EX-99.16 17 ex99-16.htm CLARIFII DATA COMPARE REPORT
 

GCAT 2025-NQM4 Trust ABS- 15G

Exhibit 99.16

 

Loan ID Redaction ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
XXXX 524544997 XXXX XXXX Closing/Settlement Date finalCdDetailPage XXXX XXXX Per CD
XXXX 524544997 XXXX XXXX Cash Disbursement Date finalCdDetailPage XXXX XXXX Per final CD in file.
XXXX 524544997 XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.72 39.35 Audit DTI is higher due to higher  "Other REO" and higher  liabilities 
XXXX 557314654 XXXX XXXX Calculated DSCR diligenceFinalLookPage 1.071 1.0781 Lender used lower HOA fee for subject property.
XXXX 511064318 XXXX XXXX Property Type propertyValuationPage Townhouse PUD Per Appraisal property Type
XXXX 506514291 XXXX XXXX Property Type propertyValuationPage Townhouse Single Family Detached Per Appraisal PUD Attached 
XXXX 520230362 XXXX XXXX Property Type propertyValuationPage Townhouse PUD Per Title and Appraisal 
XXXX 566668690 XXXX XXXX Application Date complianceDetailPage XXXX XXXX Per initial application
XXXX 580469539 XXXX XXXX MIN No deedOfTrustPage XXXX XXXX Per DOT.
XXXX 530622120 XXXX XXXX Property Type propertyValuationPage Townhouse Single Family Attached Per Appraisal /Legal
XXXX 589130440 XXXX XXXX Property Type propertyValuationPage Townhouse PUD Per title
XXXX 510896067 XXXX XXXX Closing/Settlement Date finalCdDetailPage XXXX XXXX Final CD
XXXX 510896067 XXXX XXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 48.64 45.63 Audited expenses and rent match the 1003, but the final net rental loss does not. Unable to determine how the lender arrived at their final net rental loss figure. 
XXXX 506002291 XXXX XXXX Property Type propertyValuationPage Two to Four Unit DETACHED Per appraisal
XXXX 535932291 XXXX XXXX Property Type propertyValuationPage Two to Four Unit DETACHED Per appraisal 
XXXX 580106486 XXXX XXXX Property Type propertyValuationPage Condominium DETACHED Per title 
XXXX 576032569 XXXX XXXX Borrower 1 Middle Name notePage XXXX XXXX Per Note 
XXXX 576032569 XXXX XXXX Primary Appraised Property Value propertyValuationPage XXXX XXXX Per Appraisal.