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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   345,952 1,864 SH   SOLE   0 0 1,864
APPLE INC COM 037833100   1,009,387 4,920 SH   SOLE   0 0 4,920
CATERPILLAR INC COM 149123101   648,311 1,670 SH   SOLE   0 0 1,670
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,540,982 13,981 SH   SOLE   0 0 13,981
ISHARES TR CORE S&P500 ETF 464287200   754,394 1,215 SH   SOLE   0 0 1,215
ISHARES TR CORE S&P MCP ETF 464287507   266,996 4,305 SH   SOLE   0 0 4,305
ISHARES TR CORE MSCI INTL 46435G326   282,108 3,710 SH   SOLE   0 0 3,710
ISHARES TR CR 5 10 YR ETF 46435G417   309,773 7,100 SH   SOLE   0 0 7,100
KLA CORP COM NEW 482480100   1,735,944 1,938 SH   SOLE   0 0 1,938
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   332,082 12,531 SH   SOLE   0 0 12,531
VANGUARD STAR FDS VG TL INTL STK F 921909768   11,029,668 159,642 SH   SOLE   0 0 159,642
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,351,120 45,513 SH   SOLE   0 0 45,513
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,984,788 34,815 SH   SOLE   0 0 34,815
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   564,834 4,237 SH   SOLE   0 0 4,237
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,597,708 32,270 SH   SOLE   0 0 32,270
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   445,637 3,316 SH   SOLE   0 0 3,316
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,121,426 31,559 SH   SOLE   0 0 31,559
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   445,197 9,001 SH   SOLE   0 0 9,001
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   451,372 7,679 SH   SOLE   0 0 7,679
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   14,170,768 24,947 SH   SOLE   0 0 24,947
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   5,103,782 26,484 SH   SOLE   0 0 26,484
VANGUARD INDEX FDS GROWTH ETF 922908736   985,193 2,247 SH   SOLE   0 0 2,247
VANGUARD INDEX FDS VALUE ETF 922908744   1,715,585 9,707 SH   SOLE   0 0 9,707
VANGUARD INDEX FDS SMALL CP ETF 922908751   561,018 2,367 SH   SOLE   0 0 2,367
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,316,214 17,492 SH   SOLE   0 0 17,492
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   2,640,454 52,484 SH   SOLE   0 0 52,484