SCHEDULE 13G 0001764897 XXXXXXXX LIVE Class A Common Stock, par value $0.0001 per share 09/30/2025 0002064124 Figure Technology Solutions, Inc. 349381103 100 West Liberty Street Suite 600 Reno NV 89501 Rule 13d-1(d) Michael Scott Cagney X1 0.00 53702304.00 0.00 53702304.00 53702304.00 N 24.2 IN June Ou X1 0.00 53702304.00 0.00 53702304.00 53702304.00 N 24.2 IN Figure Technology Solutions, Inc. 100 West Liberty Street, Suite 600, Reno, NV 89501 Each of the following is hereinafter individually referred to as a "Reporting Person" and collectively as the "Reporting Persons." This statement is filed on behalf of: Michael Cagney June Ou The principal business address of each of the Reporting Persons is c/o Figure Technology Solutions, Inc., 100 West Liberty Street, Suite 600, Reno, NV 89501. Each of the Reporting Persons is a citizen of the United States. Y The ownership information presented below represents beneficial ownership of the shares of Class A Common Stock as of September 30, 2025, based upon 174,853,649 shares of Class A Common Stock outstanding as of September 30, 2025, as provided by the Issuer. The ownership information also assumes the respective conversion of the Class B common stock, par value $0.0001 per share ("Class B Common Stock") of the Issuer, and exercise of stock options disclosed below into shares of Class A Common Stock of the Issuer on a one-to-one basis. The Reporting Persons beneficially own the following: (i) 6,878,993 shares of Class A Common Stock held directly by Ms. Ou; (ii) 24,970,450 shares of Class A Common Stock underlying shares of Class B Common Stock held directly by Mr. Cagney; (iii) 10,685,585 shares of Class A Common Stock underlying shares of Class B Common Stock held directly by various trusts for which the Reporting Persons are trustees; (iv) 2,237,012 shares of Class A Common Stock underlying shares of Class B Common Stock held directly by Rockfish LLC, over which the Reporting Persons maintain control; (v) 4,559,904 shares of Class A Common Stock underlying stock options held directly by Mr. Cagney that are fully vested; and (vi) 4,370,360 shares of Class A Common Stock underlying stock options held directly by Ms. Ou that are either fully vested or will vest within 60 days of September 30, 2025. 24.2% 0 53,702,304 0 53,702,304 Y Y Y Y Y Y Material to be Filed as Exhibit: Exhibit 1: Joint Filing Agreement Michael Scott Cagney /s/ Michael Cagney 11/07/2025 June Ou /s/ June Ou 11/07/2025