   452,245 1,404 SH   SOLE   0 0 1,404
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   1,396,872 29,501 SH   SOLE   0 0 29,501
JOHNSON & JOHNSON COM 478160104   214,814 1,038 SH   SOLE   0 0 1,038
MCDONALDS CORP COM 580135101   247,866 811 SH   SOLE   0 0 811
MICROSOFT CORP COM 594918104   907,723 1,877 SH   SOLE   0 0 1,877
NVIDIA CORPORATION COM 67066G104   507,280 2,720 SH   SOLE   0 0 2,720
RTX CORPORATION COM 75513E101   206,894 1,128 SH   SOLE   0 0 1,128
SPDR S&P 500 ETF TR TR UNIT 78462F103   415,230 609 SH   SOLE   0 0 609
SPDR SERIES TRUST STATE STREET SPD 78464A763   211,290 1,518 SH   SOLE   0 0 1,518
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   200,641 1,398 SH   SOLE   0 0 1,398
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,257,803 13,754 SH   SOLE   0 0 13,754
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,499,900 37,074 SH   SOLE   0 0 37,074
VANGUARD MALVERN FDS CORE BD ETF 922020748   1,663,292 21,353 SH   SOLE   0 0 21,353
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605   1,522,147 15,182 SH   SOLE   0 0 15,182
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   6,468,202 129,779 SH   SOLE   0 0 129,779
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,285,617 23,914 SH   SOLE   0 0 23,914
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   209,838 679 SH   SOLE   0 0 679
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,645,237 32,715 SH   SOLE   0 0 32,715
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,148,116 6,473 SH   SOLE   0 0 6,473
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,035,330 3,709 SH   SOLE   0 0 3,709
VANGUARD INDEX FDS SML CP GRW ETF 922908595   3,546,015 11,737 SH   SOLE   0 0 11,737
VANGUARD INDEX FDS SM CP VAL ETF 922908611   526,510 2,486 SH   SOLE   0 0 2,486
VANGUARD INDEX FDS LARGE CAP ETF 922908637   261,284 830 SH   SOLE   0 0 830
VANGUARD INDEX FDS GROWTH ETF 922908736   1,723,609 3,533 SH   SOLE   0 0 3,533
VANGUARD INDEX FDS VALUE ETF 922908744   19,284,041 100,969 SH   SOLE   0 0 100,969
VANGUARD INDEX FDS TOTAL STK MKT 922908769   767,061 2,288 SH   SOLE   0 0 2,288
VERACYTE INC COM 92337F107   252,600 6,000 SH   SOLE   0 0 6,000
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   240,174 4,773 SH   SOLE   0 0 4,773