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Business Segment Reporting (Tables)
 12 Months Ended
Dec. 31, 2025
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information
Financial results by operating segment, including significant expense categories provided to the CODM, are detailed below:
For the year ended December 31, 2025
ConsumerCommercialWealth ManagementCorp / OtherTotal
(dollars in thousands)
Net interest income$315,068 $436,212 $(75)$38,460 $789,665 
Provision for credit losses¹4,402 3,754 (4)1,159 9,311 
Net interest income after provision for credit losses310,666 432,458 (71)37,301 780,354 
Noninterest income¹111,268 42,869 77,360 197 231,694 
Noninterest expense243,012 159,151 52,168 51,159 505,490 
Income before income taxes1
178,922 316,176 25,121 (13,661)506,558 
Income taxes42,886 73,155 6,049 (6,385)115,705 
Net income1
$136,036 $243,021 $19,072 $(7,276)$390,853 
Assets$3,498,285 $8,530,725 $19,441 $8,703,527 $20,751,978 
Assets under advice--15,956,069-15,956,069
¹ Consumer includes a $13.6 million loss on the sale of the consumer lease portfolio recognized in other noninterest income and a $5.0 million release of provision. Net of taxes, at a tax rate of 23.84%, the total impact to net income was $6.6 million.
For the year ended December 31, 2025
ConsumerCommercialWealth ManagementCorp / OtherTotal
Noninterest income(dollars in thousands)
Service charges and commissions$39,005 $18,191 $- $435 $57,631 
Payment services revenue44,62922,844-9767,570
Brokerage services(84)1,34624,9822,45228,696
Fees for fiduciary services--52,375(421)51,954
Mortgage banking revenues39,571---39,571
Investment securities (losses) gains, net---(6,811)(6,811)
Other income¹(11,853)48834,445(6,917)
Total noninterest income$111,268 $42,869 $77,360 $197 $231,694 
¹ Consumer includes a $13.6 million loss on the sale of the consumer lease portfolio.
For the year ended December 31, 2025
ConsumerCommercialWealth ManagementCorp / OtherTotal
Noninterest expense(dollars in thousands)
Salaries and employee benefits$110,983 $56,642 $36,907 $93,548 $298,080 
Net occupancy and equipment32,9177,2072,9915,87548,990
Computer software and maintenance6,1823,4381,74611,19022,556
Marketing and business development7,9162,1631,3859,20620,670
Legal and professional fees1,5452,24387117,74422,403
Bankcard processing, rewards and related cost22,0729,661-(986)30,747
Other expenses27,4553,8003,58427,20562,044
Allocated expenses33,94273,9974,684(112,623)-
Total noninterest expense$243,012 $159,151 $52,168 $51,159 $505,490 
For the year ended December 31, 2024
ConsumerCommercialWealth ManagementCorp / OtherTotal
(dollars in thousands)
Net interest income$276,775 $403,079 $(250)$7,720 $687,324 
Provision for credit losses11,640 3,359 2 (414)14,587 
Net interest income after provision for credit losses265,135 399,720 (252)8,134 672,737 
Noninterest income124,854 43,334 69,212 (27,010)210,390 
Noninterest expense242,560 148,737 46,863 51,247 489,407 
Income before income taxes147,429 294,317 22,097 (70,123)393,720 
Income taxes35,260 67,799 5,306 (20,455)87,910 
Net income$112,169 $226,518 $16,791 $(49,668)$305,810 
Assets$3,534,547 $8,572,871 $24,728 $7,110,397 $19,242,543 
Assets under advice--13,527,632-13,527,632
For the year ended December 31, 2024
ConsumerCommercialWealth ManagementCorp / OtherTotal
Noninterest income(dollars in thousands)
Service charges and commissions$38,248 $17,449 $- $440 $56,137 
Payment services revenue43,35824,068-10567,531
Brokerage services(42)1,25122,4062,12425,739
Fees for fiduciary services--46,503(606)45,897
Mortgage banking revenues42,080---42,080
Investment securities (losses) gains, net---(36,661)(36,661)
Other income1,2105663037,5889,667
Total noninterest income$124,854 $43,334 $69,212 $(27,010)$210,390 
For the year ended December 31, 2024
ConsumerCommercialWealth ManagementCorp / OtherTotal
Noninterest expense(dollars in thousands)
Salaries and employee benefits$104,815 $50,991 $32,285 $92,996 $281,087 
Net occupancy and equipment31,5686,4392,8056,31947,131
Computer software and maintenance6,4122,9751,6959,23620,318
Marketing and business development8,0502,1081,5648,26819,990
Legal and professional fees8401,6461,07622,72826,290
Bankcard processing, rewards and related cost27,36011,684-(7,042)32,002
Other expenses29,2913,7833,16426,35162,589
Allocated expenses34,22469,1114,274(107,608)-
Total noninterest expense$242,560 $148,737 $46,863 $51,247 $489,407 
The segment activity, as shown above, includes both direct and allocated items. Amounts in the "Corporate / Other" column include activity not related to the segments, such as administrative functions, various support and overhead operating units of the Company. Corporate administrative functions such as Compliance, Accounting, Credit Administration, Human Resources, and our Central Technology Services team expenses are allocated to the segments. These expenses will be reflected in "Corporate / Other" with the offset in allocated expenses. Expenses for the parent company, the administrative and support functions within the markets not specific to a segment, regulatory expenses, director and shareholder costs, community outreach, and other similar expenses are not allocated to the segments. In addition, "Corporate / Other" includes unallocated bank balances including the investment securities portfolio, cash held at the federal reserve, eliminations, and other items not allocated to the segments.
The Company's reportable segments are strategic lines of business that offer different products and services. They are managed separately because each line services a specific customer need, requiring different performance measurement analysis and marketing strategies. The performance measurement of the segments is based on the management structure of the Company and is not necessarily comparable with similar information for any other financial institution. The information is also not necessarily indicative of the segments' financial condition and results of operations if they were independent entities.