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Capital Adequacy (Tables)
12 Months Ended
Dec. 31, 2025
Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract]  
Schedule of Capital Ratios
A summary of the Company’s and the Bank’s capital ratios at December 31, 2025 and 2024 is as follows:
As of December 31, 2025:
ActualMinimum capital adequacy
requirement
Well-capitalized
requirement
AmountRatioAmountRatioAmountRatio
(dollars in thousands)
Total risk-based capital (to risk-weighted assets):
Company$3,633,280 29.29%$992,260 8.00%$-%
Central Trust Bank1,742,888 14.09%989,246 8.00%1,236,557 10.00%
Tier 1 capital (to risk-weighted assets):
Company3,483,247 28.08%744,195 6.00%-%
Central Trust Bank1,592,855 12.88%741,934 6.00%989,246 8.00%
Tier 1 common equity capital (to risk-weighted assets):
Company3,483,247 28.08%558,146 4.50%-%
Central Trust Bank1,592,855 12.88%556,451 4.50%803,762 6.50%
Tier 1 capital (to average assets):
Company3,483,247 17.94%776,720 4.00%-%
Central Trust Bank1,592,855 8.21%776,286 4.00%970,358 5.00%
As of December 31, 2024:
ActualMinimum capital adequacy
requirement
Well-capitalized
requirement
AmountRatioAmountRatioAmountRatio
(dollars in thousands)
Total risk-based capital (to risk-weighted assets):
Company$3,083,839 24.88%$991,777 8.00%$-%
Central Trust Bank1,706,617 13.81%1,028,943 8.00%1,286,179 10.00%
Tier 1 capital (to risk-weighted assets):
Company2,929,055 23.63%743,833 6.00%-%
Central Trust Bank1,551,833 12.56%771,707 6.00%1,028,943 8.00%
Tier 1 common equity capital (to risk-weighted assets):
Company2,929,055 23.63%557,875 4.50%-%
Central Trust Bank1,551,833 12.56%578,781 4.50%836,016 6.50%
Tier 1 capital (to average assets):
Company2,929,055 15.69%746,578 4.00%-%
Central Trust Bank1,551,833 8.33%745,433 4.00%931,792 5.00%