The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   209,884 1,567 SH   SOLE   0 0 1,567
AMAZON COM INC COM 023135106   1,293,927 5,893 SH   SOLE   0 0 5,893
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   6,303,918 83,929 SH   SOLE   0 0 83,929
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   1,514,091 19,190 SH   SOLE   0 0 19,190
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   5,266,125 59,150 SH   SOLE   0 0 59,150
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   669,138 15,044 SH   SOLE   0 0 15,044
AMERICAN CENTY ETF TR US EQT ETF 025072885   1,390,273 12,790 SH   SOLE   0 0 12,790
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,448,715 34,650 SH   SOLE   0 0 34,650
APPLE INC COM 037833100   3,225,670 12,668 SH   SOLE   0 0 12,668
AVISTA CORP COM 05379B107   306,224 8,099 SH   SOLE   0 0 8,099
BANK MONTREAL QUE COM 063671101   270,920 2,080 SH   SOLE   0 0 2,080
BROADCOM INC COM 11135F101   221,040 670 SH   SOLE   0 0 670
CLOUDFLARE INC CL A COM 18915M107   515,016 2,400 SH   SOLE   0 0 2,400
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   4,340,589 135,347 SH   SOLE   0 0 135,347
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   2,281,860 83,554 SH   SOLE   0 0 83,554
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   926,090 20,080 SH   SOLE   0 0 20,080
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   3,544,913 108,110 SH   SOLE   0 0 108,110
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   4,717,520 132,180 SH   SOLE   0 0 132,180
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,447,730 37,535 SH   SOLE   0 0 37,535
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   5,121,959 70,706 SH   SOLE   0 0 70,706
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   418,433 9,363 SH   SOLE   0 0 9,363
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   322,062 4,704 SH   SOLE   0 0 4,704
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   10,407,209 326,860 SH   SOLE   0 0 326,860
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   2,423,111 41,627 SH   SOLE   0 0 41,627
FIDELITY NATL INFORMATION SV COM 31620M106   445,030 6,749 SH   SOLE   0 0 6,749
HOME DEPOT INC COM 437076102   253,649 626 SH   SOLE   0 0 626
INVESCO QQQ TR UNIT SER 1 46090E103   545,891 909 SH   SOLE   0 0 909
ISHARES TR 0-5 YR TIPS ETF 46429B747   704,089 6,812 SH   SOLE   0 0 6,812
ISHARES TR CORE MSCI EAFE 46432F842   273,892 3,137 SH   SOLE   0 0 3,137
ISHARES TR CORE S&P500 ETF 464287200   817,885 1,222 SH   SOLE   0 0 1,222
ISHARES TR GLOBAL REIT ETF 46434V647   713,048 27,897 SH   SOLE   0 0 27,897
ISHARES TR ISHS 1-5YR INVS 464288646   654,285 12,338 SH   SOLE   0 0 12,338
ISHARES TR MSCI EAFE ETF 464287465   276,843 2,965 SH   SOLE   0 0 2,965
ISHARES TR NATIONAL MUN ETF 464288414   2,846,904 26,734 SH   SOLE   0 0 26,734
ISHARES TR RUS 1000 ETF 464287622   626,068 1,713 SH   SOLE   0 0 1,713
ISHARES TR RUSSELL 3000 ETF 464287689   2,164,506 5,712 SH   SOLE   0 0 5,712
ISHARES TR SHRT NAT MUN ETF 464288158   1,906,557 17,855 SH   SOLE   0 0 17,855
MCKESSON CORP COM 58155Q103   783,356 1,014 SH   SOLE   0 0 1,014
MERCADOLIBRE INC COM 58733R102   434,671 186 SH   SOLE   0 0 186
META PLATFORMS INC CL A 30303M102   541,330 737 SH   SOLE   0 0 737
MICROSOFT CORP COM 594918104   1,916,589 3,700 SH   SOLE   0 0 3,700
NVIDIA CORPORATION COM 67066G104   396,582 2,126 SH   SOLE   0 0 2,126
PFIZER INC COM 717081103   318,653 12,506 SH   SOLE   0 0 12,506
PIMCO ETF TR INTER MUN BD ACT 72201R866   5,398,642 103,264 SH   SOLE   0 0 103,264
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   662,054 19,840 SH   SOLE   0 0 19,840
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,042,037 44,761 SH   SOLE   0 0 44,761
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   457,305 18,742 SH   SOLE   0 0 18,742
SCHWAB STRATEGIC TR US TIPS ETF 808524870   279,903 10,386 SH   SOLE   0 0 10,386
SPDR S&P 500 ETF TR TR UNIT 78462F103   741,459 1,113 SH   SOLE   0 0 1,113
SPDR SERIES TRUST NUVEEN ICE SHORT 78468R739   397,189 8,237 SH   SOLE   0 0 8,237
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672   3,469,247 120,043 SH   SOLE   0 0 120,043
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300   1,322,304 14,916 SH   SOLE   0 0 14,916
SPDR SERIES TRUST S&P DIVID ETF 78464A763   289,204 2,065 SH   SOLE   0 0 2,065
TESLA INC COM 88160R101   384,683 865 SH   SOLE   0 0 865
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,311,825 66,960 SH   SOLE   0 0 66,960
VANGUARD INDEX FDS SM CP VAL ETF 922908611   629,887 3,018 SH   SOLE   0 0 3,018
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,152,726 40,079 SH   SOLE   0 0 40,079
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,910,333 35,259 SH   SOLE   0 0 35,259
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   246,612 1,730 SH   SOLE   0 0 1,730
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,679,897 52,931 SH   SOLE   0 0 52,931
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   3,712,507 44,139 SH   SOLE   0 0 44,139
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,949,897 36,906 SH   SOLE   0 0 36,906
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   584,776 2,710 SH   SOLE   0 0 2,710
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   11,027,348 184,034 SH   SOLE   0 0 184,034
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   886,673 6,291 SH   SOLE   0 0 6,291