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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   5,602,127 38,426 SH   SOLE   0 0 38,426
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,492,078 194,118 SH   SOLE   0 0 194,118
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   20,955,107 254,217 SH   SOLE   0 0 254,217
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   6,963,360 71,251 SH   SOLE   0 0 71,251
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,406,049 24,884 SH   SOLE   0 0 24,884
VANGUARD INDEX FDS TOTAL STK MKT 922908769   66,482,740 207,234 SH   SOLE   0 0 207,234
ISHARES TR ESG MSCI LEADR 46435U218   1,521,707 13,395 SH   SOLE   0 0 13,395
ISHARES TR INTL EQTY FACTOR 46434V274   11,718,077 300,772 SH   SOLE   0 0 300,772
ISHARES INC MSCI CDA ETF 464286509   2,818,781 51,447 SH   SOLE   0 0 51,447
ISHARES INC MSCI SWEDEN ETF 464286756   1,254,540 25,750 SH   SOLE   0 0 25,750
ISHARES TR U S EQUITY FACTR 46434V282   11,033,154 167,169 SH   SOLE   0 0 167,169
SPDR SERIES TRUST BLOOMBERG INTL 78464A151   4,962,606 159,672 SH   SOLE   0 0 159,672
ISHARES TR 0-5YR HI YL CP 46434V407   1,114,276 26,336 SH   SOLE   0 0 26,336
ISHARES TR 0-5YR INVT GR CP 46434V100   2,769,932 54,861 SH   SOLE   0 0 54,861
ISHARES TR 3 7 YR TREAS BD 464288661   417,116 3,517 SH   SOLE   0 0 3,517
ISHARES INC EURO HIGH YIELD 464286210   3,207,569 61,138 SH   SOLE   0 0 61,138
ISHARES TR INTL TREA BD ETF 464288117   416,554 10,145 SH   SOLE   0 0 10,145
ISHARES INC JP MORGAN EM ETF 464286517   2,130,413 52,216 SH   SOLE   0 0 52,216
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   3,067,539 69,011 SH   SOLE   0 0 69,011
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,995,133 33,767 SH   SOLE   0 0 33,767