Parent Company Condensed Financial Statements (Tables)

12 Months Ended

Dec. 31, 2025

Condensed Financial Information Disclosure [Abstract]

Schedule of Condensed Balance Sheet

Following are the condensed financial statements of Central Bancompany, Inc. (Parent only) for December 31, 2025 and December 31, 2024.

CENTRAL BANCOMPANY, INC.

Condensed Balance Sheets

December 31, 2025 and 2024

	December 31,
	2025		2024
	(dollars in thousands)
Assets
Investment in bank subsidiary	$	1,874,332	$	1,727,762
Cash and due from bank subsidiary	896,588		312,447
Investment Securities AFS	721		982
Loans	-		18,720
Note receivable due from bank subsidiary	1,010,000		980,000
Advances to subsidiaries, net of borrowings	1,010		75,120
Other assets	42,741		36,885
Total assets	$	3,825,392	$	3,151,916
Liabilities and Stockholders' Equity
Other liabilities	$	41,415	$	41,255
Stockholders' equity	3,783,977		3,110,661
Total liabilities and stockholders' equity	$	3,825,392	$	3,151,916

Schedule of Condensed Income Statement

CENTRAL BANCOMPANY, INC.

Condensed Statements of Income

Years ended December 31, 2025 and 2024

	December 31,
	2025		2024
	(dollars in thousands)
Income
Dividends received from bank subsidiary	$	320,000	$	245,000
Interest income	56,895		62,677
Management fees charged to subsidiaries	-		850
Other income	432		464
Total income	377,327		308,991
Expense
Salaries and employee benefits	9,651		9,181
Management & data processing fees paid to subsidiaries	893		897
Other expenses	2,476		1,621
Total expense	13,020		11,699
Income taxes	10,545		12,450
Income before undistributed earnings of subsidiaries	353,762		284,842
Undistributed earnings (loss) of subsidiaries	37,091		20,968
Net income	$	390,853	$	305,810

Schedule of Condensed Cash Flow Statement

	December 31,
	2025		2024
	(dollars in thousands)
Cash flows from operating activities:
Net income	$	390,853	$	305,810
Adjustments to reconcile net income to net cash provided by operating activities:
Earnings of consolidated subsidiaries, net of dividends	(37,091)		(20,968)
(Increase) in other assets	(1,900)		(17,513)
Net cash provided by operating activities	351,862		267,329
Cash flows from investing activities:
Proceeds from maturities of available-for-sale securities	265		4,662
Decrease (increase) in advances to subsidiaries, net	74,110		(74,587)
Other, net	1,541		(6,226)
Net cash provided by (used in) investing activities	75,916		(76,151)
Cash flows from financing activities:
Purchase of treasury stock	-		(12,143)
Issuance of stock under equity compensation plans	(218)		(285)
Proceeds from issuance of common stock	403,112		-
Dividends paid	(246,531)		(57,532)
Other, net	-		942
Net cash provided by (used in) financing activities	156,363		(69,018)
Net increase in cash and cash equivalents	584,141		122,160
Cash and cash equivalents at beginning of year	312,447		190,288
Cash and cash equivalents at end of year	$	896,588	$	312,447